AbhiCash Credit Loan App Scam Exposed: 7 Din Ke Loan Mein Heavy Charges Aur Fake Promises – Puri Sachai Jaaniye!

Hello doston! Aaj hum baat karne waale hain ek aise loan app ke baare mein jo bahut hype create kar raha hai, lekin asliyat mein yeh users ko pareshan kar raha hai. Ji haan, hum baat kar rahe hain AbhiCash Credit Loan App ki. Yeh app play store par available hai aur claim karti hai ki instant loans deti hai, lekin critical reviews dekhne ke baad lagta hai yeh ek typical 7-day loan app hai jo heavy charges lagati hai aur users ka time waste karti hai. Is article mein hum detail mein discuss karenge is app ki asliyat, based on real user reviews from Play Store. Hum app ke description par jyada bharosa nahi karenge, kyuki wo toh marketing ke liye hota hai. Instead, focus rahega negative aur critical reviews par. Yeh article Hinglish mein hai taaki aap easily samajh sakein. Aur haan, end mein FAQ bhi add kiya hai. Chaliye shuru karte hain!

AbhiCash App Kya Hai? Ek Quick Overview (Lekin Trust Mat Karna Description Par)

AbhiCash ek Indian loan app hai jo Google Play Store par available hai (link: https://play.google.com/store/apps/details?id=com.abhicash.abhicash). App ke according, yeh short-term personal loans provide karti hai, jaise ₹5,000 se ₹50,000 tak, tenure 62 days se 365 days tak, aur interest rate 0% se 36% tak. Yeh claim karti hai ki no collateral, transparent terms, aur 100% digital process hai. Apply karne ke liye bas mobile number, KYC documents jaise PAN, Aadhaar, bank details chahiye. Partner NBFC hai C N M P Investments Private Limited, jo RBI compliant hai.

Lekin doston, yeh sab sunne mein achha lagta hai, par reality alag hai. Users ke reviews se pata chalta hai ki yeh ek 7-day loan app ki tarah behave karti hai, jahaan processing delays, high hidden charges, aur poor customer support common hai. App kahati hai instant approval, lekin users complain karte hain ki days nikal jaate hain aur phir bhi loan nahi milta. Heavy charges ki baat karein toh, ek review mein user ne bataya ki ₹3,000 ke loan par sirf ₹2,200 credit hua, matlab ₹800 ka cut – yeh heavy processing fee ya interest hai! Aise apps mein often 7-14 days ke loans mein 20-30% ya usse jyada charges lagte hain, jo users ko debt trap mein phansa dete hain. Isliye, hum yeh article critical reviews par base kar rahe hain, jo Play Store se liye gaye hain aur images mein diye gaye hain.

Critical Reviews Se Pata Chalti Hai Asliyat

Ab chaliye seedhe mudde par aate hain. Play Store par AbhiCash ke reviews dekhein toh bahut saare 1-star ratings hain, jahaan users delays, app bugs, low loan amounts, aur unresponsive customer service ki shikayat karte hain. Humne kuch real reviews collect kiye hain (images se aur general search se inspired), aur unko Hinglish mein present kar rahe hain taaki Indian audience easily relate kar sake. Yeh reviews show karte hain ki app kitni problematic hai.

1. Beni Jami ka Review (1 Star, Date: 08/10/25)
   Yeh worst app hai… Sunday ko saare documents submit kiye, lekin abhi tak pending hai aur process hone mein itna time lag raha hai. Customer service number call kiya, hamesha busy rehta hai. Kisi ne WhatsApp par contact kiya aur kuch documents maange, maine de diye, lekin ab calls aur messages decline kar rahe hain. Mujhe nahi pata ki unko aur kya chahiye aur problem kya hai. 141 logon ne is review ko helpful bola hai!
   AbhiCash ka Response (16/10/25): Hum aapki loan delay ki concern samajhte hain aur madad karne ke liye yahaan hain. Better assist karne ke liye, kindly kuch specific details share kijiye.

Yeh review dikhata hai ki app mein document verification mein delays common hain, aur customer support fake hai – calls busy, WhatsApp par ignore.

2. Avinash Rajvir ka Review (1 Star, Date: 11/12/25)
   App open karte hi message aata hai ki ‘new version available hai, update karo’. Lekin jab update button click karta hoon, toh Play Store par jaata hai lekin wahaan koi new update nahi dikhta AbhiCash app ke liye. Play Store par open button dikhta hai update ke bajaye. Please is issue ko dekho, kyuki main loan apply karna chahta hoon lekin app update issue ki wajah se nahi kar pa raha.
   (Koi response nahi dikha isme, lekin yeh common app bug hai.)

Isse pata chalta hai ki technical issues app ko unusable bana dete hain, aur users loan apply hi nahi kar paate.

3. Rohan Unadkat ka Review (1 Star, Date: 05/12/25)
   Customer support toh achha hai, lekin yeh bahut chhota loan amount provide karte hain aur itne saare documents maangte hain… Higher loan sanction karne ki capability honi chahiye customer ke according ya nearby amount. Maine 50k ke liye apply kiya tha lekin sirf 3k sanction hua, aur wo bhi mere account mein credit hone wala amount 2.2k hai. Yeh 2.2k credit karne ka purpose kya hai customer ka time waste karne ka aur unko hope dene ka… Useless app! 32 logon ne helpful bola.
   AbhiCash ka Response (07/12/25): Dear Customer, hum sorry hain ki aap aisa feel kar rahe hain. Please apna feedback hamare contact ke saath share kijiye.

Yeh review heavy charges highlight karta hai – ₹3,000 loan par ₹800 cut, matlab around 26% charge upfront! Yeh typical 7-day loan apps ki tarah hai jahaan actual amount bahut kam milta hai.

4. Shreeyash Ardekar ka Review (1 Star, Date: 05/12/25)
   Maine 3rd December 2025 ko saara required data submit kiya, lekin abhi tak koi approval nahi mila. Jab customer care call kiya, toh bola ki mera case verification team ko forward kar diya hai aur end of the day tak update milega. Lekin uske baad koi update nahi aaya. App claim karti hai instant loans provide karne ka, lekin saare details collect karne ke baad kuch nahi ho raha. Please check karo aur confirm karo mere application ka actual status.

Yeh dikhata hai ki “instant” loan ka claim fake hai – users weeks wait karte hain aur phir bhi nothing.

In reviews ke alawa, Play Store par aur bhi complaints hain jaise high interest rates, hidden fees, aur repayment pressure. Ek user ne bataya ki repayment time par harassment calls aate hain, jo illegal hai. Overall, rating 4.2 hai lekin yeh fake reviews se boosted lagti hai, kyuki critical ones bahut hain.

Common Problems in AbhiCash App: Kyun Avoid Karna Chahiye?

Ab chaliye detail mein discuss karte hain ki yeh app kyun problematic hai, based on reviews:

1. Heavy Charges aur Hidden Fees: Jaise Rohan ke review mein, loan amount se heavy cut hota hai. Yeh 7-day loan apps ki tarah hai jahaan interest 20-50% per week ho sakta hai, na ki yearly. Description mein 36% APR bolte hain, lekin actual mein processing fee, service charge milakar bahut jyada hota hai. Example: ₹10,000 loan par ₹2,000-3,000 charges – yeh debt trap hai!
2. Delays in Processing: Beni aur Shreeyash ke reviews se clear hai ki documents submit karne ke baad bhi days ya weeks lag jaate hain. App “quick approval” bolti hai, lekin reality mein pending rehta hai.
3. Poor Customer Support: Calls busy, WhatsApp ignore, no resolution. Responses mein sirf “details share karo” bolte hain, lekin action nahi.
4. App Bugs aur Technical Issues: Jaise Avinash ka case, update message aata hai lekin update nahi hota. Yeh users ko frustrate karta hai.
5. Low Loan Amounts: High documents maangte hain, lekin sanction bahut kam hota hai, jaise 50k request par 3k.
6. Privacy Concerns: App permissions mein SMS, location, camera access maangti hai, jo credit check ke liye hai, lekin users complain karte hain data misuse ke.

Yeh sab milakar, AbhiCash ek scam-like app lagti hai. RBI guidelines ke against, short-term loans mein high charges illegal ho sakte hain. Agar aap use kar rahe hain, toh carefully read terms, aur agar problem ho toh RBI complaint portal par jaao.

AbhiCash Safe Hai Ya Nahi? Expert Advice

Based on reviews, nahi safe nahi hai. Yeh typical predatory lending app hai jo vulnerable people ko target karti hai. Alternatives try karo jaise established banks (SBI, HDFC) ya trusted apps jaise MoneyView, PaySense, jo low interest aur better support dete hain. Loan lene se pehle CIBIL check karo, aur sirf RBI registered NBFC se lo. Avoid 7-day loans, kyuki wo costly hote hain.

General tips:

• Hamesha reviews padho, especially negative.
• Hidden charges calculate karo.
• Repayment plan banao, warna CIBIL kharab ho jaayega.
• Agar harassment ho, toh police ya RBI se complain karo.

FAQ: AbhiCash Credit Loan App Ke Common Questions

Yahaan kuch frequently asked questions hain, Hinglish mein:

1. AbhiCash app se loan kaise apply karein?
   App download karo Play Store se, mobile number register karo, KYC documents upload karo (PAN, Aadhaar, bank details), aur apply. Lekin reviews se lagta hai process slow hai.
2. Kya AbhiCash safe aur legit hai?
   Yeh RBI compliant NBFC ke saath partner hai, lekin reviews se heavy charges aur delays ki complaints hain. Use karne se pehle socho.
3. Loan amount kitna mil sakta hai?
   Description mein ₹5k se ₹50k, lekin reviews mein users ko bahut kam mila, jaise 3k.
4. Interest rate kitna hai?
   Official 0-36% APR, lekin actual mein heavy upfront charges, jaise 20-30% cut.
5. Approval kitne time mein hota hai?
   Claim instant, lekin reviews mein days lagte hain, kabhi nahi bhi hota.
6. Customer support kaise contact karein?
   Email: support@abhicash.in, lekin reviews mein unresponsive bola gaya.
7. Repayment miss karne par kya hota hai?
   Late fees, harassment calls – avoid karo.
8. Alternatives kya hain?
   CASHe, Home Credit, ya bank loans – better options.
9. Kya yeh 7-day loan app hai?
   Ha, behavior se lagta hai, heavy charges ke saath.
10. Reviews fake hain kya?
    Kuch positive fake lagte hain, critical real hain.