7 Apr, 2025 By rahulrani90
Creditrack Credit Assistant Loan: नई लोन ऐप जो मदद के नाम पर ठगी- सावधान रहें

हाल ही में गूगल प्ले स्टोर पर एक नई लोन ऐप “Creditrack Credit Assistant” लॉन्च हुई है, जो दावा करती है कि यह आपके क्रेडिट स्कोर को बढ़ाने में मदद करेगी। लेकिन क्या यह वाकई आपकी फाइनेंशियल हेल्प के लिए बनी है, या फिर यह एक छिपा हुआ ठगी का जाल है? यूजर्स के अनुभव और इस ऐप की कार्यप्रणाली को देखते हुए यह साफ होता है कि यह एक शॉर्ट-टर्म लोन ऐप है, जो हाई इंटरेस्ट रेट्स के साथ लोगों को फंसाने का काम कर रही है। आइए, इस ऐप की हकीकत को गहराई से समझते हैं और जानते हैं कि आपको इससे क्यों सावधान रहना चाहिए।

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Creditrack Credit Assistant क्या है?

Creditrack Credit Assistant अपने आप को एक क्रेडिट स्कोर सुधारने वाली सर्विस के रूप में पेश करती है। यह यूजर्स को लुभाने के लिए आकर्षक वादे करती है, जैसे कि आसान लोन अप्रूवल और क्रेडिट स्कोर में सुधार। लेकिन असल में यह एक 7-दिन की अवधि वाला लोन प्रोवाइड करती है, जिसमें बेहद ऊंची ब्याज दरें और छिपे हुए चार्जेस शामिल हैं। यूजर्स का कहना है कि यह ऐप उनके फाइनेंशियल हेल्थ को बेहतर करने के बजाय उन्हें कर्ज के जाल में फंसा रही है।

यूजर्स का अनुभव: ठगी का खुलासा

एक यूजर ने अपना अनुभव साझा करते हुए बताया कि उसे 5000 रुपये का लोन अप्रूव हुआ, लेकिन उसके अकाउंट में सिर्फ 2700 रुपये जमा हुए। इसके बाद, मात्र 7 दिनों में उसे 5200 रुपये चुकाने के लिए कहा गया। इसका मतलब है कि 2700 रुपये पर 7 दिनों में लगभग 92% का ब्याज वसूला जा रहा है, जो कि किसी भी वैध फाइनेंशियल इंस्टीट्यूशन के मानकों से कहीं ज्यादा है। यह साफ संकेत है कि Creditrack Credit Assistant पारदर्शी लोन सर्विस देने के बजाय लोगों को लूटने का जरिया बन रही है।

क्या यह RBI रजिस्टर्ड NBFC के साथ काम करती है?

भारत में कोई भी वैध लोन ऐप जो लोन प्रोवाइड करती है, उसे रिजर्व बैंक ऑफ इंडिया (RBI) के दिशा-निर्देशों का पालन करना होता है और किसी रजिस्टर्ड नॉन-बैंकिंग फाइनेंशियल कंपनी (NBFC) के साथ पार्टनरशिप में काम करना जरूरी होता है। लेकिन Creditrack Credit Assistant के बारे में कोई ठोस जानकारी उपलब्ध नहीं है जो यह साबित करे कि यह RBI से मान्यता प्राप्त NBFC के साथ जुड़ी है। बिना रजिस्ट्रेशन के काम करने वाली ऐसी ऐप्स अक्सर फर्जी होती हैं और यूजर्स को ठगने के लिए डिज़ाइन की जाती हैं।

कैसे पहचानें कि यह फ्रॉड ऐप है?

Creditrack Credit Assistant जैसी ऐप्स से बचने के लिए कुछ लाल झंडों (Red Flags) पर ध्यान देना जरूरी है:

  • हाई इंटरेस्ट रेट्स और छिपे हुए चार्जेस: वैध लोन ऐप्स पारदर्शी तरीके से ब्याज दरें और फीस बताती हैं। लेकिन इस ऐप में लोन की राशि का बड़ा हिस्सा काट लिया जाता है और फिर भारी ब्याज वसूला जाता है।
  • शॉर्ट-टर्म लोन की मजबूरी: 7 दिनों जैसे बेहद कम समय में पूरा भुगतान करने का दबाव यूजर्स को कर्ज के चक्र में फंसाता है।
  • RBI रजिस्ट्रेशन की कमी: अगर कोई ऐप अपने NBFC पार्टनर या RBI रजिस्ट्रेशन की जानकारी साफ तौर पर नहीं देती, तो यह संदिग्ध है।
  • अनचाही परमिशन: कई फर्जी ऐप्स आपके फोन के कॉन्टैक्ट्स, गैलरी और डेटा तक पहुंच मांगती हैं, जिसका इस्तेमाल बाद में ब्लैकमेलिंग के लिए हो सकता है।
  • पॉजिटिव रिव्यूज पर शक: प्ले स्टोर पर ढेर सारे 5-स्टार रिव्यूज फर्जी हो सकते हैं, जो यूजर्स को भ्रमित करने के लिए डाले जाते हैं।

फर्जी लोन ऐप्स से होने वाले नुकसान

Creditrack Credit Assistant जैसी अनरजिस्टर्ड ऐप्स से लोन लेना आपके लिए कई जोखिम पैदा कर सकता है:

  • फाइनेंशियल लॉस: ऊंची ब्याज दरों और छिपे चार्जेस की वजह से आप जरूरत से ज्यादा पैसे चुकाते हैं।
  • डेटा चोरी: आपकी पर्सनल जानकारी जैसे आधार, पैन और बैंक डिटेल्स का गलत इस्तेमाल हो सकता है।
  • हरासमेंट: रिपेमेंट न करने पर ये ऐप्स यूजर्स को धमकियां देती हैं और उनके कॉन्टैक्ट्स को परेशान करती हैं।
  • क्रेडिट स्कोर पर असर: अगर आप समय पर पेमेंट नहीं कर पाते, तो यह आपके क्रेडिट स्कोर को नुकसान पहुंचा सकता है।

क्या करें अगर आप फंस गए हैं?

अगर आपने गलती से Creditrack Credit Assistant Loan App से लोन ले लिया है या ऐसी किसी फर्जी ऐप से परेशान हैं, तो ये कदम उठाएं:

  • शिकायत दर्ज करें: नेशनल साइबर क्राइम रिपोर्टिंग पोर्टल (cybercrime.gov.in) पर अपनी शिकायत दर्ज करें।
  • RBI से संपर्क करें: RBI के सachet पोर्टल पर ऐसी ऐप्स की रिपोर्ट करें।
  • बैंक को सूचित करें: अपने बैंक को तुरंत बताएं और संदिग्ध ट्रांजैक्शंस को ब्लॉक करने के लिए कहें।
  • कानूनी सलाह लें: किसी वकील से सलाह लेकर अपने अधिकारों की रक्षा करें।

सुरक्षित लोन ऐप्स कैसे चुनें?

  • हमेशा RBI से रजिस्टर्ड NBFC के साथ काम करने वाली ऐप्स चुनें, जैसे KreditBee, MoneyView या Fibe।
  • लोन लेने से पहले ऐप की टर्म्स एंड कंडीशंस, ब्याज दरें और रिव्यूज चेक करें।
  • ऐसी ऐप्स से बचें जो बहुत आसान और तुरंत लोन देने का वादा करती हैं बिना किसी डॉक्यूमेंटेशन के।

निष्कर्ष: सावधानी ही बचाव है

Creditrack Credit Assistant भले ही क्रेडिट स्कोर बढ़ाने का दावा करे, लेकिन इसके पीछे की सच्चाई इसे एक संभावित फ्रॉड ऐप बनाती है। हाई इंटरेस्ट रेट्स, छिपे चार्जेस और RBI रजिस्ट्रेशन की कमी इसे संदिग्ध बनाते हैं। अगर आपको तुरंत पैसों की जरूरत है, तो हमेशा भरोसेमंद और रेगुलेटेड लोन ऐप्स का इस्तेमाल करें। अपनी मेहनत की कमाई और पर्सनल डेटा को सुरक्षित रखने के लिए सावधानी बरतें और ऐसे जाल में न फंसें।

Top 10 NBFC Loan App 2025
26 Aug, 2024 By ravita pal
HOME CREDIT : PERSONAL LOAN APP REVIEW 2024

home credit is one of the India’s fastest – growing personal loan apps, trusted by over 1.6 crore + happy customers with instant approval, quick disbursal & 100% online application process, we offer hassle-free personal loans of up to 5, 00,000 to exiting home credit customers for all there needs. Instant personal loan for home credit customers | easy process | 100% peparless

Explore the features and benefits of our personal loan app :

  • instant loan approval – get your personal loan approved within just 5 minutes on our user – friendly loan app.
  • Quick disbursal – once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
  • trusted loan app – home credit is a trusted RBI – registered NBFC, serving millions of happy customers.
  • minimal documentation – apply for a cash loan with just 2 documents, i.e., your pan card & an address proof.
  • 100% safe and secure – enjoy complete transparency & security with no hidden charges, ensuring a worry – free borrowing experience.
  • flexible repayment options – repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
  • Personalized loan solutions – instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.

why choose home credit personal loan app ?

  • user – friendly
  • trusted by over 1.6 crore happy customers
  • 4.4 -star rating on Google play store

How to apply for an instant personal loan ?

  • Download the home credit personal loan app.
  • submit your details and complete registration process.
  • Upload your KYC documents.
  • enjoy instant approval & get fund disbursed directly to your bank account.

ELIGIBILITY CRITERIA FOR HOME CREDIT PERSONAL LOAN :

  • should be an indian citizen.
  • age requirement : 18 – 60 years
  • should be a salaried, pensioner, or self employed individual
  • Should be an existing customer of home credit ( should have availed ujjawal EMI card / cosumer durable loans / personal loan/ flexible personal loan in the past.

Documents required to apply for instant personal loan :

  • pan card and address proof

Personal loan features :

  • loan amount : up to 5, 00,000
  • minimum annual percentage Rate (APR) : 19.5%.
  • minimum repayment period : 6 months.
  • if you opt for a value – added service, the fee for the same shall be levied additionally
  • if you opt for safe pay services, you get benefits like payment holiday, free early repayment, life insurance and health services with your loan.

Representative example :

  • loan amount : 70,000
  • tenure : 24 months
  • interest rate : 32%
  • EMI : 3986/month
  • processing fees: 2,730
  • total amount payable : 95,672
  • the annual interest rates & processing fees will vary as per the risk profile of the customer. Maximum APR can go up to 48% ( however, only a fraction of our customer gets an interest rate higher than 30% per annum). These numbers are indicative and subject to change

in addition to our personal loan offerings, home credit india introduces the ujjwal EMI card, a unique financial tool designed to enhance your shopping experience, both online & offline

ujjwal EMI card features :

  • enjoy online and offline shopping on easy EMIs
  • instant pre – approved limit of up to 75,000
  • No – cost EMI option on the home credit personal loan app
  • payments modes include auto debit, UPI, net banking and debit cards
  • Experience a 100% digital loan process with our app

at home credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from home credit is only use to generate the bast offers for you.

contact us :

Email : care@homecredit.co.in

call : +91-1246628888 ( between 9: am – 6: pm, all days)

website : https://www.homecredit.co.in/contact – us

address : home credit india finance private limited, DLF infinity towers, tower c, 3rd floor, DLF cyber City phase ||, gurugram – 122002, India

Liquiloans Loan apply Link
26 Jul, 2024 By ravita pal
BAJAJ FINSERV : LOANS, UPI & FD LOAN APP REVIEW 2024

bajaj finserv app is trusted by 45 million+ customers all over india for their financial and payment need. With this app, you can apply online for personal loan, home loan, gold loan, etc. you can shop offin from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, richarge your mobile and DTH services, and transfer money using BHIM UPI.

Bajaj finserv loans UPI & FD loan app review 2024
bajaj finserv loans UPI & FD loan app

BHIM UPI, FIXED DIPOSIT, personal loan, credit card, pay bill, wallet, insurance

INSTANT PERSONAL LOAN APP

  • get an instant personal loan of up to 40 lakh with this loan app
  • doctors and chartered accountants can get funding through professional loans
  • self – employed individuals can opt for a business loan at affordable rates.

Highlights of personal loan app

  • finance ammount : 20,000 to 40 lakh
  • repayment tenure : 12 to 96 months
  • Rate of interest / annual percentage Rate (APR) : 11% to 34%
  • processing fees : upto 3.93% of disbursed amount incl of taxes

for 1,00,000 /- borrowed at an interest rate of 2% p.m. for 12 months ( interest rate on reducing balance method) the payable amount would be: processing fees 3930, other charges 100, interest rate 13,472. The total amount to be repaid after a year will be 1,17,542. Interest rate and processing fees vary as per the products.

locate stores for no-cost EMI at bajaj mall

  • locate stores at bajaj mall to injoy no-cost EMI option on over 1 million products.
  • from electronics, appliances & smartphone to fitness equipment and furniture, shop for everything at no-cost EMI.
  • find all the top brands like sumsung, Sony, LG, Whirlpool and others at bajaj mall.
  • use the store locator to find the nearest bajaj finserv partner store for in – store shopping.

Bills payment & online recharge

  • online bill payments

make electricity bill payments online along with other monthly utilities sach us water, LPG, broadband itc. Get cashback on your bill payment credit to your bajaj pay wallet.

  • online mobile recharge

Find all top billers such as jio, airtel, vi etc. for mobile recharge on bajaj finserv app. Earn cashback on mobile recharge using the bajaj pay UPI & use it for future bill payments.

  • FASTag

the bajaj finserv app enable quick and easy FASTag recharge. you can Richarge on the go & injoy hassle – free travel.

BHIM UPI APP

  • create your unique bajaj pay UPI ID & send / receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI pin.
  • add money to your bajaj pay wallet & make seamless bill payments.

CREDIT CARD

  • apply for bajaj finserv – RBL credit card in a few easy steps.
  • Make credit card bill payments online, injoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

FIXED DEPOSITS

  • get high ROI on fresh and renewal of FD & injoy special rates on digital FD through app.
  • you can start investment in FD at 15,000 & also get a loan against it.
  • you can also invest in bajaj finance systamatic diposit plan with just 5,000.

MUTUAL FUNDS

  • investment in mutual funds starts with an amount as low as 100.
  • you can invest in any mutual fund via monthly SIP or pay lumpsum.
  • mutual fund SIP calculators can help you draw an estimate & plan well.

INSURANCE BAJAJ finserv

  • bajaj finserv app offers all kinds of insurance on its platform such as health insurance, motor insurance, & pocket insurance.

APP IN APP

  • fullfil your daily needs of shopping, travel ets on one single platform with 100+ brand partners

FEATURES

  • find all your financial relations at a glance
  • use EMI calculators & pay your EMIS online
  • check CIBIL score & get credit health report online
  • download your loan account statements
  • avail quick assistance online for your queries

CONTACT US :

bajaj finserv – off pune – ahemdnagar

road, viman nagar, pune – 411014

26 Jul, 2024 By ravita pal
AXIO : EXPENSE TRACKER & BUDGET LOAN APP REVIEW 2024

axio app is in sms – based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With your money manager’s expense tracker feature, tracking expenses become effortless. you can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and riceive timely payment reminders, all conveniently accessible in one place !

Axio expense tracker & budget loan app review 2024
axio expense tracker & budget loan app

AXIO MONEY MANAGER – your personal money management app, the best expense tracker and a handy personal finance app, you don’t need to manually enter your expenses .

money manager’s top features include :

  • with the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
  • see all daily expenses at a glance – from bank accounts, credit card, digital wallets, Sodexo, etc.
  • check bank balance
  • check all your utility bills such as electricity, DTH, GAS, mobile & wi -fi
  • keep track of train tickets, cab, movie, event booking, and more.
  • with the expense tracker make custom categories to track expenses & quickly add cash spent
  • add notes, tags, & bill/receipt photos to transactions
  • easily search for expenses, tags, or notes

AXIO PAY LATER

experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed checkout finance feature, you can injoy the convenience of flexible EMIs ranging from 3 to 36 months.

>hassle – free credit

>available at over 4000+ online marchants

>no – cost EMIs

AXIO PERSONAL LOAN

eligible users can apply and avail personal loan from the axio app.

AXIO FIXED DIPOSIT

give your savings a boost by investing in a fixed deposit on the axio app

>higher interest rate

>RBI regulated and DICGS insured

>flexible tenures and zero premature withdrawal

EMIs

interest rate for axio loans from start as low as 14% and go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2% (+GST) is also applicable on each disbursal

A representative example : if you take a loan of rs 1 lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months – your EMI will be around rs 4,849 & the processing fee would be rs 2,000 (+360) total cost of the loan would be rs 1,18,728

ABOUT AXIO

credit offered by axio digital PVT. LTd. On the axio app is facilitated by RBI-registered NBFC cap float financial services private limited.

axio pvt. ltd. Does not involve itself directly in any money lending activities and only facilities money lending by providing a digital platform to registered non – banking financial companies (NBFCS) or banks or via co- lending arrangments.

Axio is the brand name of cap float financial services private limited, an NBFC registered with the RBI.

cap float financial services private limited is one of the founding members of the digital lendars association of india, an organisation dedicated to promoting fair lending practices within the country.

Axio app provides SMS- based money management, and access to financial products like checkout finance, personal finance, and fixed deposits. It does not read your personal SMSs or upload any sensitive data.

15 Jul, 2024 By ravita pal
POONAWALA FINCORP LOAN APP REVIEW 2024

instant personal loan poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small ticket loan. The poonawala Fincorp app is here to manage all your financial needs.you can apply for instant loan, personal loan, business loan, loan against property and pre – owned car loan with this app.you can also check your CIVIL score using the poonawala Fincorp app. Apply for instant personal loan online | free CIVIL score. Thik loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Poonawala Fincorp Loan App Review 2024
poonawala Fincorp Loan App

HIGHLIGHTS FOR INSTANT PERSONAL LOAN APP POONAWALA .

  • poonawala loan amount : rs 50,000 to rs 5 lakh
  • competitive interest rates starting from 16% to 36% APR varies from 20% to 36
  • Processing fees: 2.5% of sanction amount from GST
  • 100% digital process
  • Minimal documentation f
  • or poonawala loan apply
  • no collateral/security
  • Flexible
  • Flexible tenure: 3 month to 36 month
  • Quick approvals for poonawala loan app
  • Quick loan disbursal
  • Easy process EXAMPLE : Loan ammount : 50,000 tenure 12 months
  • interest charged : 4,441 ( 16% per annum) processing fees rs 1457 (2.5% of loan amount 1250 + GST @18%: rs 225)
  • APR: 24.6% stamp Dumpty: 100
  • Broken periods interest: 700 amount disbursed 47,725 EMI amount: 4,537
  • loan amount is 50,000.disbursed amount is 47,725 total loan repayment amount is 54,441
  • EXAMPLE: loan disbursement date: 14th July first EMI date: 5 September
  • interest component to be calculated : 5th August to 5th September
  • BPI to be calculated from 14th July to 5th August no. of days for BPI : 21 BPI amount: rs 700

HIGHLIGHTS FROM PERSONAL LOAN

  • loan amount up to 30 lakhs.
  • competitive interest rates starting at 9.99% P.A
  • processing fee: up to 2% plus taxes
  • 100 % digital process poonawala loan app
  • No collateral /sequrity
  • flexible tenure
  • minimum documention
  • Quick approvals

BUSINESS LOAN POONAWALA

  • loan amount up to 50 lakhs
  • competitive interest rates starting at 15% P.A
  • processing fee : up to 3% of sanction amount plus taxes
  • 100% digital process
  • No collateral / sequrity
  • NO hidden charges
  • minimal documentati

POONAWALA PROFESSIONAL LOAN APP

  • multi – purpose sanction up to 50 lakh
  • competitive professional loan interest rates starting at 9.99% P.A
  • processing fee : up to 2% of sanction amount plus taxes
  • No prepayment and foreclosure penalty if from own sources
  • collateral – free loan for professional
  • flexible tenure ranging up to 60 month

PRE-OWNED CAR LOAN

  • loan up to rs.75 lakhs
  • interest rate starting at 11% P.A.
  • processing fee: 1% of sanction amount plus taxes
  • loan up to 100% of car value
  • flexible repayments option loan against property
  • high LTV for ample funding ranging up to 10 crore
  • competitive interest rates starting at 9 % p.a
  • processing fee :up to 1% of sanction amount + GST
  • wide range of properties accepted as collateral
  • long and flexible tenure up to 15 years
  • Quick and easy approval process

MEDICAL EQUIPMENT LOAN

  • higher loan amount of up to 10 crore
  • competitive interest rates starting at 9.99% P.A.
  • up to 1% of sanction amount + GST
  • longer repayment tenure of up to 84 months
  • No hidden charges
15 Jul, 2024 By ravita pal
ABCD ADITYA BIRLA CAPITAL REVIEW 2024

Experience the power of comprehensive financial management with ABCD Aditya Birla capital , the ultimate app designed to cater to your financial and investing needs weather it’s making online bill payment of recharges, protecting your future with personalized insurance plan, investing wisely and stocks, mutual funds, securities, or securing loans for your dreams , we’ve got you covered.

Abcd aditya Birla capital loan app review 202
abcd aditya Birla capital loan app
  • ABCD app – everything finance as simple as ABCD
  • UPI PAYMENTS
  • send/ recieve money with ease or scan QR code at any shop to pay using your ABCD UPI ID
  • MULTI – PAY never abort transaction when short on money. Transfer money from one bank account to another or divide the amount with multiple accounts and complete payment transaction securely
  • UPI INTERNATIONAL
  • Make international payments Quickly and easily
  • ACTIVATE RUPAY CREDIT Card
  • link any RUPAY to credit card to enable to UPI transaction

ONLINE BILL PAYMENTS

make electricity bill payments online along with other monthly utilities such as water, LPG etc.

online mobile recharge – find all top billers such as jio, airtel, vi, it’s

GET LOANS FOR EVERY NEED

we understands that life’s milestones often require financial assistance quickly and on easy terms. Realize your dreams & aspirations with easy access to a wide range of flexible & affordable loan options including personal, home & SME finance solutions only on ABCD.

HIGHLIGHTS OF PERSONAL LOAN

  • loan amount : minimum of 50,000 to maximum of 10 lakhs
  • repayment tenure : minimum of 12 months to maximum of 36 months
  • rate of interest : 10.99% to 30% p.a.
  • processing fees : 2% + 18% GST (of processing fee)
  • flexible repayment options
  • no collateral required

PERSONAL LOAN FOR SALARIED INDIVIDUALS (EXAMPLE)

  • loan amount : 1,00,000
  • Tenure : 18 months
  • rate of interest : 18.5 % per annum
  • processing fee (2%): 2,000
  • GST on processing fee (18%): 360
  • total interest: 14,880
  • APR :21.72% per annum
  • amount disbursed : 97,640
  • EMI : 6,404
  • total repayment amount 1,14,880

INVEST SMARTLY

unlock a world of opportunities by investing smartly in stock, mutual funds & securities on your user friendly platform to grow your health and wealth and secure your future.

PLAN YOUR FINANCES

digital health evaluation feature offered under ABCD app provides indicative information around users fitness and wellness only this app should not be used as a substitute for professional medical advice.

PAN INDIA REACH

aditya Birla capital is your financial partner, serving customers across India. Weather you are young professionals or an investment pro, our platform caters to your unique financial and investing needs be it stock, loan, mutual funds or insurance

ABCD Personal Loan Eligibility Criteria

  • You Should Have Aadhar Card and Pan Card
  • Age Should between 23 year to 60 year
  • minimum income 15,000 in case of salaried and for self employed minimum income 20k with stable source
  • cibil score must be greater than 700+
ABCD LOAN APPLY DIRECT LINK
Zero Cibil Loan App Apply Link
2 Jul, 2024 By ravita pal
Zapmoney Instant Loan App Review 2024 :

Zap Money is one of the most simple faster & Affordable Loan Apps…. This is the Very Good Platform for loan Salaried College Students…If You can apply The loan Up to

Zap Money is one of the most simple faster & Affordable Loan Apps…. This is the Very Good Platform for loan For Salaried College an Students. You can apply The loan Up to ₹1 Lakh With Minimal Documentation

Zapmoney Loan App Review

ELIGIBILITY CRITERIA FOR COLLEGE STUDENT

  • college students with college id .
  • *NO income-proof required.
  • *pan / voter ID / driving license
  • *Aadhaar for KYC
  • *college ID- mandatory
  • *internet banking

Documentation for Salaried

  • *working with registered entities under LLP,PVT LTD, public limited or Government employees (both state or central).
  • *minimum net salary or Rs.15,000 per month
  • *salary credit in bank account
  • *latest pay slip
  • internet banking
  • pan card required for the loan
  • Aadhaar for kyc

OUR OFFERINGS

  • online personal loans from 1,000 to 1,00,000
  • interest rates – 18% to 36% P.A.*
  • no application fees
  • low disbursal fees
  • quick loans & easy EMIs
  • *these numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

WHAT MAKES ZAPMONEY IDEAL FOR EVERY CUSTOMER?

  • quick online loan
  • low – interest rates
  • easy application process
  • fast loan approval
  • digital processing & 10 minute registration
  • easy repayment with manageable EMIs

HOW TO APPLY ZAPMONEY LOAN

  • *download Zapmoney loan app from google play store.
  • *login with OTP
  • fill out basic information & upload your Payslip/ college ID / Employee ID
  • know your loan eligibility instantly
  • choose a flexible loan amounts & EMI repayment plan that suits you (min loan Rs 3000 & min tenure 3 month)
  • complete ENACH and eKYC/ video KYC
  • get the loan amount in your bank account in your bank account in 24 hrs on application is completed
12 Dec, 2023 By rahulrani90
BetterPlace Money Loan App Review : New Loan App

BetterPlace Money Loan App New Loan App in Play Store Because this App is Launched in 2023. If you wanna take loan from this Loan Application then you should read this review carefully and completely.You Will Get all Answers Related to BetterPlace Money Loan App

BetterPlace Money Loan App
New Loan App 2024 Today

Basic Features of BetterPlace Money

  • You Can Loan Up to 25,000 instantly your Bank Account
  • It is linked with Rbi approved NBFC ( Liquiloans other name ndx P2P nbfc
  • BetterPlace Money Loan interest rates from 1% to 3%
  • Low processing fee from 200 to 600 plus GST
  • If we talk About Annual Percentage Rate : from 20% to 50%

Why Should We take Loan From BetterPlace Money App?

you should take loan from BetterPlace money app because it is nbfc registered loan application and its gives you loan instantly without any income proof and if you don’t have cibil score then you also take loan from this new loan application

Loan App Apply Here (No Income & No CIBIL)

New Loan App 2024 Today

there are very good news for all for Borrower because in 2024 there are a lot of loan app will launch lending business in india is growing day by day

Documents & Eligibility

  • Applicants must be a Indian citizen
  • You Should Have Aadhar card
  • You Should Have Pan Card
  • You have stable Source of income
  • cibil score must be greater than 659+
  • no default in last 6 month
9 Jun, 2023 By rahulrani90
5 best Personal Loan In Australia

MoneyMe Loan Apps Review

MONEYME is transforming the way consumers access and utilize credit in Australia. With the MONEYME app, you can apply and receive approval in as little as 5 minutes! It’s now faster and more convenient than ever before.

 

Moneyme Freestyle interest rate ranges from

Our Freestyle interest rate ranges from 18.24% to 23.24% per annum, and there is an additional $5 monthly fee charged on the first day of each month if your balance at the end of the previous month was greater than $20. Our annual fees are determined based on your credit limit, as indicated below.

Interest rate:

18.24% - 23.24% per annum

APR/Comparison rate:

20.51% - 25.46% (inclusive of monthly fee)

UP TO

Up to $3,000 limit- $0 annual fee $3,001 to $5,000 limit - $49 annual fee $5,001 to $20,000 limit - $149 annual fee

Terms Of Payment :

UP TO

Up to $5,000 - 24 months

UP TO

$5,001 to $10,000 - 36 months

UP TO

$10,001 to $15,000 - 48 months

UP TO

$15,000 to $20,000 - 60 months

Minimum repayments:

Minimum repayments: £15 every two weeks or the total amount of credit utilized spread out over the repayment period (whichever is higher). If you have a Freestyle account with a balance of £20,000 over a span of 5 years at an interest rate of 18.24% (20.51% APR), you would incur an additional £12,070.00 in fees and charges with a fully utilized limit. Super low rate personal loans offer convenient access to up to £50,000 with competitive rates starting from 8.70% p.a. (comparison rate 10.08% p.a.*). The application process is simple online, and you can receive fast automated approvals with immediate transfer times (via the New Payments Platform). The money can be available in your bank account within an hour. The interest rate varies from 8.70% p.a. to 24.70% p.a. (variable), and the APR/Comparison rate ranges from 10.08% p.a. to 26.08% p.a. For direct applications, the establishment fee is £395 for loans between £5,000 and £15,000, and £495 for loans between £15,001 and £50,000. There is a monthly fee of £10. The loan terms are available for 3 to 5 years, and there are no early exit fees or early repayment fees. If you take out a personal loan of £30,000 over 5 years with an APR of 10.08% p.a., the total amount you would repay is £38,315.71 (£38,315.71).

 

Easy To Apply In Minutes

Our application process is simple, without the need for paperwork, and can be completed within a few minutes, making it convenient to apply for credit even when you're on the move.

Fast Approval

Once you’ve submitted your application, you’ll likely receive a decision on the spot. However, if your application requires further review, we’ll try to get you an outcome within 60 minutes during business hours.

Self -Manage Your Account

Check your balance. Move, split or make early repayments. Update your details. Plus, we don’t charge early exit fees – so you can save on interest by paying out your outstanding balance early!

Access Exclusive Offers

If you’re eligible for new products or special offers, we’ll notify you via the app.

  • GET IN TOUCH

You can contact us in various ways. You can engage in a live chat with us through the MONEYME App, or you can reach out to us via phone, email, or SMS. The comparison rate mentioned is calculated based on our personal loan for $30,000 over a period of 5 years, which includes a $495 establishment fee and a $10 monthly fee. Please note that this comparison rate is only applicable to the provided examples and may not cover all fees and charges. Different terms, fees, or loan amounts could result in a different comparison rate.

 

 
16 May, 2023 By rahulrani90
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WHAT IS INSTANT PERSONAL LOANS ?

Emergency Never Comes With Warning We Know that but sometime we need urgent money but we do not go to bank because of more Paperwork Emergency may many type Whether it’s a medical emergency, wedding expenses, or a home renovation project, having access to instant funds can be a lifesaver. This is where instant personal loans come into play. Designed to provide quick financial assistance without the need for collateral, instant personal loans have gained immense popularity in India. In this article, we will delve deeper into the world of instant personal loans and explore their benefits, eligibility criteria, application process, and more.

Understanding Instant Personal Loan

Instant personal loans are unsecured loans that are disbursed quickly, usually within a few hours or days of application approval. Unlike traditional bank loans, these loans do not require any collateral, such as property or assets, to secure the funds. The loan amount is determined based on the borrower’s income, creditworthiness, and repayment capacity.

Benefits of Instant Personal Loans

Convenience and Speed

One of the key advantages of instant personal loans is the convenience they offer. Traditional bank loans often involve lengthy paperwork and a prolonged approval process. In contrast, instant personal loans can be applied for online, saving you time and effort. The quick approval and disbursal process ensure that you have access to the funds when you need them the most.

Minimal Documentation

Instant personal loans have simplified the loan application process by minimizing the documentation required. Basic identification and income proof, along with bank statements, are usually sufficient to initiate the loan application. This reduces the hassle and makes it easier for individuals to avail themselves of these loans.

Flexibility in Usage

Unlike specific-purpose loans like home loans or car loans, instant personal loans provide the flexibility to use the funds for any legitimate purpose. Whether it’s covering medical expenses, funding a vacation, or consolidating existing debts, the choice is yours. This makes instant personal loans a versatile financial tool for individuals seeking immediate financial assistance.

Eligibility Criteria for Instant Personal Loans

Before applying for an instant personal loan, it’s important to understand the eligibility criteria set by lenders. While the criteria may vary among different financial institutions, certain common factors determine whether you qualify for such a loan.


Age and Citizenship
To be eligible for an instant personal loan, you must be a Indian

Documents Required For Instant Personal loans

1.AADHAAR CARD FOR ADDRESS VERIFICATION
2.PAN CARDS FOR CIBIL CHECK
3.IN CASE OF SALARIED LOAN APP YOU NEED TO SUMBIT SALARY SLIP OR BANK STATEMENT
4.IN CASE OF SELF EMPLOYED LOAN APPS NO NEED TO SUMBIT OTHERS DOCUMENTS
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