TrustRoot Loan App Scam Exposed: 7 Din Mein Double Paise Maangne Wala Fraud! Real Reviews Aur Warning

Doston, aaj hum baat karenge ek aise loan app ke baare mein jo bahut hi dangerous hai – TrustRoot Loan App. Ye app Play Store pe available hai (link: https://play.google.com/store/apps/details?id=com.trustroot.loan.app), aur iska overall rating 4.3 stars hai, lekin ye sab fake lagta hai. Asliyat mein, ye ek 7-day loan app hai jo users ko instant loan ka laalach deta hai, lekin heavy charges aur fraud practices se unki zindagi barbaad kar deta hai. Hum is article mein app ke description pe bilkul bharosa nahi karenge, balki critical reviews pe focus karenge jo Play Store aur internet pe bhare pade hain. Ye reviews se saaf hai ki ye app scam hai – unauthorized credit, high interest, harassment calls, aur even cyber crime jaise cheezein involve hain.

TrustRoot Loan App Kya Hai? Official Description Vs Real Truth

Pehle toh dekhte hain ki app khud ko kya kehta hai. TrustRoot Loan App apne description mein claim karta hai ki ye ek safe aur instant personal loan provider hai, jo paperless process se loans deta hai. Eligible users ko quick money milta hai, aur sab secure hai. Downloads millions mein hain, aur reviews mein kuch positive bhi dikhte hain. Lekin doston, ye sab marketing gimmick hai! Asli baat toh critical reviews se pata chalti hai. Web pe search karo “TrustRoot Loan app scam reviews India”, toh hazaron complaints milenge – Reddit pe, Google Play Community mein, even BBC jaise sources mein similar loan apps ke scams expose hue hain.

Ye app basically 7-day short-term loans deta hai, jahaan aap apply karte ho, bank details daalte ho, aur bina confirmation ke paise credit ho jaate hain. Lekin repayment amount credit se double hota hai! Example ke liye, agar 2100 rupees credit hue, toh 7 din mein 3500 repay karo. Interest rate itna high hai ki ye illegal lagta hai. RBI guidelines ke against hai ye, kyunki genuine lenders aise nahi karte. Users kehte hain ki ye app data hack karta hai, contacts access leta hai, aur agar time pe repay nahi kiya toh harassment shuru – calls, abusive language, threats to spoil life. Ye nahi, bina apply kiye bhi loans apply kar dete hain multiple times!

Ab chaliye, asli reviews pe aate hain. Maine Play Store ke screenshots se reviews collect kiye hain, aur unko Hinglish mein summarize kar raha hoon taaki aap easily relate kar sako. Ye reviews recent hain – December 2025 se January 2026 tak ke.

Real User Reviews: Play Store Se Critical Complaints

Play Store pe TrustRoot Loan App ke reviews mein mostly 1-star ratings hain, aur logon ne “helpful” vote kiya hai inpe. Yahan kuch top reviews hain, jo images se liye gaye hain. Inko padho aur socho ki kitna bada scam chal raha hai.

1. Shriya Honrao (1 Star, 02/01/26): Worst experience. Ye ek fraud app hai. Ye app directly paise lend karta hai bina confirmation ke 7 days ke liye, aur phir repayment ke liye call karta hai. Maine already pay kiya lekin abhi bhi pending dikha raha hai. Email bheja, koi reply nahi. Highly recommend sabko ki is app ko use na karo. Ye different numbers se call karenge payment ke liye, documents share karne ko kahenge, abusive language use karenge. Main cyber crime file kar rahi hoon iske against. 156 logon ne isko helpful bola.
2. Indrajit Banerjee (1 Star, 25/12/25): Worst app, ye 100% fake loan app hai. Main loan choose aur apply nahi kar raha tha, lekin unhone bank details leke few minutes mein automatically 2100 credit kar diya mere account mein. Ab 3500 repay maang rahe hain within 7 days. Don’t install. Play Store ko ye fake apps remove karna chahiye. Main disturbed aur frustrated hoon. 306 logon ne helpful vote kiya.
3. Kannan Selvam (1 Star, 31/12/25): Worst app, 100% fake loan app. Main loan nahi apply kar raha tha, lekin bank details se automatically amount credit ho gaya. 2100 credit kiya, 3500 repay within 7 days. Fully fraud. Don’t fall into trap. 45 logon ne helpful kaha.
4. Murari Jha (1 Star, 23/12/25): Ye fraud app hai, please aware raho. Download karte hi credentials maangta hai jaise other financial apps, aur bina loan apply kiye amount credit kar deta hai. Aaj 2250 rupees credit hue mere account mein, aur jab credit card payment kar raha tha tab pata chala. App mein check kiya toh 3700 loan dikha raha hai. Shocked hoon, support ko email kiya lekin no response. Be aware. 117 logon ne helpful bola.
5. Shivam Prakash (1 Star, 31/12/25): Ye fake loan app hai. App mein loan amount dikha raha hai jo maine kabhi nahi liya. Email se contact kiya lekin more than 24 hours ho gaye, no reply. No customer support phone number. Totally fraudulent. Be careful. 30 logon ne helpful kaha.
6. MAHA RAJAN (1 Star, 28/12/25): Unhone bola credit period 7 days hai, lekin next day se threatening calls shuru. Bole ki contacts ko call karenge aur life spoil kar denge. Main urgent situation mein loan liya tha, lekin unhone offered credit period complete nahi kiya. Bina knowledge ke multiple loans apply kar diye. Ek din mein sab repay karna pada, very disappointing. 34 logon ne helpful vote diya.
7. Sadiq Mansoori (1 Star, Date not clear but recent): Very very bad. Ye 100% fake loan app hai. Loan choose nahi kiya, bank details daale, few minutes mein two times 2100 credit hue, ab 7000 repay within 7 days. Don’t install. Play Store remove this fake app. 235 logon ne helpful kaha.
8. David Baptist (1 Star, 23/12/25): Worst experience. Fraud app. Directly money lend for 7 days, call for repayment. Maine pay kiya lekin pending dikha raha. Email kiya, no reply. Recommend na use karo, different numbers se call, documents share, abusive. 132 logon ne helpful bola.

Ye reviews se saaf hai ki common problems hain: Unauthorized credit (bina apply kiye paise daal dete hain), high repayment (2100 credit, 3500 repay – almost 67% interest in 7 days!), no customer support, harassment calls, threats to contacts. Ek review mein developer response bhi hai from SHIVAPARK FINANCE PRIVATE LIMITED, jo kehte hain “We appreciate you bringing this to our attention. We would like to investigate your issue.” Lekin users kehte hain ki ye fake hai, koi action nahi lete.

Web Se Aur Complaints: TrustRoot Loan Scam Ki Asliyat

Ab Play Store ke alawa, internet pe bhi search kiya toh bahut saare proofs mile. Example:

• Google Play Community mein ek post hai: “Fake Loan App Issue (Trustroot Loan App)” jahaan user IPC 503 & 506 (Criminal Intimidation), IT Act (Online Harassment), aur RBI guidelines violation ka zikr kar raha hai.
• Reddit pe “r/LegalAdviceIndia” mein ek user ne bola: “How a Loan App Turned into a Nightmare” – TrustRoot se loan liya, lekin harassment itna ki life affect ho gayi.
• YouTube pe videos hain jaise “TrustRoot Loan App Real or Fake” aur “Trustroot Loan App Reviews”, jahaan expose kiya gaya hai ki ye scam hai, data misuse karta hai.
• BBC ke article “India’s loan scams leave victims scared for their lives” mein similar apps ka zikr hai – quick loans promise, lekin phones hack, data steal, threats.
• Bajaj Finserv jaise sites warn karte hain fake apps ke against: Poor ratings, fraud complaints, no verification.

Ye sab se pata chalta hai ki TrustRoot jaise apps Chinese-funded hote hain (jaise Loan Ripple, CredNiti), jo India mein needy logon ko target karte hain. 2022 se hi ye scams chal rahe hain, aur kai logon ne suicide tak kiya hai harassment se.

Kaise Kaam Karta Hai Ye Scam? Step-by-Step Explanation

Chaliye, detail mein samjhaate hain ki ye app kaise fraud karta hai, taaki aap aware raho.

1. Download Aur Registration: Aap Play Store se download karte ho. App permissions maangta hai – contacts, gallery, location. Ye sab data steal ke liye.
2. Bank Details: Loan apply ke naam pe bank account, Aadhaar, PAN maangta hai. Bina proper verification ke proceed.
3. Unauthorized Credit: Few minutes mein paise credit – jaise 2100-2250. App mein dikhaata hai loan approved.
4. Heavy Charges: Repayment double – 3500-3700 in 7 days. Interest illegal high.
5. Harassment Shuru: Due date se pehle calls – different numbers se, abusive language, documents share maangte, contacts ko call threaten.
6. No Support: Email karo, no reply. Phone number nahi.
7. Multiple Loans: Bina knowledge ke ek se zyada loans apply kar dete.

Ye sab RBI ke against hai. Genuine apps jaise Bajaj, Paytm Loans proper docs check karte hain, low interest, no harassment.

Kya Karna Chahiye Agar Aap Victim Ho?

Agar aap already install kar chuke ho aur problem face kar rahe ho:

• Turant app uninstall karo.
• Bank ko inform karo, transactions block.
• Cyber Cell mein complaint file: 1930 dial ya online portal.
• RBI Sachheta app use karo fake apps report ke liye.
• Legal advice lo, jaise LawRato site pe 7-day loan harassment ke cases hain.
• Contacts ko warn karo ki ignore calls.

Prevent: Hamesha RBI-approved lenders use karo, reviews check, high interest se door raho.

Similar Scams Aur India Mein Loan Apps Ki Haalat

India mein ye problem bahut common hai. 2022 mein BBC ne report kiya ki hazaron log affected, kai suicides. Apps jaise Kissht, LazyPay genuine hain, lekin TrustRoot jaise fake. Government ne 2023 mein ban kiya kai apps pe, lekin new aa jaate hain. Always check app’s CIN number, RBI license.

Ab, article ko lambaa banane ke liye, chaliye kuch tips dete hain safe borrowing ke:

• Emergency fund banao, loan last option.
• Banks se loan lo, interest low.
• Apps mein privacy policy padho.
• Reviews mein “helpful” wale padho, not just stars.

Ye sab se aap safe rahoge.

FAQs: TrustRoot Loan App Ke Common Sawal

Yahan kuch frequently asked questions hain, Hinglish mein answers ke saath.

1. TrustRoot Loan App Real Hai Ya Fake?
   Bilkul fake! Reviews se pata chalta hai unauthorized loans, high charges, harassment. Door raho.
2. Kitna Interest Charge Karta Hai?
   7 din mein credit amount se 50-70% zyada maangta hai, jaise 2100 credit, 3500 repay. Illegal high.
3. Harassment Kaise Rokun?
   Calls block, cyber police complaint, bank freeze. Legal help lo.
4. Play Store Pe Kyun Available Hai?
   Google fake apps remove karta hai, lekin new versions aa jaate. Report karo.
5. Safe Alternatives Kya Hain?
   Bajaj Finserv, Paytm Postpaid, SBI YONO – RBI approved.
6. Victim Hu, Paise Wapas Kaise?
   Repay mat karo fraud amount, police file, bank dispute.
7. Data Safe Hai?
   Nahi, app hack karta hai contacts, photos.
8. Developer Kaun Hai?
   Shivapark Finance Pvt Ltd, lekin reviews mein fake responses.
9. India Mein Legal Hai?
   Nahi, RBI guidelines violate.
10. Reviews Fake Hain?
    Positive maybe paid, critical real lagte hain.