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26 Jul, 2024 By ravita pal

LAZY PAY : LOAN APP & PAY LATER

India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.

HERE’S WHAT YOU CAN DO ON LAZY PAY :

for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.

WHAT DOES LAZY PAY OFFER?

your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –

XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.

Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.

SAMPLE LOAN EMI CALCULATI

for loan amount = rs.10,000 | tenure = 6 months

@interest rate of 18% p.a.
EMI will be rs. 1,755/- p.m.
processing fee rs. 200
total payment rs. 10,730

interest rate and processing fee may vary

revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.

Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.

By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.

Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.

Billpay : pay utility bills

lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.

Why should you choose lazy pay ?

best pay letter app with flexible EMI tenures
shop on EMI with 45000+ stores
Collateral – free PERSONAL LOAN
No CCVs or PINs
100% digital process with no peparwork
instant loan approval and disbursal

DECLARATION

lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.

payU finance india private limited https://www.payufin.in/

26 Jul, 2024 By ravita pal

MONEY VIEW : LOANS CREDIT SCORE REVIEW 2024

avail instant personal loans up to INR 10 lakhs and get a free credit report instantly. Simply download the money view app & open a world of endless possibilities. We help you take control of your finances with full suite of personalized financial products.

Money view loans credit score app review 2024 — money view loans credit score app review

INSTANT PERSONAL LOAN

money view for all your loan needs – apply for personal loan starting from INR 5000 to INR 10 lakhs & get quick approvals weather you are salaried, or self – employed, money view is the perfect instant loan app for you and your financial needs.

money view is one of the most loved financial apps with a 4.7 rating

what makes a better ?

custom loan amount : from 5,000 to 10,00,000
flexible repayment tenure: from 3 months to 5 years
competitive annual percentage Rate: from 10% – 39%
unique credit model: get personalized loan offers regardless of your credit score
Hassle-free 100% paperless application process
100% transparent : no hidden charges, no surprises

Credit tracker

free credit report for monthly credit score tracking
detailed analysis of factors influencing your credit score
tips to make the right decisions to improve your credit score
check your pre- approved loan officers

Example of how money view personal loan works :

loan amount – 50,000
Tenure – 12 months
annual persentage rate (APR) – 22%
processing fees (INCL.GST) – 1,750+ 315 GST
monthly EMI – 4,728
total interest payable – 4,728×12 months – 50,000 principal = 6,736
disbursed ammount – 50,000 – 2,065 = 47,935
total amount payable – 4,728 × 12 months = 56,736
total cost of the loan = interest amount + processing fees = 6,736 + 1,750 = 8,486

NOTE : these numbers are for representation purposes only the final interest rate & APR will depend on the customer’s credit assessment as decided by money view’s lending partner.

RESPONSIBLE LENDING :

money view has partnered with RBI – authorised & regulated NBFCs/ financial institutions.

Our policies and service are compliant with extant applicable laws. We are a founding member of the digital lenders association of India

QUERIES :

mail : care@moneyview.in

call : 080 – 69390476

address : no.17, 3rd floor, outer ring RD, bellandur, Bengaluru, Karnataka, 560087

26 Jul, 2024 By ravita pal

BAJAJ FINSERV : LOANS, UPI & FD LOAN APP REVIEW 2024

bajaj finserv app is trusted by 45 million+ customers all over india for their financial and payment need. With this app, you can apply online for personal loan, home loan, gold loan, etc. you can shop offin from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, richarge your mobile and DTH services, and transfer money using BHIM UPI.

BHIM UPI, FIXED DIPOSIT, personal loan, credit card, pay bill, wallet, insurance

INSTANT PERSONAL LOAN APP

get an instant personal loan of up to 40 lakh with this loan app
doctors and chartered accountants can get funding through professional loans
self – employed individuals can opt for a business loan at affordable rates.

Highlights of personal loan app

finance ammount : 20,000 to 40 lakh
repayment tenure : 12 to 96 months
Rate of interest / annual percentage Rate (APR) : 11% to 34%
processing fees : upto 3.93% of disbursed amount incl of taxes

for 1,00,000 /- borrowed at an interest rate of 2% p.m. for 12 months ( interest rate on reducing balance method) the payable amount would be: processing fees 3930, other charges 100, interest rate 13,472. The total amount to be repaid after a year will be 1,17,542. Interest rate and processing fees vary as per the products.

locate stores for no-cost EMI at bajaj mall

locate stores at bajaj mall to injoy no-cost EMI option on over 1 million products.
from electronics, appliances & smartphone to fitness equipment and furniture, shop for everything at no-cost EMI.
find all the top brands like sumsung, Sony, LG, Whirlpool and others at bajaj mall.
use the store locator to find the nearest bajaj finserv partner store for in – store shopping.

Bills payment & online recharge

online bill payments

make electricity bill payments online along with other monthly utilities sach us water, LPG, broadband itc. Get cashback on your bill payment credit to your bajaj pay wallet.

online mobile recharge

Find all top billers such as jio, airtel, vi etc. for mobile recharge on bajaj finserv app. Earn cashback on mobile recharge using the bajaj pay UPI & use it for future bill payments.

FASTag

the bajaj finserv app enable quick and easy FASTag recharge. you can Richarge on the go & injoy hassle – free travel.

BHIM UPI APP

create your unique bajaj pay UPI ID & send / receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI pin.
add money to your bajaj pay wallet & make seamless bill payments.

CREDIT CARD

apply for bajaj finserv – RBL credit card in a few easy steps.
Make credit card bill payments online, injoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

FIXED DEPOSITS

get high ROI on fresh and renewal of FD & injoy special rates on digital FD through app.
you can start investment in FD at 15,000 & also get a loan against it.
you can also invest in bajaj finance systamatic diposit plan with just 5,000.

MUTUAL FUNDS

investment in mutual funds starts with an amount as low as 100.
you can invest in any mutual fund via monthly SIP or pay lumpsum.
mutual fund SIP calculators can help you draw an estimate & plan well.

INSURANCE BAJAJ finserv

bajaj finserv app offers all kinds of insurance on its platform such as health insurance, motor insurance, & pocket insurance.

APP IN APP

fullfil your daily needs of shopping, travel ets on one single platform with 100+ brand partners

FEATURES

find all your financial relations at a glance
use EMI calculators & pay your EMIS online
check CIBIL score & get credit health report online
download your loan account statements
avail quick assistance online for your queries

bajaj finserv – off pune – ahemdnagar

road, viman nagar, pune – 411014

26 Jul, 2024 By ravita pal

AXIO : EXPENSE TRACKER & BUDGET LOAN APP REVIEW 2024

axio app is in sms – based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With your money manager’s expense tracker feature, tracking expenses become effortless. you can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and riceive timely payment reminders, all conveniently accessible in one place !

AXIO MONEY MANAGER – your personal money management app, the best expense tracker and a handy personal finance app, you don’t need to manually enter your expenses .

money manager’s top features include :

with the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
see all daily expenses at a glance – from bank accounts, credit card, digital wallets, Sodexo, etc.
check bank balance
check all your utility bills such as electricity, DTH, GAS, mobile & wi -fi
keep track of train tickets, cab, movie, event booking, and more.
with the expense tracker make custom categories to track expenses & quickly add cash spent
add notes, tags, & bill/receipt photos to transactions
easily search for expenses, tags, or notes

AXIO PAY LATER

experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed checkout finance feature, you can injoy the convenience of flexible EMIs ranging from 3 to 36 months.

>hassle – free credit

>available at over 4000+ online marchants

>no – cost EMIs

AXIO PERSONAL LOAN

eligible users can apply and avail personal loan from the axio app.

AXIO FIXED DIPOSIT

give your savings a boost by investing in a fixed deposit on the axio app

>higher interest rate

>RBI regulated and DICGS insured

>flexible tenures and zero premature withdrawal

EMIs

interest rate for axio loans from start as low as 14% and go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2% (+GST) is also applicable on each disbursal

A representative example : if you take a loan of rs 1 lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months – your EMI will be around rs 4,849 & the processing fee would be rs 2,000 (+360) total cost of the loan would be rs 1,18,728

ABOUT AXIO

credit offered by axio digital PVT. LTd. On the axio app is facilitated by RBI-registered NBFC cap float financial services private limited.

axio pvt. ltd. Does not involve itself directly in any money lending activities and only facilities money lending by providing a digital platform to registered non – banking financial companies (NBFCS) or banks or via co- lending arrangments.

Axio is the brand name of cap float financial services private limited, an NBFC registered with the RBI.

cap float financial services private limited is one of the founding members of the digital lendars association of india, an organisation dedicated to promoting fair lending practices within the country.

Axio app provides SMS- based money management, and access to financial products like checkout finance, personal finance, and fixed deposits. It does not read your personal SMSs or upload any sensitive data.

26 Jul, 2024 By ravita pal

RUPEE REDEE – PERSONAL LOAN APP REVIEW 2024

rupee redee will credit money in your account in 10 minutes following simple application process.

why rupee redee : chota loan badi khushi

NBFC lending partner : finc friends private limited which is a registered NBFC with RBI. Rupee redee app is a best loan app.

Fast loan approval and quick disbursal : with 100% online process, get fast approval and quick loan disbursals.

LOAN for all purposes and needs : loans to fulfil all types of credit including covering emergency expenses, consolidating debt, travel, shopping, bill payments, school fees and much more.

Flexible interest rate and tenures : flexi personal loans with interest rates from 12% to 36% p.a. depending on your credit score. Also get flexible tenure option of 62 days to 6 months for repayment of the loan.

Transparency and security: we only work with RBI- certified NBFCs/ banks which are guaranteed to be transparent, safe and secure.

OUR LOAN OFFERINGS

flexi personal loan – we offer personal loans ranging from 2.000 to 25.000 with short repayment tenure of 3-4 months. Documentation required for this loan consists of just a pan card and proof of address

personal loan for self-employed & salaried : personal loan for self-employed ranges between 2000 to 30000 with flexible repayments terms from 3 to 6 months. You need pan card & proof of address to avail this loan

TOP FEATURES

Simple EMIs : payback in 2 – 12 months at your convenience
100% online : the application process is completely paperless
complete transparency : there are no hidden costs, all costs are mentioned on application summary before processing of loan

Finc friends private limited

on approval, get a direct bank transfer within minutes from our lending partner registered NBFC ” finc friends PVT LTD” finc friends follow a daynamic risk-based pricing model with loan terms & rates described below

personal loan charges (example) :

loan amount : from 2000 to 30000
minimum period of payment : ( minimum tenure) : 62 days
maximum piriod of payment : 365 days
maximum annual percentage Rate (APR) : 36% to 160 %
interest rate : 2.5% to 3% per month
processing fee : starting 10% of loan amount
service charges: starting 3% of loan amount

Representative example of the total costs of loan is provided in example below :

discription all amount are INR
loan amount : 11000
loan tenure : 3 months
processing fees (10% INC GST) : 1100
service charges (3% per EMI% Inc GST) = 990
interest (32%) = 583.6
amount disbursed : 9900

Repayment shedule below :

first instalment : 4191

second instalment : 4191

third instalment : 4191

totala repayment : 12573

Eligibility criteria

must be in Indian national with a valid pan card and aadhar card
must be over the age of 18 years
minimum monthly income should be 15000

steps to avail a loan:

install the rupee redee app
registere with your mobile number
enter basic information and verify your KYC by aadhar OTP or upload KYC documents
verify bank account
approved : read & provide acceptance on the charges and sign loan agreement loan disbursed

documents required :

address proof ( acceptable documents aadhar card)
one a selfie
pan card
Bank account/ access to bank account details

Explanation : to capture KYC documents and selfie for liveness test and ensure KYC compliance as per guidelines of regulator

Queries :

mail : care@rupee redee.com

address : vatika triangle, 7th floor, Mehrauli Gurgaon road, block B, sushant lok fash ! Gurgaon haryana 122002

26 Jul, 2024 By ravita pal

STASHFIN – PERSONAL LOAN APP REVIEW 2024

stashfin credit line and instant personal loan app online enjoy the power of instant money with stashfin one of India’s fastest, easiest, safest, and smartest credit line and personal loan apps. Stashfin is powered by akara capital advisors, an NBFC duly registered with the reserve Bank of India.

with it’s quick and easy loan application process, stashfin let’s you enjoy instant personal loans up to 5,00,000 at low interest rates and flexible repayments plans that are best suited to your needs.

best personal loan app in india

credit line ranging from 1,000 to 5,00,000 straight to your bank account, 24*7 access to cash
pay interest only on the funds you use
flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
minimum documentation, instant approval, and quick loan disbursal
Transparent pricing. No hidden fees
completely secure process
No joining fees

Instant loan

stashfin provides small instant personal loan from 1,000 up to 500,000 and is operational in 30+ cities across India. In matters of funds, one size does not fitt all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rate ranging from 11.99% – 59.99% APR. The rates may vary on a case – to-case basis

all loans are paid electronically through equal monthly instalments (EMIs) sometimes a low processing fee is charged and there are no hidden costs.

EXAMPLE :

loan amount : 10,000
loan tenure : 3 months
rate of interest : 11.99% p.a.
processing fee : 0
total interest : 167
loan EMI : 3389
APR : 11.99%
amount disbursed : 10,000
total loan repayment amount: 10,167

there is a small transaction fee for selected customers with 0% interest for 3 days.

sample monthly with sample principal interest

EMI principal interest

Rs.3389 rs.3305.74 rs. 83.25

rs.3389 rs. 3333.26 rs. 55.73

rs.3389 rs.3361.01 rs. 27.98

Eligibility criteria To apply for instant personal loan

Indian citizen
above the age of 18
must have a source of income

documents required for instant personal loan –

address proof ( any one of aadhar card / voter ID/ passport /driving licence )
identity proof ( pan ID )

in some cases, you may be also asked for

bank statement
ITR/GST pepar

in addition to personal loans, stashfin offers several services, such as credit reports, gift cards, corporate bonds, and insurance the availability of key insurance policies from stashfin helps secure your money from various risks.

wallet protection insurance

income protection insurance

pocket insurance

critical illness insurance

travel insurance

security and protection of privacy –

data security and privacy are top priorities at stashfin. Our backend APIs comply with mandated security standards and robust protocols that have been tested and certified.

Stashfin has partnered with request and well-regulated entities such as SBM bank, DMI finance, visu leasing finance, AU small finance Bank, kisetsu Saison finance, chola finance, and western capital.

stashfin instant personal loan app requires the following permission.

text message
one – time access to location, camera and media
limited device information

Queries :

mail : grievances.officer@stashfin.com

call : +91-9289108507

address: 18th floor, Magnum global park 2 golf course Ext road sector 58,

26 Jul, 2024 By ravita pal

BUDDY LOAN : PERSONAL LOAN APP REVIEW 2024

buddy loan – loan aggregator app. Our preferred lenders interest rates start at 11.99% p.a. & you can select from a wide range of flexible repayments plans starting from 6 months to 5 years. Feel free to use these funds to meet any of your financial needs

EXAMPLE CALCULATION : a loan of 1,00,000 with an interest rate of 13% and a repayment tenure of 1 year has a processing fee of 2% = 2,000 + GST = 2,360 (line setup fee of 499+GST = 588/- to be paid before starting the credit line) & monthly EMI of 8,932 the total interest is 7,181 and the loan repayment amount ofter 1 year is 1,10,129. The maximum annual percentage Rate (APR) can go up to 36% based on our RBI approved lenders.

track your credit score for free

with Buddy loan, you can check your credit score for free and get a detailed credit report analysis and your email. credit score ranges from 300 to 900. Refresh your credit score every month to track your credit health and get closer to your financial goals.

why choose the buddy loan app ?

instant Loan up to 50 lakh
affordable interest rate: starting at 11.99% p.a.
20 + RBI approved lenders
100% pepar less digital application
highest approval rate & quick disbursal
flexible repayments plans: 6 month to 5 years
transparent & convenient loan process
safe and secure

instant loan eligibility with buddy loan

age : 21 to 60 years.
residence : Indian resident.
income : minimum monthly income of 15000 (for salaried) or annual turn over for self employed (as per lender)
credit score : CIBIL score of 650 or higher
Employment : salaried job in the public/private sector or consistent self – employed income
business vintage requirement : minimum of 2 years or more (depending on lender) ( only for business loan)

TYPES Of LOANS OFFERED BY BUDDY LOAN PERSONAL Loan : apply for personal loan to fulfil urgent cash requirements or any other financial needs. Get instant personal loans, for emergency, shopping , marriage, car or bike, home renovation or other personal needs.

PERSONAL Loan FOR SALARIED/SELF Employed : get easy loans as a salaried or self employed professional quick loan approval with flexible repayments option of 6 to 60 month.

BUSINESS Loan : our RBI approved loan lenders offer MSME/ SME & working capital loans to small & medium – sized business loan of up to 50 lakhs to grow your small business.

steps to apply for an instant loan

login to the buddy loan app.
fill in the basis details.
enter the desired loan amount
get connected to RBI approved lenders
direct deposit to your bank account. It’s safe, instant, and reliable !

Responsible lending

buddy loan is a personal loan aggregator platform partnered with RBI – registered NBFC lending partner. We ensure you can secure a loan quickly to meet your personal financial needs.

for loan assist or any other details about our personal loans contact us at

Email : info@buddy loan.com

phone : 080 – 47097512

Address : no.: 1187, 5th main, 21st cross Rd, sector 7, HSR layout, Bengaluru

26 Jul, 2024 By ravita pal

BETTER PLACE MONEY LOAN APP REVIEW 2024

better place money is a financial services platform which aims to help improve the financial health of frontline workers in India. Better place money acts as a bridge between the frontline workers and the big banks / NBFCs by providing a simple and clear process for access to loans for the next billion population in india.

The NBFC which is currently available on our platform is NDX P2P private limited.

A user can avail instant cash personal loans of up to 25,000 at 1% – 3% interest rate with no other hidden charges. We charge a small processing fee of rs 200/- to rs 600/- exclusive of GST.

a Representative example of the total cost of the personal loan, including all applicable fees:

Highlights :

finance amount : up to rs 25,000
repayment tenure : minimum 3 months to maximum 6 months
rate of interest / annual percentage Rate (APR) : minimum 20% to maximum 50%
Processing fees : rs 200 – rs 600/-

sample loan example

amount : rs 10, 000/-
interest rate : 1.5% monthly simple interest
tenere : 6 Months
EMI frequency : monthly
processing : fee rs 300/-
disbursed amount : rs 9,700/-
total interest payable : rs 450 /- ( interest is 1.5% per month = rs 150* 3)
monthly payment : rs 3483.33/-
total payment in 3 months : rs 10,450/-
Overall cost : rs 750 /- ( include rs 450 /- interest and rs 300/- as processing fee)
APR : (750/ 10000) (365/90) = 30.4%

please reach out to loan support@better place.com.in for any questions.

15 Jul, 2024 By ravita pal

POONAWALA FINCORP LOAN APP REVIEW 2024

instant personal loan poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small ticket loan. The poonawala Fincorp app is here to manage all your financial needs.you can apply for instant loan, personal loan, business loan, loan against property and pre – owned car loan with this app.you can also check your CIVIL score using the poonawala Fincorp app. Apply for instant personal loan online | free CIVIL score. Thik loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

HIGHLIGHTS FOR INSTANT PERSONAL LOAN APP POONAWALA .

poonawala loan amount : rs 50,000 to rs 5 lakh
competitive interest rates starting from 16% to 36% APR varies from 20% to 36
Processing fees: 2.5% of sanction amount from GST
100% digital process
Minimal documentation f
or poonawala loan apply
no collateral/security
Flexible
Flexible tenure: 3 month to 36 month
Quick approvals for poonawala loan app
Quick loan disbursal
Easy process EXAMPLE : Loan ammount : 50,000 tenure 12 months
interest charged : 4,441 ( 16% per annum) processing fees rs 1457 (2.5% of loan amount 1250 + GST @18%: rs 225)
APR: 24.6% stamp Dumpty: 100
Broken periods interest: 700 amount disbursed 47,725 EMI amount: 4,537
loan amount is 50,000.disbursed amount is 47,725 total loan repayment amount is 54,441
EXAMPLE: loan disbursement date: 14th July first EMI date: 5 September
interest component to be calculated : 5th August to 5th September
BPI to be calculated from 14th July to 5th August no. of days for BPI : 21 BPI amount: rs 700

HIGHLIGHTS FROM PERSONAL LOAN

loan amount up to 30 lakhs.
competitive interest rates starting at 9.99% P.A
processing fee: up to 2% plus taxes
100 % digital process poonawala loan app
No collateral /sequrity
flexible tenure
minimum documention
Quick approvals

BUSINESS LOAN POONAWALA

loan amount up to 50 lakhs
competitive interest rates starting at 15% P.A
processing fee : up to 3% of sanction amount plus taxes
100% digital process
No collateral / sequrity
NO hidden charges
minimal documentati

POONAWALA PROFESSIONAL LOAN APP

multi – purpose sanction up to 50 lakh
competitive professional loan interest rates starting at 9.99% P.A
processing fee : up to 2% of sanction amount plus taxes
No prepayment and foreclosure penalty if from own sources
collateral – free loan for professional
flexible tenure ranging up to 60 month

PRE-OWNED CAR LOAN

loan up to rs.75 lakhs
interest rate starting at 11% P.A.
processing fee: 1% of sanction amount plus taxes
loan up to 100% of car value
flexible repayments option loan against property
high LTV for ample funding ranging up to 10 crore
competitive interest rates starting at 9 % p.a
processing fee :up to 1% of sanction amount + GST
wide range of properties accepted as collateral
long and flexible tenure up to 15 years
Quick and easy approval process

MEDICAL EQUIPMENT LOAN

higher loan amount of up to 10 crore
competitive interest rates starting at 9.99% P.A.
up to 1% of sanction amount + GST
longer repayment tenure of up to 84 months
No hidden charges

15 Jul, 2024 By ravita pal

ABCD ADITYA BIRLA CAPITAL REVIEW 2024

Experience the power of comprehensive financial management with ABCD Aditya Birla capital , the ultimate app designed to cater to your financial and investing needs weather it’s making online bill payment of recharges, protecting your future with personalized insurance plan, investing wisely and stocks, mutual funds, securities, or securing loans for your dreams , we’ve got you covered.

Abcd aditya Birla capital loan app review 202 — abcd aditya Birla capital loan app

ABCD app – everything finance as simple as ABCD

UPI PAYMENTS

send/ recieve money with ease or scan QR code at any shop to pay using your ABCD UPI ID

MULTI – PAY

never abort transaction when short on money. Transfer money from one bank account to another or divide the amount with multiple accounts and complete payment transaction securely

UPI INTERNATIONAL

Make international payments Quickly and easily

ACTIVATE RUPAY CREDIT Card

link any RUPAY to credit card to enable to UPI transaction

ONLINE BILL PAYMENTS

make electricity bill payments online along with other monthly utilities such as water, LPG etc.

online mobile recharge – find all top billers such as jio, airtel, vi, it’s for mobile recharge

Fastag richarge : recharge your fastag on the go easily & injoy hassle – free travel

INSURE YOUR FUTURE

get personalized insurance recommendation tailored to your unique needs.

GET LOANS FOR EVERY NEED

we understands that life’s milestones often require financial assistance quickly and on easy terms. Realize your dreams & aspirations with easy access to a wide range of flexible & affordable loan options including personal, home & SME finance solutions only on ABCD.

HIGHLIGHTS OF PERSONAL LOAN

loan amount : minimum of 50,000 to maximum of 10 lakhs
repayment tenure : minimum of 12 months to maximum of 36 months
rate of interest : 10.99% to 30% p.a.
processing fees : 2% + 18% GST (of processing fee)
flexible repayment options
no collateral required

PERSONAL LOAN FOR SALARIED INDIVIDUALS (EXAMPLE)

loan amount : 1,00,000
Tenure : 18 months
rate of interest : 18.5 % per annum
processing fee (2%): 2,000
GST on processing fee (18%): 360
total interest: 14,880
APR :21.72% per annum
amount disbursed : 97,640
EMI : 6,404
total repayment amount 1,14,880

INVEST SMARTLY

unlock a world of opportunities by investing smartly in stock, mutual funds & securities on your user friendly platform to grow your health and wealth and secure your future.

PLAN YOUR FINANCES

digital health evaluation feature offered under ABCD app provides indicative information around users fitness and wellness only this app should not be used as a substitute for professional medical advice.

PAN INDIA REACH

aditya Birla capital is your financial partner, serving customers across India. Weather you are young professionals or an investment pro, our platform caters to your unique financial and investing needs be it stock, loan, mutual funds or insurance

HERE’S WHAT YOU CAN DO ON LAZY PAY :

WHAT DOES LAZY PAY OFFER?

SAMPLE LOAN EMI CALCULATI

Billpay : pay utility bills

DECLARATION

INSTANT PERSONAL LOAN

what makes a better ?

Credit tracker

OUR LENDING PARTNERS :

Example of how money view personal loan works :

INSTANT PERSONAL LOAN APP

Highlights of personal loan app

locate stores for no-cost EMI at bajaj mall

Bills payment & online recharge

BHIM UPI APP

CREDIT CARD

FIXED DEPOSITS

MUTUAL FUNDS

INSURANCE BAJAJ finserv

APP IN APP

money manager’s top features include :

AXIO PAY LATER

AXIO PERSONAL LOAN

AXIO FIXED DIPOSIT

EMIs

ABOUT AXIO

OUR LOAN OFFERINGS

TOP FEATURES

personal loan charges (example) :

Representative example of the total costs of loan is provided in example below :

Repayment shedule below :

Eligibility criteria

steps to avail a loan:

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Instant loan

EXAMPLE :

Eligibility criteria To apply for instant personal loan

documents required for instant personal loan –

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Responsible lending

Highlights :

sample loan example

HIGHLIGHTS FOR INSTANT PERSONAL LOAN APP POONAWALA .

HIGHLIGHTS FROM PERSONAL LOAN

BUSINESS LOAN POONAWALA

POONAWALA PROFESSIONAL LOAN APP

PRE-OWNED CAR LOAN

MEDICAL EQUIPMENT LOAN

HIGHLIGHTS OF PERSONAL LOAN

PERSONAL LOAN FOR SALARIED INDIVIDUALS (EXAMPLE)