In today’s fast-paced world, financial emergencies can arise unexpectedly, leaving individuals scrambling for quick and reliable solutions. The 30daysloan Loan App emerges as a trusted platform for those seeking short-term, urgent personal loans in India. Designed to provide quick access to funds with minimal hassle, 30daysloan is a registered Non-Banking Financial Company (NBFC) approved by the Reserve Bank of India (RBI). This article delves into the features, benefits, application process, eligibility criteria, customer reviews, and more about the 30daysloan Loan App, offering a comprehensive guide for potential borrowers in 2025.
What is 30daysloan Loan App?
30daysloan, operated under Girdhar Finlease Pvt Ltd, is a digital lending platform that specializes in providing short-term personal loans to Indian residents. Whether you need funds for medical emergencies, home repairs, utility bills, or other unforeseen expenses, 30daysloan ensures a seamless borrowing experience. The app is tailored to meet urgent financial needs with a fast disbursal process, no collateral requirements, and a user-friendly interface. With loan amounts ranging from INR 10,000 to INR 2,00,000 and flexible repayment tenures of 1 to 3 years, 30daysloan is a reliable choice for salaried employees, business owners, and self-employed individuals.
The company prides itself on its secure and transparent platform, ensuring that borrowers’ personal information is protected through accredited fintech systems. Located at 106, First Floor, Surya Kiran Building, 19 Kasturba Gandhi Marg, New Delhi – 110001, 30daysloan is easily accessible via email (info@30daysloan.com) or phone (+91-9711711074).
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Why Choose 30daysloan Loan App?
30daysloan stands out in the crowded digital lending market due to its customer-centric features and efficient processes. Here are the key reasons to choose this app for your short-term loan needs:
1. Unsecured Personal Loans
30daysloan offers collateral-free loans, making it accessible to a wide range of borrowers. Eligibility is determined based on creditworthiness and a decent CIBIL score, eliminating the need for assets as security. This feature is particularly beneficial during emergencies when individuals may not have collateral to pledge. The app provides advance salary loans to help borrowers manage unforeseen expenses, such as medical bills or vehicle repairs, without financial strain.
2. Fast and Easy Redressal
The app’s streamlined loan disbursal process ensures that funds are transferred to your bank account within 30 minutes of final approval. Unlike traditional banks that require extensive paperwork and long waiting periods, 30daysloan allows borrowers to upload documents digitally. The fintech system conducts a quick verification, ensuring a hassle-free experience. This speed is a game-changer for those facing urgent financial needs.
3. Flexible Loan Options
30daysloan is designed to address multiple unexpected expenses at once. Whether it’s a wedding, housing costs, or medical emergencies, the app offers flexibility to cover various needs. There are no upfront fees or hidden charges, and the application process is straightforward, making it an attractive option for borrowers seeking convenience.
4. Secure and Transparent Platform
The app uses a secure, accredited fintech system that is manually updated to ensure data safety. 30daysloan adheres to strict privacy policies, preventing misuse of personal information. Borrowers can trust that their details are handled with care, fostering confidence in the platform.
Application Process: How to Apply for a Loan
The application process for 30daysloan is designed to be simple and efficient, allowing borrowers to access funds quickly. Here’s a step-by-step guide:
- Share Details: Fill out the online loan approval form on the 30daysloan app or website. The form is user-friendly, and your information is protected with robust security measures.
- Quick Scan: Upload the required documents, such as your PAN card, bank statements, and salary slips. The app’s fintech system performs a rapid verification to assess eligibility.
- Communication: If any discrepancies arise during the approval process, the 30daysloan team will contact you via phone or email to resolve issues promptly.
- Loan Disbursal: Once approved, the loan amount is securely transferred to your bank account on the same day, typically within 30 minutes.
Eligibility Criteria
To qualify for a loan with 30daysloan, applicants must meet the following criteria:
- Indian Resident: You must be a citizen of India.
- Age: Applicants should be at least 21 years old.
- Employment Status: Salaried employees, business owners, or self-employed individuals are eligible.
- Bank Account: A savings bank account is mandatory.
- CIBIL Score: A decent CIBIL score is required to demonstrate creditworthiness.
Documentation Required
The documentation process is minimal, ensuring a smooth application experience. Applicants need to submit:
- A completely filled personal loan application with a photograph.
- PAN Card.
- Residence Proof: Passport, driving license, voter ID, post-paid/landline bill, or utility bills (electricity/water/gas).
- Bank Statements: Statements for the last 3 months, preferably from your salary account.
- Salary Slips: For the last 3 months.
- Identity & Age Proof.
Rates and Fees
30daysloan is transparent about its rates and fees, though the interest rates are higher compared to long-term loans due to the short-term nature of the product. Here are the details:
- Monthly Interest Rate: 2.9166%
- Annual Percentage Rate (APR): 35% (Fixed)
- Tenure/Repayment Period: 1 to 3 years
- Loan Amount: INR 10,000 to INR 2,00,000
- Processing Fee: 2%
- GST on Processing Fee: 18%
Representative Example
- Loan Amount: ₹50,000
- APR: 35%
- Tenure: 12 months
- Processing Fee: ₹1,000
- GST on Processing Fee: ₹180
- Amount Disbursed: ₹49,000
- EMI: ₹4,998
- Total Repayment Amount: ₹59,978
- Total Interest: ₹9,978
Customer Reviews: Real Experiences with 30daysloan
Customer feedback provides valuable insights into the app’s performance and reliability. Below are some reviews from users in 2025, reflecting both positive and negative experiences:
Positive Reviews
- Prashanth Sridhar (01/05/25): “Highly recommended! The application process was fast, simple, and hassle-free. I received approval within minutes, and the funds were disbursed quickly. The app is user-friendly, transparent, and offers flexible repayment options. Customer support was responsive and helpful.”
- Akash Bisht (29/04/25): “Great application for instant loans at reasonable interest rates. Easy processing, minimal documentation, and excellent support staff.”
- Geetha V (28/04/25): “Had a good experience with 30daysloan. Ms. Kajal was very helpful and knowledgeable. The process is easy, and I took a loan for the second time. Overall, happy with the service.”
- Kumar Gautam (01/05/25): “Very good experience when I needed money urgently. The team understands customer needs, and their support is appreciated.”
- Pravin Shukla (01/05/25): “One of the coolest loan apps with supportive staff. Ms. Neha provided seamless assistance.”
Negative Reviews
- Aditya Singh (18/04/25): “After paying off multiple loans on time, they blocked my account because the last payment was delayed by 2 days. Not trustworthy and very high charges.”
- Roman Chakma (02/05/25): “Unable to fill up mobile number in the application. Please solve this issue.”
- Hansel Godinho (27/04/25): “Not happy with the services. Very bad app.”
- Dinaar (28/04/25): “Unable to enter mobile number for 3 days. No customer service number provided.”
- Aram Babu (18/04/25): “After submitting all documents and eKYC, the loan was rejected without reason. Waste of time.”
- Sunil Kamat (23/04/25): “This is fake. It just tells you to apply tomorrow or that you’ve logged in multiple times. Do not download.”
- Prajakta Patil (03/05/25): “Not a good experience. High ROI, no reloan after repayment, and unresponsive executives.”
Analysis of Reviews
The reviews highlight a mixed experience with 30daysloan. Positive feedback praises the fast approval, user-friendly interface, and helpful customer support, particularly from staff like Ms. Kajal and Ms. Neha. However, negative reviews point to issues such as high interest rates, technical glitches (e.g., inability to enter mobile numbers), account blocking, and poor customer service responsiveness. Some users also reported loan rejections without clear reasons, which can be frustrating.
To improve, 30daysloan could address technical issues, enhance customer support accessibility, and provide clearer communication regarding loan rejections or account issues. Despite these challenges, the app’s 4.0-star rating indicates that many users find value in its quick disbursal and flexible options.
Company Accreditation
30daysloan operates as Girdhar Finlease Pvt Ltd, a registered NBFC approved by the Reserve Bank of India (RBI). This accreditation ensures compliance with regulatory standards, providing borrowers with confidence in the platform’s legitimacy and security.
Conclusion
The 30daysloan Loan App is a viable option for Indian residents seeking short-term personal loans in 2025. Its collateral-free loans, fast disbursal process, and flexible repayment options make it a convenient choice for addressing urgent financial needs. The app’s secure platform and RBI accreditation further enhance its credibility. However, potential borrowers should be mindful of the high interest rates (35% APR) and carefully review the terms before applying.
Customer reviews reflect both the app’s strengths and areas for improvement. While many appreciate the speed and ease of the process, others have faced challenges with technical issues and customer service. By addressing these concerns, 30daysloan can solidify its position as a leading loan app in India.
For those in need of quick funds, 30daysloan offers a reliable solution. To apply, visit their website or download the app, ensure you meet the eligibility criteria, and submit the required documents. With 30daysloan, you can tackle financial emergencies with confidence and ease.
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Disclaimer: Always compare loan terms and interest rates before borrowing, and ensure timely repayments to maintain a healthy credit score.
