Ram Fincorp personal loan offers tension free, easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us, your trusted NBFC in arround 30 minutes
We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you moment get to reserves in a straightforward and way.
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Loan Model
Ram Fincorp personal loan provides personal loan ranging from INR 5,000 to INR 2,00,000 based on your requirement –
- Loan amount – 5,000 to 2,00,000
- Interest rate : up to 36% per annum
- APR : 36% MAX
- Age : 21 to 55 years
- Late payment fee – as applicable
- Processing fee – up to 5%
- Loan tenure – 90 days to 365 days
- Pre -closure charges – as applicable
Sample loan calculation
- Loan amount : 30,000 at interest rate of 30% p.a.
- Loan duration : 3 months
- Total Personal Loan interest : 2,250
- Processing fees + GST = 500 + 90 = 590
- Total deductibles : 590
- In hand amount : loan amount – total deductibles = 30,000 – 590 = 29,410
- Total repayable amount : 32,250
- Monthly EMI repayable : 10,750
- PF + GST are deducted upfront during the loan disbursal.
Advantages of ram Fincorp personal loan
- Customised personal loan
- Secure data system
- Instant approval and disbursal
- Transparent process
- Flexible repayment options
- Minimum documentation
Eligibility document required
- Individuals with a minimum monthly income of rs. 30,000
- Indian residents/citizens who are 21 years and above
- To apply for the loan applicants would need pan cards, Aadhar cards, salary slip salary account bank statement and address proof
Security and privacy policy
To guarantee to security of the information shared by our clients we have a highly secure and encycrepted system to read our privacy policy click here :
https://www.ramfincorp.com/privacypolicy
Terms & Conditions
Ram Fincorp personal loan is a unit of R.K Bansal Finance private limited (NBFC) which is registered with
The RBI. Visit : https://www.ramfincorp.com/conditions
Contact Information
- Contact number : +919899985495
- Official Mail ID : info@ramfincorp.com
- Official website : https://ramfincorp.com/
- Registered & corporate office address : 4338, padam shingh road, Karol Bagh new Delhi – 110005
