ABCD ADITYA BIRLA CAPITAL REVIEW 2024
Experience the power of comprehensive financial management with ABCD Aditya Birla capital , the ultimate app designed to cater to your financial and investing needs weather it’s making online bill payment of recharges, protecting your future with personalized insurance plan, investing wisely and stocks, mutual funds, securities, or securing loans for your dreams , we’ve got you covered.
- ABCD app – everything finance as simple as ABCD
- UPI PAYMENTS
- send/ recieve money with ease or scan QR code at any shop to pay using your ABCD UPI ID
- MULTI – PAY never abort transaction when short on money. Transfer money from one bank account to another or divide the amount with multiple accounts and complete payment transaction securely
- UPI INTERNATIONAL
- Make international payments Quickly and easily
- ACTIVATE RUPAY CREDIT Card
- link any RUPAY to credit card to enable to UPI transaction
Table of Contents
ONLINE BILL PAYMENTS
make electricity bill payments online along with other monthly utilities such as water, LPG etc.
online mobile recharge – find all top billers such as jio, airtel, vi, it’s
GET LOANS FOR EVERY NEED
we understands that life’s milestones often require financial assistance quickly and on easy terms. Realize your dreams & aspirations with easy access to a wide range of flexible & affordable loan options including personal, home & SME finance solutions only on ABCD.
HIGHLIGHTS OF PERSONAL LOAN
- loan amount : minimum of 50,000 to maximum of 10 lakhs
- repayment tenure : minimum of 12 months to maximum of 36 months
- rate of interest : 10.99% to 30% p.a.
- processing fees : 2% + 18% GST (of processing fee)
- flexible repayment options
- no collateral required
PERSONAL LOAN FOR SALARIED INDIVIDUALS (EXAMPLE)
- loan amount : 1,00,000
- Tenure : 18 months
- rate of interest : 18.5 % per annum
- processing fee (2%): 2,000
- GST on processing fee (18%): 360
- total interest: 14,880
- APR :21.72% per annum
- amount disbursed : 97,640
- EMI : 6,404
- total repayment amount 1,14,880
INVEST SMARTLY
unlock a world of opportunities by investing smartly in stock, mutual funds & securities on your user friendly platform to grow your health and wealth and secure your future.
PLAN YOUR FINANCES
digital health evaluation feature offered under ABCD app provides indicative information around users fitness and wellness only this app should not be used as a substitute for professional medical advice.
PAN INDIA REACH
aditya Birla capital is your financial partner, serving customers across India. Weather you are young professionals or an investment pro, our platform caters to your unique financial and investing needs be it stock, loan, mutual funds or insurance
ABCD Personal Loan Eligibility Criteria
- You Should Have Aadhar Card and Pan Card
- Age Should between 23 year to 60 year
- minimum income 15,000 in case of salaried and for self employed minimum income 20k with stable source
- cibil score must be greater than 700+
