India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.
HERE’S WHAT YOU CAN DO ON LAZY PAY :
for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.
WHAT DOES LAZY PAY OFFER?
your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –
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XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.
Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.
SAMPLE LOAN EMI CALCULATI
for loan amount = rs.10,000 | tenure = 6 months
- @interest rate of 18% p.a.
- EMI will be rs. 1,755/- p.m.
- processing fee rs. 200
- total payment rs. 10,730
interest rate and processing fee may vary
revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.
Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.
By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.
Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.
Billpay : pay utility bills
lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.
Why should you choose lazy pay ?
- best pay letter app with flexible EMI tenures
- shop on EMI with 45000+ stores
- Collateral – free PERSONAL LOAN
- No CCVs or PINs
- 100% digital process with no peparwork
- instant loan approval and disbursal
DECLARATION
lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.
payU finance india private limited https://www.payufin.in/
