Yuva Personal Loan App से लोन कैसे ले Review 2024

Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED our goal is to convey a sence of youthful energy, dynamism, and forward thinking

1. Details and representative cost calculation :

• Loan amount : up to 20,000 rs.
• Repayment period : 61 – 365 days
• Interest rate : 36% per annum
• Fees : start at 99 rs.
• Maximum annual percentage Rate : 97%

For example of the loan amount is 10,000 rs. With a repayment period of 93 days ( three installment in 31 days each) the interest is 36% per annum with a one time processing fee of 699 rs. The total cost of the loan will be 10,000 rs. 36% 93/365 (intrest) + 699 rs. (All fees applicable) = 917 rs + 699 rs = 1,616 rs. The total amount to be paid is 10,000 rs. + 1,616 rs. = 11,616 rs. So a monthly payment is 11,616 rs. 3 = 3,872 rs.

2. Eligibility rules for personal loan :

• Indian adult citizen
• valid pan card
• Aadhar verification via digilocker
• Monthly household income > 25,000 rs. And the annual income > 3,00,000 rs.
• valid bank account details

3. Data Protection :

• we comply with regulation rules and industry standards being the member of face ( fintech association for consumer empowerment )
• Your data is encrypted, securely stored and can be requested to delete
• We don’t transfer data to third parties
• Yuva app does not ask for sensitive permission
• For more details visit data safety section

4. Main features of yuva instant loan app :

• Competitive products
• easy to get user interface and modern design
• Optimized process with minimum steps and information required
• Various loan repayment options (UPI, wallet, card )
• 24/7 customer support (Email, helpline, whatsapp chat)

5. Yuva Loan App Provides :

• No hidden or upfront fees
• Only necessary documentation
• Fast decision
• New to credit customers can be also considered
• Higher loan amounts for repeat clients

How it works :

• Register with phone number
• Pick affordable loan amount and term
• provide data for loan application and verify KYC
• Recieve decision and sign loan agreement in case of positive one
• Right away get money in your bank account

7. Any questions :

Please check app support section.

Worst ! Main reason behind single is loan money is not credited but loans is started and the notification already came for loan payment it had been more than 24 hours now but my loan sanctioned amount didn’t credited to my bank account I called coustomer support they assured me that loan amount will be credited to you with in few hours but it didn’t credited

Again I am trying to contact yuva customer care but now it’s not connecting to customer service it’s is ending call by itself