Aajkal bahut saare log instant loan apps ki taraf attract ho rahe hain kyunki ye promise karte hain ki bina paperwork ke jaldi paise mil jayenge. Ek aisa hi app hai Mast Money (Play Store link: https://play.google.com/store/apps/details?id=in.app.mast.moneyapp.credit), jo developer ASEEDO TECHNOLOGY PRIVATE LIMITED dwara banaya gaya hai. App ka overall rating Play Store pe around 4.6 dikhta hai, lekin agar aap real user experiences dekhen to picture bilkul alag hai. Ye app mainly 7-day short-term loans offer karta hai, jisme loan amount chhota hota hai lekin repayment period sirf 7 days ka hota hai aur interest bahut zyada – matlab heavy charges.
Is article mein hum Mast Money app ke baare mein detail se baat karenge, lekin focus rahega critical reviews pe jo Play Store pe milte hain. App ke official description pe zyada bharosa mat karna, kyunki wahan sab kuch positive dikhaaya jaata hai jaise low interest (10.95%-18.25% annual), flexible repayment up to 365 days, aur secure process. Lekin real users ke reviews bilkul opposite hain – log bol rahe hain ki ye fake ya fraudulent hai, heavy interest lagta hai, disbursement kam hota hai lekin repayment full amount ka maanga jaata hai, aur harassment bhi hota hai.
Mast Money App Kya Hai aur Kaise Kaam Karta Hai?
Mast Money ek instant personal loan app hai jo claim karta hai ki aapko ₹5,000 se ₹1,50,000 tak credit limit mil sakta hai. Process simple bataya jaata hai:
Anúncios
- App download karo.
- Register karo aur profile complete karo.
- Credit limit approve karwao.
- Funds withdraw karo.
Official description mein ye bolta hai ki interest annual basis pe 10.95% se 18.25% hai, daily calculate hota hai, aur repayment flexible hai. Example diya hai: ₹10,000 withdraw karo to 100 days ke liye interest sirf ₹300. Lekin users ke according, real mein ye short-term (7 days) loans dete hain jisme interest bahut high hota hai.
Users kehte hain ki apply karte ho ₹3,500 ke liye, lekin account mein sirf ₹2,100 aata hai. Repayment 7 days mein full ₹3,500 + extra charges maangte hain. Matlab effective interest bahut zyada – almost 50-60% ya usse bhi upar short period mein. Ye typical predatory lending jaisa lagta hai jo India mein bahut common ho gaya hai illegal loan apps ke saath.
Critical Reviews Jo Play Store Pe Milte Hain – Real User Experiences
Play Store ke reviews padhne se saaf dikhta hai ki bahut se users disappointed hain. Yahan kuch real reviews ke examples (jaise aapne share kiye photos mein):
- BiNdAsS KaPiL (1 star, March 2026): “The app is very disappointed… I apply a new loan but loan 3500 but my account money receive 2100 but payment is very quickly 7 days period… interest 1400 in 7 days… this is incredible not recommended… The people app is the bad very bad.” (3 logon ne helpful bola)
- rajanikant patel (1 star, April 2026): “Don’t download this app.. Totally fake app. They charged too much. You have to pay 3500 for 2100. They harass you too much before due date. Don’t take loan from this app.” (3 helpful)
- Devalampeta Dilli prasad (1-2 stars, July 2026): “Fully fake app don’t install… loan repayment time only 7 days and 2 days before he called… he is hacked our mobile and miss use our photos badly.” (Harassment aur data misuse ka mention)
- Arul Prakash (1 star, March 2026): “Loan amount 2100 repayment 3500 totally duration only 7 days… totally misuse for people money… fake and fraud financial services.”
- MAHABIR SINGH (1-2 stars, Feb 2026): “Fake loan app… do not download it as you will only get rejection bcoz their motive is to collect data only.”
Developer responses mein company sorry bolti hai aur contact maangti hai (jaise support@mastmoney.net), lekin users kehte hain harassment continue hota hai – calls, messages, photos misuse, contacts ko threaten.
Ye reviews se clear hai ki app 7-day loan deta hai jisme heavy charges lagte hain. Disbursed amount kam, repayment full + interest, aur agar late ho to harassment shuru – calls, abusive language, photos blackmail.
India mein aise bahut apps hain jo Chinese origin se linked hote hain aur blackmail karte hain. Reports ke according, kai log suicide tak pahunch gaye harassment se. Mast Money bhi isi category mein lagta hai jahan short repayment aur high effective interest se log trap ho jaate hain.
Mast Money App Ke Risks aur Problems
- High Effective Interest: 7 days mein 1400 interest jaise cases – ye illegal high rates ke barabar.
- Partial Disbursement: Apply 3500, milta 2100 – hidden fees cut.
- Harassment: Due date se pehle calls, abusive language, contacts ko message, photos misuse.
- Data Theft: App contacts, photos, gallery access maangta hai – blackmail ke liye use.
- Fake Promises: Description mein low interest, lekin real mein predatory.
Agar aap desperate ho aur ye app try kar rahe ho, to soch samajh ke – bahut se log regret karte hain.
FAQ: Mast Money Loan App Ke Baare Mein Common Sawal
Q1: Mast Money app real hai ya fake?
A: App Play Store pe hai aur developer registered lagta hai, lekin users ke reviews se ye predatory aur high-charge wala hai. Bahut se log ise fake ya fraud bolte hain kyunki harassment aur misuse hota hai.
Q2: Isme interest kitna lagta hai?
A: Official 10.95%-18.25% annual, lekin 7-day loans mein effective rate bahut high (50%+ short term). Users bolte hain 2100 pe 3500 repay.
Q3: Repayment period kitna hota hai?
A: Users kehte hain mostly 7 days, official mein up to 365 days claim, lekin practice mein short-term pressure.
Q4: Harassment hota hai kya?
A: Haan, reviews mein calls, threats, photos blackmail ka zikr. Ye illegal hai India mein.
Q5: Safe hai download karna?
A: Nahi recommended. Agar already install hai to data delete karo aur avoid karo loans.
Q6: Better alternatives kya hain?
A: Banks, RBI-regulated NBFCs jaise Bajaj Finserv, MoneyTap, ya genuine apps use karo. Kabhi bhi unknown apps se short-term high-interest loan mat lo.
Agar Aapke Saath Fraud Hua Hai to Kaise Complaint Kare?
Agar Mast Money ya kisi bhi loan app ne aapke saath fraud kiya, harassment kiya, data misuse kiya, ya heavy charges lagaye, to turant action lo. India mein illegal loan apps ke against strong laws hain.
- Sabse pehle evidence collect karo:
- Screenshots of messages, calls logs.
- Bank statements (disbursement aur repayment).
- App ke terms, photos jo misuse hue.
- National Cyber Crime Reporting Portal pe complaint file karo:
- Website: https://cybercrime.gov.in
- “Report Other Cybercrimes” ya “Financial Fraud” select karo.
- Details fill karo – app name, amount, harassment details.
- Evidence upload karo.
- Helpline: 1930 call karo for quick reporting (financial cyber fraud ke liye).
- Local Police Station ya Cyber Cell mein FIR darj karwao:
- Nearest police station jaao ya cyber crime cell.
- IT Act sections (66E for privacy violation, 67 for obscene material) aur IPC sections ke under complaint.
- RBI Sachet Portal pe report karo (agar regulated lagta hai):
- https://sachet.rbi.org.in
- Unauthorized lending apps report karo.
- Consumer Forum ya Court:
- Agar amount bada hai to consumer court mein case.
Yaad rakho: Illegal recovery practices (abuse, blackmail) RBI guidelines violate karte hain. Government ne kai aise apps ban kiye hain. Jaldi complaint karo taaki action ho sake.
Conclusion: Mast Money jaise 7-day loan apps se door raho. Heavy charges aur harassment ke chances bahut zyada. Hamesha RBI-approved lenders choose karo. Agar already fas gaye ho to upar wale steps follow karo aur help lo. Safe borrowing karo, smart bano
