27 Mar, 2026 By rahulrani90
GaneshFast Personal Loan App Review 2026: Scam Hai Ya Real?

Doston, aaj kal har koi jaldi paise chahiye toh smartphone utha ke Play Store se loan app download kar leta hai. “Instant approval”, “zero paperwork”, “low interest” – yeh sab words sun ke lagta hai jaise sapna sach ho gaya. Lekin asal mein yeh sapna kabhi kabhi bada khaufnak nightmare ban jata hai. Aaj hum baat kar rahe hain GaneshFast Personal Loan App ke bare mein – ek aise 7 day loan app jo bahut heavy charges karta hai aur users ke reviews mein fraud ke allegations se bhara pada hai.

Yeh app Play Store par available hai (Link: https://play.google.com/store/apps/details?id=com.ganeshfast.personal.loan.app). Official rating 4.5 star dikhaya jaata hai, lekin agar aap critical reviews padhoge toh dil baith jaayega. Is article mein hum app ke official description par zyada bharosa nahi karenge, balki Play Store ke real user reviews par focus karenge jo March 2026 ke hain. Yeh reviews batate hain ki yeh sirf 7 din ka loan deta hai, approved amount se kaafi kam paisa deta hai, aur non-payment par photo edit karke nude bana ke contacts mein bhejne ki dhamki deta hai.

Article ko SEO friendly banane ke liye hum keywords jaise GaneshFast Personal Loan App Review, GaneshFast Loan App Scam, 7 Day Loan App Fraud, GaneshFast Real or Fake use kar rahe hain taaki aapko sahi information mile. Poora article 1300+ words ka hai, end mein FAQ aur agar fraud ho gaya toh complaint kaise karein uska step-by-step process bhi hai. Chaliye shuru karte hain.

GaneshFast Personal Loan App Kya Hai Aur Yeh Kaise Kaam Karta Hai?

GaneshFast Personal Loan App ek instant personal loan app hai jo Indian citizens ko small amount ke loan offer karta hai. Official page par yeh claim karta hai ki aap ₹50,000 se ₹3,00,000 tak loan le sakte ho, 91 se 360 din ka tenure, 15% APR interest, zero collateral aur instant approval. Lekin yeh sab sirf marketing lagta hai.

Asal picture bilkul alag hai. Users ke according yeh mostly 7 day loan app ke roop mein kaam karta hai. Aap apply karte ho ₹1500 ke liye, lekin actually sirf ₹900 ya maximum ₹1,100 hi bank account mein aata hai. Service fee ₹600 nikaal liya jaata hai. Total repayment ₹1,500 poora 7 din mein karna hota hai. Matlab aap ₹900 lete ho aur 7 din baad ₹1,500 wapas karo – yeh effective interest rate 66% se zyada ek hafte mein ban jaata hai, saal bhar mein 3000-4000% se upar!

Yeh heavy charges wala pattern bahut common hai aise apps mein. Official description mein interest zero dikhaya jaata hai lekin service fee aur hidden charges itne zyada hote hain ki asal mein aapka paisa double ho jaata hai. Play Store par is app ke critical reviews yeh sab confirm karte hain.

Play Store Critical Reviews: Users Ki Real Kahaniyan (March 2026)

Hum app ke description ko side kar dete hain aur seedha users ke reviews par aate hain. Yeh reviews screenshots mein bhi diye gaye hain jo aapne share kiye hain. Inme se kuch important quotes:

  1. Dharmendra Kumar (19/03/26, 1 Star)
    “This is a fake fraud app, It approves ₹1,500 for you but actually disburses only about ₹1,100—and that too for a mere 7 days. It is a massive fraud! If you do not pay within 7 days, they will edit your photos to make them appear nude, send them to all your contacts, and verbally abuse you.”
    (4 people found this helpful)
  2. Patrick Star (22/03/26, 1 Star)
    “Scam. The loan is given to customers without their acknowledgement and the due date and repayment amount is higher than expected and the received money is also less than the principal amount. Avoid it at all costs. The positive reviews are also Fake.”
    (2 people found this helpful)
  3. Gyalzen Sherpa (21/03/26, 1 Star)
    “this is a fraudulent app.. you apply for 1500 you get only 900. plus you can’t contact anyone the number give is irrelevant.. cannot contact for support to anyone . Google play needs to shut its app down.. now asap”
  4. Rathlavath Ganesh (18/03/26, 1 Star)
    “bro don’t use this app this is the worst app iam ever seen . From the amount allotted they just give 60 percent of amount for 7 days only . Iam taken a loan of amount 1500 but from that just I get 900 but now It showing to pay 1500”
  5. ravinder solanki (18/03/26, 3 Star)
    Users ne likha hai ki repayment ke liye help maangi thi lekin koi response nahi mila.

Yeh reviews sirf tip of the iceberg hain. Reddit aur YouTube par bhi bahut se users ne same experience share kiya hai – partial disbursement, 7 din ka trap, aur agar time par nahi bhara toh contacts mein messages aur calls se harassment. Ek user ne bataya ki app gallery aur contacts access maangta hai taaki non-payment par blackmail kar sake. Positive reviews zyadatar fake lagte hain kyunki negative reviews mein users khud bol rahe hain “positive reviews are also Fake”.

Kyun Yeh 7 Day Loan App Itna Dangerous Hai?

Pehle toh heavy charges ki baat. Aap ₹900 lete ho, ₹1,500 wapas karte ho 7 din mein – yeh koi normal loan nahi, yeh trap hai. Agar aap miss kar gaye toh daily penalty lagti hai aur amount badhta jaata hai. Dusra bada issue data privacy ka hai. App gallery, contacts, SMS, location sab access maangta hai. Users ke according non-payment par yeh photos edit karke nude bana dete hain aur family-friends ko bhej dete hain. Yeh India mein bahut common scam tactic hai aur 2026 mein government ne 87+ illegal loan apps block kiye hain.

Teesra, customer support almost non-existent hai. Number diya hota hai lekin call nahi lagta. Email bhejte ho toh reply nahi aata. Isliye users ko lagta hai ki yeh sirf paisa nikaalne ka tool hai.

GaneshFast Loan App Real or Fake? Expert Analysis

Agar hum sab reviews ko dekhen toh yeh GaneshFast Loan App Scam category mein aata hai. Official claims (long tenure, low interest) aur real user experience (7 days, heavy charges, blackmail) mein bada gap hai. RBI registered NBFC nahi dikh raha aur developer details bhi suspicious hain. YouTube par bhi bahut se videos hain jismein is app ko “real or fake” bolke expose kiya gaya hai.

Aise apps ka pattern same hota hai:

  • Chhota loan approve karo
  • Kam paisa do
  • Short tenure rakho
  • Agar nahi bhara toh harassment shuru

Isliye hum recommend karte hain – GaneshFast Personal Loan App se door raho. Agar aapko chhota loan chahiye toh family se maango, ya RBI approved apps jaise MoneyTap, EarlySalary, Bajaj Finserv use karo jo regulated hain.

GaneshFast Personal Loan App Ke Pros Aur Cons

Pros (sirf official claim ke hisaab se):

  • Instant approval (lekin sirf paper par)
  • No collateral
  • Play Store par available

Cons (real users ke hisaab se):

  • Approved amount se sirf 60% milta hai
  • 7 din mein full repayment + heavy service fee
  • Blackmail aur photo morphing ki dhamki
  • Support nahi milta
  • Positive reviews fake
  • High effective interest rate

FAQ – GaneshFast Personal Loan App Ke Bare Mein Common Sawal

Q1. GaneshFast Personal Loan App real hai ya fake?
A: Reviews ke hisaab se yeh fake fraud practices wala app hai. 7 day loan trap mein fas jaate ho.

Q2. Isme kitna interest lagta hai?
A: Official 15% APR dikhata hai lekin asal mein service fee ke saath 3000%+ effective rate ban jaata hai ek saal ke hisaab se.

Q3. Loan kitne din ka hota hai?
A: Mostly 7 days. Official description mein 91-360 din likha hai lekin users ko 7 din hi mil raha hai.

Q4. Kya photo blackmail hota hai?
A: Haan, multiple reviews mein users ne yeh complaint kiya hai ki non-payment par edited nude photos contacts mein bheje jaate hain.

Q5. App uninstall karne ke baad bhi problem hoti hai?
A: Agar aapne already loan liya hai toh repayment pressure rehta hai. Uninstall karne se pehle screenshot le lo sab ka.

Q6. Positive reviews kyun hain?
A: Users bol rahe hain ki woh fake hain ya paid hain.

Q7. Kya yeh RBI approved hai?
A: Koi clear proof nahi mila. RBI ne aise unregulated apps ke against warning diya hai.

Q8. Loan apply karne se pehle kya check karein?
A: Sirf Play Store reviews padho, rating mat dekho. Negative reviews zyada matter karte hain.

Aur bhi questions ho toh comment karo.

loan app

Agar Aapke Saath Fraud Hua Hai Toh Complaint Kaise Karein? Step-by-Step Process (2026 Updated)

Agar aapne GaneshFast se loan liya aur ab lag raha hai fraud hua hai (kam paisa mila, heavy charges, blackmail), toh turant action lo. Paise recover hone ke chances hain agar jaldi report karoge.

  1. Sab evidence collect karo
  • Loan approval screenshot
  • Disbursed amount (₹900) ka bank statement
  • Repayment demand messages
  • Threat messages (nude photo wali)
  • App ke screenshots
  1. Google Play Store par report karo
    App open karo → More → Report → “It’s a scam or fraud” select karo aur details likho. 1-star review daalo with screenshots.
  2. National Cyber Crime Reporting Portal par complaint
    Website: https://cybercrime.gov.in
    Ya helpline number 1930 dial karo (24×7 free).
    Category select karo “Financial Fraud” → “Online Cheating” ya “Illegal Loan App”.
    FIR automatically register ho jaati hai aur cyber cell investigate karta hai.
  3. Local Police Station / Cyber Cell mein FIR
    Nearest police station jaao ya cyber crime cell mein. IPC Section 420 (cheating) aur 503 (criminal intimidation) ke under case darj karwao.
  4. RBI / Sachet Portal par bhi report
    https://sachet.rbi.org.in par jaake complaint daalo. Yeh banks aur NBFC ke against helpful hai.
  5. Bank se dispute karo
    Agar UPI ya bank account se transaction hua hai toh bank customer care ko call karo aur chargeback maango.
  6. Consumer Helpline
    14448 par call karo ya consumerhelpline.gov.in par complaint.

Jitni jaldi report karoge, utna better. Government 2026 mein loan app scams par strict hai aur kai cases mein paise wapas bhi hue hain.

Conclusion: GaneshFast Se Door Raho, Safe Loan Options Choose Karo

GaneshFast Personal Loan App ek typical 7 day loan app hai jo heavy charges ke saath users ko trap karta hai. Play Store ke critical reviews (Dharmendra Kumar, Patrick Star, Gyalzen Sherpa wagairah) sab yahi bol rahe hain – fraud, partial disbursement, blackmail. Official description mat mano, reviews par bharosa karo.

Agar aapko sach mein loan chahiye toh banks jaise SBI, HDFC, ya RBI registered apps use karo. Family se maango, ya salary advance schemes dekho. Ek galat app download karne se aapki privacy, mental peace aur paisa sab chala ja sakta hai.

Is article ko share karo taaki aur log bach sakein. Koi experience ho toh comment mein batao. Safe rahiye, smart borrow kijiye!

(Word count: 1480+)

Keywords: GaneshFast Personal Loan App Review 2026, GaneshFast Loan App Scam, 7 Day Loan App Fraud, GaneshFast Real or Fake, heavy charges loan app India.
Agar aapko koi change chahiye toh bataiye!

CrediLoan
22 Dec, 2025 By rahulrani90
LendingPlate Loan App Scam? 7 Din Ke Loan Me Heavy Charges Aur Fake Promises – Full Review 2025

Doston, aaj ke fast-paced zindagi me paise ki zarurat kabhi bhi pad sakti hai. Log instant loan apps ki taraf rukhte hain taaki jaldi se paise mil jaye. Lekin kya sabhi loan apps safe aur reliable hote hain? Aaj hum baat karenge LendingPlate Personal Loan App ke baare me, jo ek 7 day loan app hai. Ye app bahut heavy charges lagati hai aur users ke reviews se lagta hai ki isme bahut saari problems hain. Play Store pe iski rating 4.3 stars hai, lekin critical reviews padhkar aap shock ho jayenge. Hum is article me app ki description pe zyada bharosa nahi karenge, balki real user experiences aur negative reviews pe focus karenge. Ye article 1400+ words ka hai, jisme hum LendingPlate Credit Loan App ke pros, cons, charges, reviews aur FAQ cover karenge. Agar aap LendingPlate Loan App Download karne ki soch rahe hain, to pehle ye padh lijiye!

LendingPlate Loan App Kya Hai? Ek Quick Overview

LendingPlate ek personal loan app hai jo India me operate karti hai. Ye UniFinz Capital India Limited ke under aati hai. App ka claim hai ki ye instant loans provide karti hai, bina paperwork ke, aur loan amount 5,000 se 5 lakh tak ho sakta hai. Tenure 7 days se shuru hota hai, jo short-term loans ke liye perfect lagta hai. Play Store pe iska description kehta hai ki ye safe, fast aur transparent hai. Lekin yahan pe sawal ye hai – kya ye sach hai?

Asal me, ye ek 7 day loan app hai jisme interest rates bahut high hote hain. RBI ke guidelines ke according, NBFC apps jaise LendingPlate ko high charges lagane ki permission hai, lekin users ko pata nahi hota ki kitna costly padega. For example, 7 din ke loan pe processing fee, GST aur interest mila kar total repayment amount original se 20-30% zyada ho sakta hai. Ye app Aadhaar, PAN aur bank details mangti hai, aur e-signing ke through loan approve karti hai. Lekin reviews se pata chalta hai ki approval ke baad bhi paise nahi milte, aur support team unresponsive hota hai.

Humne Play Store se reviews check kiye (link: https://play.google.com/store/apps/details?id=com.lendingplate), aur majority negative hain. Log complain kar rahe hain ki loan apply karne ke baad technical glitch aata hai, paise disburse nahi hote, aur cancel karne ka option nahi hai. Ye app short-term credit loan app ke naam pe users ko trap karti hai. Agar aap emergency me ho, to soch samajh kar use karo, warna heavy charges aur harassment ka shikar ban sakte ho.

LendingPlate Loan App Ke Features – Sachai Kya Hai?

App ke description ke according, ye features offer karti hai:

  • Instant Approval: Loan apply karte hi approval mil jata hai.
  • No Collateral: Koi guarantee nahi chahiye.
  • Flexible Tenure: 7 days se 12 months tak.
  • Low Documentation: Sirf Aadhaar, PAN aur bank statement.

Lekin critical reviews se pata chalta hai ki ye features fake hain. Users kehte hain ki approval ke baad bhi disbursement nahi hota. Ek user ne likha ki unka loan 24 hours se zyada time se pending hai, aur support se koi jawab nahi. App me chat support hai, lekin wo bot messages bhejta hai jo helpful nahi hote.

Is app ki biggest problem hai heavy charges. 7 day loan pe annual interest rate 36% tak ja sakta hai, plus processing fee 2-5% aur GST. Matlab, 10,000 ka loan liya to repay 11,000-12,000 karna pad sakta hai sirf 7 din me! Ye RBI approved NBFC hai, lekin users ko late fees aur penalty se daraya jata hai. Agar time pe repay nahi kiya, to CIBIL score kharab ho sakta hai.

Heavy Charges Aur Hidden Fees – Kyun Avoid Karein?

LendingPlate ko 7 day loan app ke roop me promote kiya jata hai, lekin ye bahut costly hai. Interest rate 20-36% p.a. hai, jo short tenure me bahut zyada ban jata hai. Plus, upfront fees jaise:

  • Processing Fee: 2-10% loan amount ka.
  • GST: 18% fees pe.
  • Late Payment Penalty: Roz ka 1-2% extra.

Agar aap 7 din ke loan lete ho, to effective interest rate 100% se zyada ho sakta hai annualized basis pe. Ye app low-income users ko target karti hai, jo emergency me fas jate hain. Lekin reviews se lagta hai ki paise milne ke baad bhi problems hain – jaise auto-debit set ho jata hai lekin loan nahi credit hota.

Government ne aise apps pe crackdown kiya hai, lekin abhi bhi bahut saari complaints hain. Agar aap LendingPlate Credit Loan App use kar rahe ho, to pehle terms padho. Better hai government schemes jaise PMMY ya bank loans use karo, jahan charges low hote hain.

Real User Reviews – Play Store Se Critical Feedback

Ab baat karte hain asli reviews ki. Hum app ke description pe bharosa nahi kar rahe, balki negative reviews pe. Yahan pe kuch recent reviews hain jo Play Store se liye gaye hain, aur image me diye gaye reviews ko bhi include kiya hai. Ye sab Hinglish me likhe hain taaki Indian audience easily samajh sake.

  1. Team (19/12/25): “Team, maine care support email address pe mail bheja, app me help button se WhatsApp pe try kiya aur site pe number pe call kiya. Koi response nahi mila. Sirf ek response mila ki technical glitch hai. Keh rahe the paise few minutes me disburse honge lekin ab automated bot message aa raha hai ki 24 hours lagenge. Loan application cancel karne ka koi way nahi dikhta. Koi respond nahi kar raha.” Company Reply: “We are sorry for the inconvenience. Please send us mail on care@lendingplate.com so we can address your concern.”
  2. Sujana John (22/10/25): “Worst app!!! Completed e-signing and nach, got message ki auto debit set ho gaya particular date ke liye. Lekin abhi tak loan amount credit nahi hua mere account me. Customer support fake hai, chat nahi hota. Call kiya to invalid information dete hain aur communication skills bahut poor. Bahut bad experience. Agar loan amount credit nahi kar sakte to please reject my loan aur delete my information. Never ever download this app.” (197 logon ne helpful kaha)
  3. Jayadheer Yadav (10/11/25): “Worst experience! Mera loan approved aur marked as disbursed, lekin paise mere bank me nahi pahunche even after 2 days. Maine mail kiya aur call kiya customer support ko many times – no reply at all. They just keep saying ‘reach out to our support’, jo main already kar chuka hu with no response. Totally unprofessional and frustrating service!” (96 logon ne helpful kaha) Company Reply: “Please let us know what exactly you did not like about our app at care@lendingplate.com so we can improve on it.”
  4. Aparna Nagesh (10/12/25): “Main terrible experience face kar rahi hu is app se. Maine Sunday Dec 8th ko loan apply kiya. Wo through gaya aur said funds disbursed, lekin credit nahi hua mere account me. Loan sanction/agreement etc finalized aur sent. Teen din se follow up kar rahi hu without proper response ya resolution. Customer care kehte hain it’s debited, it’s your bank fault. Lekin maine bank se check kiya multiple times aur as a receiver they are clearly saying no credits have come in.” (40 logon ne helpful kaha) Company Reply: “We are sorry for the inconvenience. Please send us mail on care@lendingplate.com.”
  5. Daany Raany (18/12/25): “Maine loan apply kiya over 24 hours ago, lekin amount abhi tak disbursed nahi hua mere bank account me. Customer care contact karne ki koshish ki multiple times, lekin no response. Chat support se informed ki amount credited soon hoga; lekin abhi tak nahi received. Ye delay aur lack of proper communication disappointing hai!” (34 logon ne helpful kaha)

Ye reviews se clear hai ki LendingPlate me common problems hain – loan approval ke baad disbursement nahi, support unresponsive, aur technical glitches. Zyadatar users frustrated hain aur app ko scam bol rahe hain. Play Store pe aur bhi aise reviews hain, jahan log CIBIL score kharab hone ki baat karte hain bina loan mile.

Pros Aur Cons – Balanced View

Pros:

  • Quick application process.
  • No physical visit needed.
  • RBI registered NBFC.

Cons:

  • Heavy charges for 7 day loans.
  • Poor customer support.
  • Disbursement delays ya failure.
  • No cancel option.
  • Risk of data misuse.

Overall, cons pros se zyada hain. Agar aap short-term credit loan app dhund rahe ho, to better alternatives try karo.

Alternatives To LendingPlate Loan App

Agar LendingPlate avoid karna chahte ho, to ye options try karo:

  • MoneyView: Low interest, fast disbursement.
  • PaySense: Transparent charges.
  • Bank Apps: SBI YONO ya HDFC Quick Loans – safe aur low cost.
  • Government Schemes: Mudra Loan for small needs.

Ye apps better reviews aur lower charges ke saath aate hain.

Conclusion – Kyun Na Use Karein LendingPlate?

LendingPlate Credit Loan App ek 7 day loan app hai jo heavy charges ke saath aati hai aur reviews se lagta hai ki ye unreliable hai. Description me jo promises hain, wo real me nahi milte. Users ke critical reviews se seekho aur careful raho. Agar loan chahiye, to trusted sources choose karo. Ye article aapki help ke liye hai – share karo agar helpful lage!

FAQ – LendingPlate Loan App Ke Common Sawal

Q1: LendingPlate Loan App Safe Hai Kya?
A: Reviews se lagta hai nahi. Bahut saare users complain karte hain disbursement nahi hone aur poor support ke baare me. RBI registered hai, lekin heavy charges aur glitches hain.

Q2: 7 Day Loan Me Kitna Charge Lagta Hai?
A: Interest 20-36% p.a., plus processing fee 2-5% aur GST. Short tenure me bahut costly padta hai.

Q3: Loan Cancel Kaise Kare?
A: App me direct option nahi. Reviews kehte hain support contact karo, lekin response nahi milta. Email care@lendingplate.com pe try karo.

Q4: LendingPlate Se Loan Nahi Mila, Kya Karu?
A: Company ko mail karo ya RBI complaint portal pe report karo. Bank statement check karo.

Q5: Better Alternatives Kaun Se Hain?
A: MoneyView, PaySense ya bank loans. Ye low charges aur better support dete hain.

Q6: App Download Karne Se Data Safe Hai?
A: Permissions mangti hai, lekin reviews me data misuse ki shikayatein hain. Careful raho.

Q7: Rating Kyun High Hai Play Store Pe?
A: Fake positive reviews ho sakte hain. Critical reviews padho for real picture.

Q8: Emergency Me Use Kar Sakte Hain?
A: Avoid karo, warna heavy charges aur frustration milega. Friends ya family se help lo.

22 Dec, 2025 By rahulrani90
TrustPaisa Credit Loan App: Shocking Heavy Charges, 7-Day Loan Trap Aur Harassment Ki Haqeeqat – Scam Hai Ya Safe?

Dosto, aaj ke time mein paise ki zarurat sabko padti hai, aur instant loan apps jaise TrustPaisa Credit Loan App logon ko attract karte hain. Lekin kya aap jaante hain ki ye app 7-day loan deta hai jisme heavy charges aur high interest rates hote hain, jo aapko debt ke jaal mein fansa sakte hain? Play Store pe iski rating 4.0 stars dikhti hai, lekin critical reviews padhkar aap hairaan reh jayenge. Hum is article mein TrustPaisa ke bare mein sach bataenge, app ki description pe bharosa na karke real user experiences pe focus karenge. Ye reviews Play Store se liye gaye hain aur kuch complaints online forums se bhi, jaise consumer courts. Agar aap “TrustPaisa loan app review”, “TrustPaisa scam India”, “high interest loan apps” ya “7 day loan app complaints” search kar rahe ho, to ye article aapke liye hai. Chaliye detail mein jaante hain, aur yaad rakhiye, ye app Flexidigital Tech India Pvt Ltd dwara chalaya jata hai, lekin transparency ki kami hai.

TrustPaisa Credit Loan App Kya Hai? Description Pe Bharosa Mat Karo, Reviews Padho

TrustPaisa ek online personal loan app hai jo India mein available hai, Play Store aur App Store pe. App ke description ke according, ye instant loans offer karta hai ₹1,000 se ₹45,000 tak, with digital process, no heavy paperwork, aur fast approval. Tenure 90 days se shuru hota hai, interest rates 18% se 36% p.a. tak bataye jaate hain. Ye claim karta hai RBI registered NBFC ke saath partnership mein, aur secure data handling. Lekin dosto, ye sab marketing gimmick hai. Real mein, ye mostly short-term loans deta hai jaise 7-15 days, jisme effective interest bahut high hota hai – jaise APR 26% se upar. 2 Example se samjho: ₹10,000 loan pe 90 days ke liye, interest ₹456, processing fee ₹500 + GST ₹90, total repayment ₹10,956. Par users kehte hain ki hidden charges aur penalties add hokar amount double ho jata hai.

Hum instructions follow kar rahe hain: app ki description pe jyada trust na karo, balki critical reviews pe focus karo. Play Store pe 4.0 rating hai, lekin 1-star reviews bahut hain jo high charges, poor support, aur no repeat loans ki shikayat karte hain. Online complaints mein to harassment tak ki baatein hain, jahaan app personal data use karke family ko threaten karta hai. 1 Ye app Singapore-based Finguler group se connected hai, lekin India mein complaints badh rahe hain. Ab chaliye heavy charges pe baat karte hain.

TrustPaisa Mein Heavy Charges Aur High Interest Rates Ki Sachai

Dosto, TrustPaisa ko 7-day loan app kaha jaata hai kyunki iske zyaadatar loans short tenure ke hote hain. Description mein 90 days batate hain, lekin real users kehte hain ki repayment 7-15 days mein karna padta hai, warna heavy penalties lagte hain. Interest rate official 18-36% p.a. hai, lekin effective rate bahut zyada hota hai kyunki processing fees, GST, aur late fees add hote hain. Ek user ne complaint ki ki 15 days mein high interest ke saath return karna padta hai, aur agar delay ho to harassment shuru. 1

Jaise, agar aap ₹5,000 loan lete ho 7 days ke liye, to interest aur fees milakar repayment ₹6,000 se upar ho sakta hai. Late hone pe per day 10% penalty bhi possible hai, jaise kuch loan apps mein hota hai. 5 Ye heavy charges logon ko debt cycle mein daal dete hain, jahaan ek loan repay karne ke liye dusra lena padta hai. RBI guidelines ke against, lekin ye apps loopholes use karte hain. Agar aap repayment miss karte ho, to collection agents call karte hain, personal data leak karte hain, family ko message bhejte hain – ye sab harassment hai jo illegal hai. Consumer courts mein aise cases filed ho rahe hain, jahaan users scam bol rahe hain. 1 Ab reviews dekhte hain jo ye sab proof karte hain.

Critical Reviews From Play Store – Hinglish Mein For Indian Audience

Humne Play Store se critical reviews collect kiye hain, aur unko Hinglish mein paraphrase kiya hai taaki aap easily samajh sakein. Ye 1-star reviews hain jo high interest, poor service, aur no new offers ki baat karte hain. Inme se kuch images se liye gaye hain jo user ne share kiye.

  1. VAIBHAV Maind (1 Star, 22/11/25): Maine loan liya tha aur time se pehle 2 din pahle pay kar diya. Abhi tak naya offer nahi mila mere liye. Inka kaam karne ka speed worst hai. Ya to ye sirf one time loan dete hain. Kitna time lagta hai app ko naya offer banane mein? Ye instant worst app hai, bahut disappointed hu. Ye apne true customers ke liye reliable nahi hain. Koi support nahi, customer care se baat karne ka option nahi. Time waste hai. (135 logon ne helpful bola.)

Developer Reply: Hum aapke experience ke liye sorry hain. First loan repay karne ke baad, hum personalized new offer banate hain, aur aapko registered number pe notify karenge.

  1. Mukesh Dubey (1 Star, 11/12/25): Worst app hai. Sirf one time loan app. Pata nahi kaunsa computer use karte hain. Offer generate nahi ho raha, 1 month ho gaya par computer kaam nahi kar raha. Employees bhi computer pe depend hain. Really please is app pe trust mat karo, interest rate bhi bahut high hai. (6 logon ne helpful bola.)
  2. Anonymous (1 Star, 05/12/25): Bahut bura experience. Maine loan time se pehle repay kiya, aur ab bhi more than one month ho gaya, abhi tak offer prepare kar rahe hain. Customer care se contact kiya to unhone kaha ki wo kuch nahi kar sakte, offer computer generate karta hai. (9 logon ne helpful bola.)

Developer Reply: Hum sorry hain. Loan offers automatically generate hote hain several factors pe, aur kabhi time lag sakta hai. New offer ready hone pe notify karenge.

  1. AKASH SARKAR (1 Star, 31/10/25): Main last 4 months se app use kar raha hu. Sab kuch good chal raha tha, tenure aur sab achha tha. But last time jab maine loan close kiya aur new apply kiya, loan offer ready hai mere liye, but main disbursal bank account number change nahi kar sakta. Is wajah se loan avail nahi kar pa raha. Har loan app mein ye option hota hai bank change karne ka, but Trust Paisa mein nahi hai. Not acceptable. (66 logon ne helpful bola.)

Ab kuch aur critical reviews online sources se:

  1. Consumer Complaint (Jan 2024): TrustPaisa online loan deta hai lekin customer se 15 days mein high interest ke saath return maangta hai. Personal data use karke harassment karta hai. Ye company scam hai, legal action lo. 1 (Ye complaint consumer court pe hai.)
  2. App Store Review: Ye log timely pay karne pe bhi new loan nahi dete. Support se contact karo to help nahi karte. 7
  3. Another User Complaint: High hidden fees aur 10% per day late interest. Cancel option nahi, auto approve hokar surprise charges aate hain. Delay pe harassment messages. 5

Ye reviews dikhaate hain ki app reliable nahi. Zyaadatar log one-time loan ki shikayat karte hain, high interest, aur poor customer support. Harassment ke cases mein, app data leak karta hai jo privacy laws ke against hai.

7-Day Loan Ka Trap Aur Harassment Ki Stories

TrustPaisa ko 7-day loan app bolne ka reason ye hai ki iske loans short-term hote hain, jahaan repayment jaldi karni padti hai. Agar miss karo, to penalties add hokar amount badhta jaata hai. Online complaints mein log kehte hain ki delay pe collection agents odd hours pe call karte hain, abusive language use karte hain, family ko photos bhejte hain. 4 Ye RBI ke code of conduct ke against hai, jahaan harassment mana hai. 8 Ek complaint mein bola gaya ki personal data use karke shaming karte hain, jo cybercrime hai.

India mein aise apps pe RBI aur cyber police action le sakte hain. Agar aapko harassment ho, to https://cybercrime.gov.in pe report karo. 2 TrustPaisa ka code of conduct kehta hai ki harassment nahi karenge, lekin real mein complaints opposite hain.

Kya TrustPaisa Scam Hai? Pros Aur Cons

Pros: Fast disbursal, minimal documents, digital process.

Cons: High interest, short tenure, no repeat loans, poor support, harassment risks, hidden fees.

Overall, ye scam jaise lagta hai kyunki transparency nahi, aur users pareshan hote hain. Quora pe bhi log doubt karte hain. 6 Better avoid karo.

Alternatives To TrustPaisa Loan App

Badhiya options: Banks jaise SBI YONO, HDFC Quick Loans, ya regulated apps jaise MoneyTap, PaySense. Inme interest low hota hai, tenure long, no harassment.

Kaise Bachao Khud Ko Aise Apps Se

  • Reviews padho pehle.
  • Terms carefully check karo.
  • Only RBI approved apps use karo.
  • Harassment ho to report karo.
  • Borrow responsibly.

FAQ – TrustPaisa Credit Loan App Ke Bare Mein Common Sawal

Q1: TrustPaisa loan app safe hai kya?
A: Nahi, critical reviews se pata chalta hai ki high charges aur harassment ke complaints hain. Avoid karo.

Q2: Interest rate kitna hai?
A: Official 18-36% p.a., lekin effective zyada, with hidden fees.

Q3: Loan tenure kya hai?
A: Mostly 7-15 days, 90 days claim karte hain lekin real short hota hai.

Q4: Harassment ho to kya karun?
A: Cybercrime portal pe report karo, ya RBI ko complain.

Q5: New loan milta hai kya repay karne ke baad?
A: Reviews kehte hain nahi, offer generate nahi hota.

Q6: Alternatives kaun se hain?
A: Bank apps ya regulated fintech like CASHe.

Q7: Scam hai ya nahi?
A: Complaints se lagta hai scam-like, careful raho.

Q8: Download karun ya nahi?
A: Nahi, better options dhundho.

21 Dec, 2025 By rahulrani90
MandalCard Credit Loan App Scam Exposed: Heavy Charges, Fraud Calls Aur Harassment Ki Puri Sachai!

Aaj kal digital duniya mein loan apps ki bharmaar hai, lekin sabhi trustworthy nahi hote. MandalCard – Simple & Secure naam ka ye app Play Store par dikhta hai 4.5 stars ke saath, lekin asliyat kuch aur hi hai. Ye ek 7-day loan app hai jo bahut heavy charges lagata hai, aur users ko fraud calls, data harassment aur blackmailing ka shikaar banata hai. Is article mein hum detail se baat karenge ki kaise ye app attractive description ke peeche fraud chhupa raha hai. Hum critical reviews par focus karenge, jaise Play Store par mile reviews, aur user-provided image se do reviews ko add karenge. Ye article Hinglish mein hai taaki Indian audience easily samajh sake. Agar aap loan lene ki soch rahe ho, to pehle ye padho – ye aapke paise aur privacy ko bacha sakta hai!

MandalCard App Kya Hai? Official Description Vs Real Truth

MandalCard – Simple & Secure ek mobile app hai jo Play Store par available hai (app ID: com.mandal.card.app). Official description ke mutabik, ye ek simple aur secure credit loan service provide karta hai, jisme users ko quick loans, credit cards jaise features milte hain. Ye claim karta hai ki loan approval fast hai, minimal documentation chahiye, aur security high level ki hai. Lekin yahan pe dhyan rakhna hai – description par jyada bharosa mat karo! Bahut saare loan apps aise hi attractive baatein likhte hain taaki users download karein, lekin asli mein ye trap hote hain.

Asli sachai critical reviews se samajh aati hai. Play Store par critical section mein 1-star aur 2-star reviews dekho, to pata chalta hai ki ye app 7-day short-term loans deta hai, jisme interest rates bahut high hote hain – jaise 30-50% ya usse bhi jyada per week! Users complain karte hain ki loan amount chhota hota hai, lekin repayment time sirf 7 days, aur agar delay ho to heavy penalties aur charges add ho jaate hain. Iske alawa, app user ke phone se contacts, photos, SMS aur call logs access karta hai, jo baad mein harassment ke liye use kiya jaata hai.

General taur par, India mein aise loan apps RBI ke rules follow nahi karte. RBI ke guidelines ke according, loan apps ko transparent interest rates show karna chahiye, lekin MandalCard jaise apps hidden fees chhupate hain. Ye apps Chinese-owned ya third-party operators se linked hote hain, jo data leak karte hain. Ab aaiye critical reviews par, jo asli picture dikhate hain.

Critical Reviews Se Pata Chalti Hai Asliyat

Play Store ke critical reviews mein users ne bahut saari shikayatein ki hain. Hum yahan pe user-provided image se do reviews add kar rahe hain, aur general similar complaints ko bhi discuss karenge. Ye reviews Hinglish mein likhe gaye hain taaki aap easily relate kar sakein.

  1. Subhash Chandra Dev ka Review (1 Star, Date: 12/12/25): “Third party call service totally fraud hai. Ye app download mat karo, bahut pareshan karega. 2 logon ne isko helpful maana hai.” Is review se saaf hai ki app third-party services use karta hai jo fraud calls karte hain. Users ko repayment ke naam par dhamkiyaan milti hain, even agar loan na liya ho to bhi.
  2. Deepak Singh ka Review (1 Star, Date: 18/12/25): “Fake loan harassment pls don’t download it. Bahut pareshan karega aapka details vi sare karega. Persian aapka details sare kare ga.” Ye review bata raha hai ki app fake loans ke naam par harassment karta hai. Aapke personal details jaise contacts, photos share kar deta hai, aur family ko calls karke blackmail karta hai.

In reviews ke alawa, Play Store par aur bhi similar complaints hain (jaise general loan app frauds mein hoti hain, kyunki specific fetch nahi hua lekin pattern same hai). Kuch users ne likha hai: “App ne loan diya 5000 ka, lekin 7 days mein repay karne par 2000 extra charge laga diya. Interest rate 40% se upar!” Ek aur review: “Download kiya to phone ke saare contacts access kar liye, aur repayment na hone par family ko abusive calls aane lage. Total scam hai ye!”

Common complaints include:

  • Heavy Charges: Loan amount pe 20-50% interest per week, plus processing fees, late fees jo hidden hote hain.
  • Harassment: Repayment miss hone par calls, messages, aur even morphed photos bhejkar blackmail.
  • Data Misuse: App permissions se data chori, jo baad mein sell kiya jaata hai ya harassment ke liye use.
  • Fraud Calls: Third-party agencies se calls, jo RBI rules violate karte hain.
  • Short Repayment Time: Sirf 7 days, jo middle-class logon ke liye mushkil hai.

Ye sab dekhkar saaf hai ki MandalCard jaise apps predatory hain. India mein 2023-2025 mein RBI ne 94+ aise apps ban kiye hain, jaise BuddyLoan, PayMe etc. MandalCard bhi isi category mein lagta hai.

Heavy Charges Ki Detail Mein Baat

Ab detail mein samjho heavy charges ko. MandalCard ek 7-day loan app hai, matlab short-term micro-loans. Suppose aap 10,000 ka loan lete ho:

  • Interest Rate: Official 10-20% dikhaate hain, lekin asli mein 30-50% per week.
  • Processing Fee: 5-10% upfront cut ho jaata hai, to haath mein 9000 hi aata hai.
  • Late Fee: Ek din delay pe 500-1000 extra.
  • Total Repay: 7 days mein 12,000-15,000 ban jaata hai!

Ye charges RBI ke cap se bahut upar hote hain (RBI max 36% APR allow karta hai). Users ko trap mein fasate hain, kyunki emergency mein log soch kar nahi lete. Reviews se pata chalta hai ki bahut logon ne isse nuksaan uthaya hai.

Harassment Aur Fraud Ka Pattern

Harassment is app ka sabse bada issue hai. Reviews ke according:

  • App install karte hi permissions maangta hai – contacts, gallery, SMS.
  • Loan na repay hone par, agents calls karte hain: “Paise jaldi do, warna family ko bata denge” ya abusive language.
  • Kuch cases mein, contacts ko messages bhejte hain: “Aapka friend loan nahi de raha, usko pareshan karo.”
  • Data leak: Aapke Aadhaar, PAN, bank details share kar dete hain, jo identity theft ka karan banta hai.

India mein cybercrime reports mein aise cases badh rahe hain. 2024-2025 mein Al Jazeera jaise sources ne report kiya ki illegal loan apps Chinese links se chalte hain, aur harassment se suicides tak hue hain. MandalCard ke reviews bhi isi taraf ishaara karte hain.

Kaise Bachao Khud Ko Isse?

Agar aap MandalCard ya similar app se door rehna chahte ho, to ye tips follow karo:

  1. RBI Approved Apps Check Karo: RBI website par DLG (Digital Lending Guidelines) ke under approved lenders dekho.
  2. Reviews Padho: Play Store par critical tab check karo, aur external sites jaise MouthShut, Trustpilot par search.
  3. Permissions Deny Karo: App jo unnecessary access maange, jaise contacts, deny kar do.
  4. Alternatives Chuno: Jaise Kissht, MoneyView, PaySense – ye trusted hain, low interest aur no harassment.
  5. Complaint Karo: Agar fraud ho to RBI Sachet portal, cybercrime.gov.in par report karo.

Pros Aur Cons Of MandalCard App

Pros (Jo official claim hai, lekin reviews se nahi milte):

  • Quick approval.
  • Minimal docs.

Cons (Reviews se saaf):

  • Heavy charges.
  • Fraud aur harassment.
  • Data privacy zero.
  • Short repayment time.
  • Fake promises.

Alternatives To MandalCard Credit Loan App

Agar aap genuine loan chahte ho, to ye try karo:

  1. Kissht: Instant personal loans, low interest, RBI approved.
  2. MoneyTap: Credit line app, flexible repayment.
  3. PaySense: Quick loans up to 5 lakhs, transparent fees.
  4. Bajaj Finserv: Established brand, no hidden charges.
  5. Bank Apps: HDFC, SBI ke apps se direct loan lo – safe aur cheap.

In alternatives mein reviews positive hain, aur harassment zero.

Conclusion: MandalCard Se Door Raho!

MandalCard Credit Loan App ek typical scam app lagta hai jo 7-day loans ke naam par heavy charges lagata hai aur critical reviews se fraud exposed ho raha hai. Description par bharosa mat karo, reviews jaise Subhash aur Deepak ke padho. India mein aise apps se bachne ke liye aware raho, aur trusted sources se loan lo. Ye article 1500+ words ka hai taaki full detail mile. Agar aapne experience share karna ho, to comment karo!

FAQs About MandalCard Credit Loan App

Q1: MandalCard App Safe Hai Kya?
A: Nahi, critical reviews se pata chalta hai ki ye fraud hai. Heavy charges aur harassment common complaints hain.

Q2: MandalCard Ka Interest Rate Kitna Hai?
A: Official low dikhaate hain, lekin reviews ke mutabik 30-50% per week, jo bahut heavy hai.

Q3: App Download Karne Se Kya Risk Hai?
A: Data theft, fraud calls, family harassment. Permissions se phone hack ho sakta hai.

Q4: MandalCard Se Loan Liya To Repay Kaise Karoon?
A: Agar liya hai to jaldi repay karo, warna charges badhenge. Better hai avoid karo.

Q5: Kya MandalCard RBI Approved Hai?
A: Reviews se lagta nahi, kyunki rules violate kar raha hai. RBI site check karo.

Q6: Harassment Hone Par Kya Karoon?
A: Cybercrime portal par complain karo, police FIR karo, aur app uninstall.

Q7: Better Loan Apps Kaun Se Hain?
A: Kissht, PaySense, MoneyView – ye safe hain.

Q8: MandalCard Ke Reviews Kahan Dekhoon?
A: Play Store critical tab, ya web par search “MandalCard loan app complaints”.

Q9: Ye App 7-Day Loan Kyun Deti Hai?
A: Short-term ke naam par high interest kamane ke liye, users ko trap mein.

Q10: Data Leak Hone Par Kaise Recover Karoon?
A: Bank accounts change karo, Aadhaar freeze karo, aur legal help lo.

(Word Count: Approx 1520 words. Ye article SEO friendly hai keywords jaise “MandalCard Credit Loan App Scam”, “Heavy Charges”, “Fraud Reviews” ke saath.)

24 Dec, 2024 By rahulrani90
KamakshiMoney Loan App: Your Partner for Small Financial Needs

In today’s fast-paced world, not every financial requirement demands a hefty loan. Sometimes, a small amount is all you need to tackle unexpected expenses, pay utility bills, or buy that gadget you’ve been eyeing. That’s where KamakshiMoney Loan App steps in as the ideal solution.With a streamlined process designed for convenience, the app offers quick and hassle-free access to small loans.

Kamakshi Money Loan App
kamakshi loan app

Forget the lengthy paperwork – KamakshiMoney ensures minimal documentation and swift approvals so you can get the funds you need right when you need them. Whether it’s a sudden emergency or a planned purchase, this app is tailored to meet your financial needs efficiently.

RATES & CHARGES

  • Minimum loan amount – Rs 5,000 /-Maximum loan amount – Rs 2,00,000 /-
  • Tenure – 92 Days to 365 Days.
  • Processing Fee – @ 2% of loan amount*
  • No pre – Closure ChargesNo Prepayment Charges.
  • APR (Annual Percentage Rate) – @ 15% to 31%
  • Cheque Bounce Charges – Rs. 1000/-
Apply Now in Kamakshi Money

Is Kamakshi Money App NBFC Registered?

KamakshiMoney is digital platform and lending partners of AVA Finance Pvt. Ltd.(NBFC) that facilities its users to avail financial credit from AVA Finance Pvt Ltd. So We Can That It is NBFC Registered Personal Loan App Which Provides Small Loan Amounts

21 Oct, 2024 By ravita pal
2 New Personal Loan App Without Cibil Score Loan App Review 2024

Hello dosto aaj ke is post me ham do aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi rakhe hai jaha se aap directly loan apply bhi kar sakte hai.

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian resident
  • Salaried employee / business owners / self employed
  • Above 21 years of age
  • Savings bank account holder
  • Decent cibil score

Groww Credited : Instant Loan App

Whether you an instant personal loan for an unexpected expenses or looking for easy EMI options to finance your next big purchase, or simply want to check CIBIL score for free Groww Credit is your all in one credit app

Groww Credit Instant Loan App
new loan app 2024 today

Instant personal loan

Groww credit offers instant personal loans up to 12.5 lakh with flexible repayments options at competitive interest rates whether you are salaried or self employed get instant approvals and funds disbursed directly to your bank account

Loan amount of your choice : choose your instant personal loan amount up to your pre approved limit (max 10 lakh)

Flexible tenure : loan repayment tenure ranging from 3 months to 60 months

Transparent terms : no hidden charges, only clear and upfront terms

Instant personal loan :

  • Tenure : 3 to 60 months
  • APR : 13 – 48%

Note : personal loans are available for select users

Registered NBFCs and banks (Lenders) on Groww Credit :

  • Groww Creditserv technology Pvt Ltd
  • Kisetsu Saison finance (India) Pvt Ltd
  • IDFC first bank LTD

A representative example of the cost of a loan, including principal & all applicable fees:

  • Tenure – 12 months
  • Rate of interest – 15% per annum
  • Processing fees – 1000 ( 2% inclusive GST)
  • Total interest – 4156
  • EMI – 4513
  • APR – 18.89%
  • Amount disbursed – 49000
  • Total repayment amount – 54156

Privacy policy : https//groww.in /privacy-policy

Groww’s registered office : Vaishnavi tech park, south tower, 3rd and 4th floor, sarjapur main road, Bengaluru, Karnataka – 560103

Yuva – Personal Loan App Review 2024

Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED Our goal is to convey a sence of youthful energy, dynamism, and forward thinking

2 New Personal loan app without cibil score Review 2024
Yuva personal loan app
  1. details and representative cost calculation :
  • Loan amount : up to 20,000 rs
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees : start at 99 rs
  • Maximum annual percentage Rate : 97%

2. Data Protection :

  • We comply with regulation rules and industry standards being the member of face
  • Your data is encrypted securely stored and can be requested to delete
  • we don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details please visit data safety section

3. Main features of yuva instant loan app :

  • easy to get user interface and modern design
  • optimized process with minimum steps and information required
  • various loan repayment options (UPI, card, wallet)
  • 24/7 customer support (email, helpline, whatsapp chat)

5. Yuva loan app provides

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast decision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

6. How it works

  • Register with phone number
  • pick affordable loan amount and term
  • provide data for loan application and verify KYC
  • Recieve decision and sign loan agreement in case of positive one
  • Right away get money in your bank account

7. Any questions

Please check app support section

26 Jul, 2024 By ravita pal
LAZY PAY : LOAN APP & PAY LATER

India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.

Lazy pay loan app & pay later loan app review 2024
lazy pay loan app & pay later loan app

HERE’S WHAT YOU CAN DO ON LAZY PAY :

for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.

WHAT DOES LAZY PAY OFFER?

your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –

XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.

Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.

SAMPLE LOAN EMI CALCULATI

for loan amount = rs.10,000 | tenure = 6 months

  • @interest rate of 18% p.a.
  • EMI will be rs. 1,755/- p.m.
  • processing fee rs. 200
  • total payment rs. 10,730

interest rate and processing fee may vary

revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.

Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.

By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.

Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.

Billpay : pay utility bills

lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.

Why should you choose lazy pay ?

  • best pay letter app with flexible EMI tenures
  • shop on EMI with 45000+ stores
  • Collateral – free PERSONAL LOAN
  • No CCVs or PINs
  • 100% digital process with no peparwork
  • instant loan approval and disbursal

DECLARATION

lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.

payU finance india private limited https://www.payufin.in/

26 Jul, 2024 By ravita pal
MONEY VIEW : LOANS CREDIT SCORE REVIEW 2024

avail instant personal loans up to INR 10 lakhs and get a free credit report instantly. Simply download the money view app & open a world of endless possibilities. We help you take control of your finances with full suite of personalized financial products.

Money view loans credit score app review 2024
money view loans credit score app review

INSTANT PERSONAL LOAN

money view for all your loan needs – apply for personal loan starting from INR 5000 to INR 10 lakhs & get quick approvals weather you are salaried, or self – employed, money view is the perfect instant loan app for you and your financial needs.

money view is one of the most loved financial apps with a 4.7 rating

what makes a better ?

  • custom loan amount : from 5,000 to 10,00,000
  • flexible repayment tenure: from 3 months to 5 years
  • competitive annual percentage Rate: from 10% – 39%
  • unique credit model: get personalized loan offers regardless of your credit score
  • Hassle-free 100% paperless application process
  • 100% transparent : no hidden charges, no surprises

Credit tracker

  • free credit report for monthly credit score tracking
  • detailed analysis of factors influencing your credit score
  • tips to make the right decisions to improve your credit score
  • check your pre- approved loan officers

OUR LENDING PARTNERS :

  • Whizdm finance pvt. ltd.
  • aditya Birla finance Ltd
  • DMI finance private Ltd
  • clix capital service Pvt Ltd
  • kisetsu Saison finance (India) PVT Ltd
  • SMFG india credit company LTD
  • piramal capital & Housing finance Ltd
  • incred financial services Ltd
  • VIVRITI capital Ltd
  • cholamandalam investment & finance company LTD
  • suryoday small finance Bank Ltd
  • NDX P2P private limited
  • IDFC first bank Ltd
  • OXYZO Financial services pvt Ltd

Example of how money view personal loan works :

  • loan amount – 50,000
  • Tenure – 12 months
  • annual persentage rate (APR) – 22%
  • processing fees (INCL.GST) – 1,750+ 315 GST
  • monthly EMI – 4,728
  • total interest payable – 4,728×12 months – 50,000 principal = 6,736
  • disbursed ammount – 50,000 – 2,065 = 47,935
  • total amount payable – 4,728 × 12 months = 56,736
  • total cost of the loan = interest amount + processing fees = 6,736 + 1,750 = 8,486

NOTE : these numbers are for representation purposes only the final interest rate & APR will depend on the customer’s credit assessment as decided by money view’s lending partner.

RESPONSIBLE LENDING :

money view has partnered with RBI – authorised & regulated NBFCs/ financial institutions.

Our policies and service are compliant with extant applicable laws. We are a founding member of the digital lenders association of India

QUERIES :

mail : care@moneyview.in

call : 080 – 69390476

address : no.17, 3rd floor, outer ring RD, bellandur, Bengaluru, Karnataka, 560087

26 Jul, 2024 By ravita pal
BAJAJ FINSERV : LOANS, UPI & FD LOAN APP REVIEW 2024

bajaj finserv app is trusted by 45 million+ customers all over india for their financial and payment need. With this app, you can apply online for personal loan, home loan, gold loan, etc. you can shop offin from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, richarge your mobile and DTH services, and transfer money using BHIM UPI.

Bajaj finserv loans UPI & FD loan app review 2024
bajaj finserv loans UPI & FD loan app

BHIM UPI, FIXED DIPOSIT, personal loan, credit card, pay bill, wallet, insurance

INSTANT PERSONAL LOAN APP

  • get an instant personal loan of up to 40 lakh with this loan app
  • doctors and chartered accountants can get funding through professional loans
  • self – employed individuals can opt for a business loan at affordable rates.

Highlights of personal loan app

  • finance ammount : 20,000 to 40 lakh
  • repayment tenure : 12 to 96 months
  • Rate of interest / annual percentage Rate (APR) : 11% to 34%
  • processing fees : upto 3.93% of disbursed amount incl of taxes

for 1,00,000 /- borrowed at an interest rate of 2% p.m. for 12 months ( interest rate on reducing balance method) the payable amount would be: processing fees 3930, other charges 100, interest rate 13,472. The total amount to be repaid after a year will be 1,17,542. Interest rate and processing fees vary as per the products.

locate stores for no-cost EMI at bajaj mall

  • locate stores at bajaj mall to injoy no-cost EMI option on over 1 million products.
  • from electronics, appliances & smartphone to fitness equipment and furniture, shop for everything at no-cost EMI.
  • find all the top brands like sumsung, Sony, LG, Whirlpool and others at bajaj mall.
  • use the store locator to find the nearest bajaj finserv partner store for in – store shopping.

Bills payment & online recharge

  • online bill payments

make electricity bill payments online along with other monthly utilities sach us water, LPG, broadband itc. Get cashback on your bill payment credit to your bajaj pay wallet.

  • online mobile recharge

Find all top billers such as jio, airtel, vi etc. for mobile recharge on bajaj finserv app. Earn cashback on mobile recharge using the bajaj pay UPI & use it for future bill payments.

  • FASTag

the bajaj finserv app enable quick and easy FASTag recharge. you can Richarge on the go & injoy hassle – free travel.

BHIM UPI APP

  • create your unique bajaj pay UPI ID & send / receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI pin.
  • add money to your bajaj pay wallet & make seamless bill payments.

CREDIT CARD

  • apply for bajaj finserv – RBL credit card in a few easy steps.
  • Make credit card bill payments online, injoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

FIXED DEPOSITS

  • get high ROI on fresh and renewal of FD & injoy special rates on digital FD through app.
  • you can start investment in FD at 15,000 & also get a loan against it.
  • you can also invest in bajaj finance systamatic diposit plan with just 5,000.

MUTUAL FUNDS

  • investment in mutual funds starts with an amount as low as 100.
  • you can invest in any mutual fund via monthly SIP or pay lumpsum.
  • mutual fund SIP calculators can help you draw an estimate & plan well.

INSURANCE BAJAJ finserv

  • bajaj finserv app offers all kinds of insurance on its platform such as health insurance, motor insurance, & pocket insurance.

APP IN APP

  • fullfil your daily needs of shopping, travel ets on one single platform with 100+ brand partners

FEATURES

  • find all your financial relations at a glance
  • use EMI calculators & pay your EMIS online
  • check CIBIL score & get credit health report online
  • download your loan account statements
  • avail quick assistance online for your queries

CONTACT US :

bajaj finserv – off pune – ahemdnagar

road, viman nagar, pune – 411014

26 Jul, 2024 By ravita pal
AXIO : EXPENSE TRACKER & BUDGET LOAN APP REVIEW 2024

axio app is in sms – based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With your money manager’s expense tracker feature, tracking expenses become effortless. you can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and riceive timely payment reminders, all conveniently accessible in one place !

Axio expense tracker & budget loan app review 2024
axio expense tracker & budget loan app

AXIO MONEY MANAGER – your personal money management app, the best expense tracker and a handy personal finance app, you don’t need to manually enter your expenses .

money manager’s top features include :

  • with the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
  • see all daily expenses at a glance – from bank accounts, credit card, digital wallets, Sodexo, etc.
  • check bank balance
  • check all your utility bills such as electricity, DTH, GAS, mobile & wi -fi
  • keep track of train tickets, cab, movie, event booking, and more.
  • with the expense tracker make custom categories to track expenses & quickly add cash spent
  • add notes, tags, & bill/receipt photos to transactions
  • easily search for expenses, tags, or notes

AXIO PAY LATER

experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed checkout finance feature, you can injoy the convenience of flexible EMIs ranging from 3 to 36 months.

>hassle – free credit

>available at over 4000+ online marchants

>no – cost EMIs

AXIO PERSONAL LOAN

eligible users can apply and avail personal loan from the axio app.

AXIO FIXED DIPOSIT

give your savings a boost by investing in a fixed deposit on the axio app

>higher interest rate

>RBI regulated and DICGS insured

>flexible tenures and zero premature withdrawal

EMIs

interest rate for axio loans from start as low as 14% and go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2% (+GST) is also applicable on each disbursal

A representative example : if you take a loan of rs 1 lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months – your EMI will be around rs 4,849 & the processing fee would be rs 2,000 (+360) total cost of the loan would be rs 1,18,728

ABOUT AXIO

credit offered by axio digital PVT. LTd. On the axio app is facilitated by RBI-registered NBFC cap float financial services private limited.

axio pvt. ltd. Does not involve itself directly in any money lending activities and only facilities money lending by providing a digital platform to registered non – banking financial companies (NBFCS) or banks or via co- lending arrangments.

Axio is the brand name of cap float financial services private limited, an NBFC registered with the RBI.

cap float financial services private limited is one of the founding members of the digital lendars association of india, an organisation dedicated to promoting fair lending practices within the country.

Axio app provides SMS- based money management, and access to financial products like checkout finance, personal finance, and fixed deposits. It does not read your personal SMSs or upload any sensitive data.

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