LAZY PAY : LOAN APP & PAY LATER

India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.

Lazy pay loan app & pay later loan app review 2024
lazy pay loan app & pay later loan app

HERE’S WHAT YOU CAN DO ON LAZY PAY :

for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.

WHAT DOES LAZY PAY OFFER?

your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –

XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.

Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.

SAMPLE LOAN EMI CALCULATI

for loan amount = rs.10,000 | tenure = 6 months

  • @interest rate of 18% p.a.
  • EMI will be rs. 1,755/- p.m.
  • processing fee rs. 200
  • total payment rs. 10,730

interest rate and processing fee may vary

revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.

Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.

By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.

Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.

Billpay : pay utility bills

lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.

Why should you choose lazy pay ?

  • best pay letter app with flexible EMI tenures
  • shop on EMI with 45000+ stores
  • Collateral – free PERSONAL LOAN
  • No CCVs or PINs
  • 100% digital process with no peparwork
  • instant loan approval and disbursal

DECLARATION

lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.

payU finance india private limited https://www.payufin.in/

MONEY VIEW : LOANS CREDIT SCORE REVIEW 2024

avail instant personal loans up to INR 10 lakhs and get a free credit report instantly. Simply download the money view app & open a world of endless possibilities. We help you take control of your finances with full suite of personalized financial products.

Money view loans credit score app review 2024
money view loans credit score app review

INSTANT PERSONAL LOAN

money view for all your loan needs – apply for personal loan starting from INR 5000 to INR 10 lakhs & get quick approvals weather you are salaried, or self – employed, money view is the perfect instant loan app for you and your financial needs.

money view is one of the most loved financial apps with a 4.7 rating

what makes a better ?

  • custom loan amount : from 5,000 to 10,00,000
  • flexible repayment tenure: from 3 months to 5 years
  • competitive annual percentage Rate: from 10% – 39%
  • unique credit model: get personalized loan offers regardless of your credit score
  • Hassle-free 100% paperless application process
  • 100% transparent : no hidden charges, no surprises

Credit tracker

  • free credit report for monthly credit score tracking
  • detailed analysis of factors influencing your credit score
  • tips to make the right decisions to improve your credit score
  • check your pre- approved loan officers

OUR LENDING PARTNERS :

  • Whizdm finance pvt. ltd.
  • aditya Birla finance Ltd
  • DMI finance private Ltd
  • clix capital service Pvt Ltd
  • kisetsu Saison finance (India) PVT Ltd
  • SMFG india credit company LTD
  • piramal capital & Housing finance Ltd
  • incred financial services Ltd
  • VIVRITI capital Ltd
  • cholamandalam investment & finance company LTD
  • suryoday small finance Bank Ltd
  • NDX P2P private limited
  • IDFC first bank Ltd
  • OXYZO Financial services pvt Ltd

Example of how money view personal loan works :

  • loan amount – 50,000
  • Tenure – 12 months
  • annual persentage rate (APR) – 22%
  • processing fees (INCL.GST) – 1,750+ 315 GST
  • monthly EMI – 4,728
  • total interest payable – 4,728×12 months – 50,000 principal = 6,736
  • disbursed ammount – 50,000 – 2,065 = 47,935
  • total amount payable – 4,728 × 12 months = 56,736
  • total cost of the loan = interest amount + processing fees = 6,736 + 1,750 = 8,486

NOTE : these numbers are for representation purposes only the final interest rate & APR will depend on the customer’s credit assessment as decided by money view’s lending partner.

RESPONSIBLE LENDING :

money view has partnered with RBI – authorised & regulated NBFCs/ financial institutions.

Our policies and service are compliant with extant applicable laws. We are a founding member of the digital lenders association of India

QUERIES :

mail : care@moneyview.in

call : 080 – 69390476

address : no.17, 3rd floor, outer ring RD, bellandur, Bengaluru, Karnataka, 560087

AXIO : EXPENSE TRACKER & BUDGET LOAN APP REVIEW 2024

axio app is in sms – based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With your money manager’s expense tracker feature, tracking expenses become effortless. you can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and riceive timely payment reminders, all conveniently accessible in one place !

Axio expense tracker & budget loan app review 2024
axio expense tracker & budget loan app

AXIO MONEY MANAGER – your personal money management app, the best expense tracker and a handy personal finance app, you don’t need to manually enter your expenses .

money manager’s top features include :

  • with the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
  • see all daily expenses at a glance – from bank accounts, credit card, digital wallets, Sodexo, etc.
  • check bank balance
  • check all your utility bills such as electricity, DTH, GAS, mobile & wi -fi
  • keep track of train tickets, cab, movie, event booking, and more.
  • with the expense tracker make custom categories to track expenses & quickly add cash spent
  • add notes, tags, & bill/receipt photos to transactions
  • easily search for expenses, tags, or notes

AXIO PAY LATER

experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed checkout finance feature, you can injoy the convenience of flexible EMIs ranging from 3 to 36 months.

>hassle – free credit

>available at over 4000+ online marchants

>no – cost EMIs

AXIO PERSONAL LOAN

eligible users can apply and avail personal loan from the axio app.

AXIO FIXED DIPOSIT

give your savings a boost by investing in a fixed deposit on the axio app

>higher interest rate

>RBI regulated and DICGS insured

>flexible tenures and zero premature withdrawal

EMIs

interest rate for axio loans from start as low as 14% and go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2% (+GST) is also applicable on each disbursal

A representative example : if you take a loan of rs 1 lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months – your EMI will be around rs 4,849 & the processing fee would be rs 2,000 (+360) total cost of the loan would be rs 1,18,728

ABOUT AXIO

credit offered by axio digital PVT. LTd. On the axio app is facilitated by RBI-registered NBFC cap float financial services private limited.

axio pvt. ltd. Does not involve itself directly in any money lending activities and only facilities money lending by providing a digital platform to registered non – banking financial companies (NBFCS) or banks or via co- lending arrangments.

Axio is the brand name of cap float financial services private limited, an NBFC registered with the RBI.

cap float financial services private limited is one of the founding members of the digital lendars association of india, an organisation dedicated to promoting fair lending practices within the country.

Axio app provides SMS- based money management, and access to financial products like checkout finance, personal finance, and fixed deposits. It does not read your personal SMSs or upload any sensitive data.

STASHFIN – PERSONAL LOAN APP REVIEW 2024

stashfin credit line and instant personal loan app online enjoy the power of instant money with stashfin one of India’s fastest, easiest, safest, and smartest credit line and personal loan apps. Stashfin is powered by akara capital advisors, an NBFC duly registered with the reserve Bank of India.

Stashfin personal loan app review 2024
stashfin personal loan app

with it’s quick and easy loan application process, stashfin let’s you enjoy instant personal loans up to 5,00,000 at low interest rates and flexible repayments plans that are best suited to your needs.

best personal loan app in india

  • credit line ranging from 1,000 to 5,00,000 straight to your bank account, 24*7 access to cash
  • pay interest only on the funds you use
  • flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
  • minimum documentation, instant approval, and quick loan disbursal
  • Transparent pricing. No hidden fees
  • completely secure process
  • No joining fees

Instant loan

stashfin provides small instant personal loan from 1,000 up to 500,000 and is operational in 30+ cities across India. In matters of funds, one size does not fitt all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rate ranging from 11.99% – 59.99% APR. The rates may vary on a case – to-case basis

all loans are paid electronically through equal monthly instalments (EMIs) sometimes a low processing fee is charged and there are no hidden costs.

EXAMPLE :

  • loan amount : 10,000
  • loan tenure : 3 months
  • rate of interest : 11.99% p.a.
  • processing fee : 0
  • total interest : 167
  • loan EMI : 3389
  • APR : 11.99%
  • amount disbursed : 10,000
  • total loan repayment amount: 10,167

there is a small transaction fee for selected customers with 0% interest for 3 days.

sample monthly with sample principal interest

EMI principal interest

Rs.3389 rs.3305.74 rs. 83.25

rs.3389 rs. 3333.26 rs. 55.73

rs.3389 rs.3361.01 rs. 27.98

Eligibility criteria To apply for instant personal loan

  • Indian citizen
  • above the age of 18
  • must have a source of income

documents required for instant personal loan –

  • address proof ( any one of aadhar card / voter ID/ passport /driving licence )
  • identity proof ( pan ID )

in some cases, you may be also asked for

  • bank statement
  • ITR/GST pepar

in addition to personal loans, stashfin offers several services, such as credit reports, gift cards, corporate bonds, and insurance the availability of key insurance policies from stashfin helps secure your money from various risks.

wallet protection insurance

income protection insurance

pocket insurance

critical illness insurance

travel insurance

security and protection of privacy –

data security and privacy are top priorities at stashfin. Our backend APIs comply with mandated security standards and robust protocols that have been tested and certified.

Stashfin has partnered with request and well-regulated entities such as SBM bank, DMI finance, visu leasing finance, AU small finance Bank, kisetsu Saison finance, chola finance, and western capital.

stashfin instant personal loan app requires the following permission.

  • text message
  • one – time access to location, camera and media
  • limited device information

Queries :

mail : grievances.officer@stashfin.com

call : +91-9289108507

address: 18th floor, Magnum global park 2 golf course Ext road sector 58,

BUDDY LOAN : PERSONAL LOAN APP REVIEW 2024

buddy loan – loan aggregator app. Our preferred lenders interest rates start at 11.99% p.a. & you can select from a wide range of flexible repayments plans starting from 6 months to 5 years. Feel free to use these funds to meet any of your financial needs

Buddy loan personal loan app review 2024
buddy loan personal loan app

EXAMPLE CALCULATION : a loan of 1,00,000 with an interest rate of 13% and a repayment tenure of 1 year has a processing fee of 2% = 2,000 + GST = 2,360 (line setup fee of 499+GST = 588/- to be paid before starting the credit line) & monthly EMI of 8,932 the total interest is 7,181 and the loan repayment amount ofter 1 year is 1,10,129. The maximum annual percentage Rate (APR) can go up to 36% based on our RBI approved lenders.

track your credit score for free

with Buddy loan, you can check your credit score for free and get a detailed credit report analysis and your email. credit score ranges from 300 to 900. Refresh your credit score every month to track your credit health and get closer to your financial goals.

why choose the buddy loan app ?

  • instant Loan up to 50 lakh
  • affordable interest rate: starting at 11.99% p.a.
  • 20 + RBI approved lenders
  • 100% pepar less digital application
  • highest approval rate & quick disbursal
  • flexible repayments plans: 6 month to 5 years
  • transparent & convenient loan process
  • safe and secure

instant loan eligibility with buddy loan

  • age : 21 to 60 years.
  • residence : Indian resident.
  • income : minimum monthly income of 15000 (for salaried) or annual turn over for self employed (as per lender)
  • credit score : CIBIL score of 650 or higher
  • Employment : salaried job in the public/private sector or consistent self – employed income
  • business vintage requirement : minimum of 2 years or more (depending on lender) ( only for business loan)

TYPES Of LOANS OFFERED BY BUDDY LOAN PERSONAL Loan : apply for personal loan to fulfil urgent cash requirements or any other financial needs. Get instant personal loans, for emergency, shopping , marriage, car or bike, home renovation or other personal needs.

PERSONAL Loan FOR SALARIED/SELF Employed : get easy loans as a salaried or self employed professional quick loan approval with flexible repayments option of 6 to 60 month.

BUSINESS Loan : our RBI approved loan lenders offer MSME/ SME & working capital loans to small & medium – sized business loan of up to 50 lakhs to grow your small business.

steps to apply for an instant loan

  • login to the buddy loan app.
  • fill in the basis details.
  • enter the desired loan amount
  • get connected to RBI approved lenders
  • direct deposit to your bank account. It’s safe, instant, and reliable !

Responsible lending

buddy loan is a personal loan aggregator platform partnered with RBI – registered NBFC lending partner. We ensure you can secure a loan quickly to meet your personal financial needs.

contact us :

for loan assist or any other details about our personal loans contact us at

Email : info@buddy loan.com

phone : 080 – 47097512

Address : no.: 1187, 5th main, 21st cross Rd, sector 7, HSR layout, Bengaluru

20,000₹ Urgent Cash Loan For Emergency : Urgent Cash Loan App

if you are looking loan up to 20000 rupees on the basis of Aadhar Card and PAN card then this post is only for you in this post I will tell you a personal loan app which gives you loan instantly without incumb proof salary slip and bank statement this 20,000₹ urgent cash loan is very helpful for your emergency Situations

20,000₹ urgent cash loan
20,000₹ Urgent Cash Loan

Documents Required for urgent Cash Loan

  • you should have Aadhar card for address verification
  • you should have valid PAN card for cibil score check
  • applicant must be your Indian resident
  • applicants should have valid bank account
  • Applicant age must be more than 21 year
  • minimum cibil score 600 ( transunion cibil ) and 650 experiene cibil

Basic Details of 20,000₹ Urgent Cash Loan

  • The minimum loan amount of this loan application is 5000 and maximum loan amount of this is 10 Lakh Rupee
  • this is most rated application in Play Store and app store with 4.7 star rating and 10 million plus download
  • you can borrow loan from this application from 3 months to 60 months

Charges: interest rates , fees

  • Annual Rate of interest from 16% to 48% vary from customer to customer
  • Processing fee from 2% to 8%

How to Apply 20,000₹ Urgent Cash Loan

Fill Some Basic Details in 1 Step

Basic Details for personal loans

total 5 steps process of this loan apps this loan apps is working for both salaried as well self employed

Total 5 step process for this personal loan app
5000 loan urgently: Same Day 5000₹ Loan Disbursle

hello dear friend if you want to take loan instantly up to 5000 which is very small but helpful in emergency situation today I will tell you three small loan application which gives you loan instantly without any income proof and cibil score so this post is for you. So if you have any kind of financial emergency you can fill fill your need by these loan applications

All You Need to know about these Loan App

  • Is these App NBFC REGISTERED
  • is these app available in Play Store
  • is these app are safe for loan
  • What type of app permission they take

Level up loans of true balance

if you want to take loan from 1000 to 5000 then true balance loan application is best application for you because true balance loan application multiple loans like level up loan cash loan if I talk about level up loans so that true balance gives level up road from 1000 rupees to 5000 rupees instantly and if you talk about cash loan so you can take cash loan from 5000 to 100000 rupees and this loan is given on the basis of Aadhar Card and PAN card

Small loan app 2024
small loan app

Olyv Personal Loan App: New Loan App

Olyv is also new type of personal loan application in this application you can take loan up to 5 lakh rupees without any income proof and this is the best loan application in Play Store because this application is changed so many rewards and certificates

Olyv new personal loan app
Olyv Personal Loan App

Eligibility Criteria: Of Small Loan App

  • you should have Aadhar Card and PAN card for address verification and identity verification
  • applicant must be a Indian citizens
  • you should have active bank account
  • you should have a decent cibil score

How Can We Apply 5000 Urgent Loan from App

if you want to take small loan apps urgently then you have to download application first from Play stores after that you need to fill your some personal detail and upload your KYC documents like Aadhar Card and PAN card after that you have to wait some time for approvals if you got some approvals then you will you will start auto debits for EMI after that you will receive your loan amount in your bank account

Olyv Loan App Review : Best Loan App 2024

Olyv Loan App ( Earlier Know as Smartcoin) Loan App is the best platform for self employed. If you want to take loan up to 5 Lakh Rupee then Olyv Loan App Best For You and best part of Olyv personal loan app is it is working more than 19,000+ pincode in Today Post You will get all Answers Related to Olyv loan App

Olyv Personal Loan App
olyv personal loan

Why We Should Take Loan From Olyv Loan?

olyv app is best loan app because of their ratings and their reviews and this gives us loan up to 5 lakh rupees instantly without income proofs if you are student then you also can take loan from this app and the best part of this loan app this is working on all state of India that’s why I always recommend this loan app

Olyv App Charges ?

  • interest rates starting from 1.5% Per month
  • processing fee starting from 3% to 10%
  • Bounce Charges 500+ GST

Olyv Loan App Eligibility Criteria

  • You Should Have Valid Aadhar Card
  • You Should Have Pan Card for CIBIL SCORE check
  • No Negative Enquiry in Last 6 Months
  • Applicant must be a Indian citizen
  • Age Of Applicant Between 21 to 56
  • Stable Source of income
Taplend Loan App Review : Taplend App se Loan Kaise Le

Hello dear friend if you want to take loan from taplend applications then this post is for you in this post we will tell you all the details about tap land applications and talk about eligibility Criteria and Applying Process. This is full Review Post of taplend applications.

Taplend loan app review
Taplend Loan App Review

Taplend Loan App Basic Details

  • It has 2.1 start ratings with 10k play Store downloads
  • Loan Amount from 1k to 50k
  • Interest rates of taplend loan is from 0% to 33%
  • loan app tenure from 64 days to 120 day
  • Apr ranges from 0% to 140%
  • Taplend offer’s flexi personal loan in which everyone can apply for this loan

Taplend Loan Eligibility Criteria

  • Applicants must be a Indian citizen
  • Applicant age from 22 year to 60 Year
  • Steady monthly income with active bank account
  • aadhar card required for address proof
  • pan card required for indentity proofs

is taplend Loan App is Real or Fake ?

it is completely nbfc registered loan applications because it is registered with nbfc is private limited financial services and which is the nbfc registered and RBI approved loan applications so you can trust on this applications but this application is not working all over India it is working in some places of India so you can check your eligibility by filling some details about your pan card and pin code

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