Doston, aaj hum baat kar rahe hain ek aise loan app ke baare mein jo bahut hi dangerous aur fraudulent lag raha hai – PasoCredit Personal Credit App. Ye app Play Store par available hai (link: https://play.google.com/store/apps/details?id=com.scorpion.pasocredit), aur iska overall rating 4.5 stars dikha raha hai, lekin asli picture reviews mein chhupi hai. Hum is article mein sirf app ke description par bharosa nahi karenge, balki critical reviews par focus karenge jo users ne share kiye hain. Ye ek 7-day loan app hai jo bahut heavy charges lagati hai, jaise 3494% annual interest rate! Haal hi mein December 2025 ke reviews se pata chalta hai ki logon ke saath unauthorized money transfer ho raha hai, aur repayment ke naam par harassment. Agar aap emergency mein quick loan dhundh rahe ho, to ye app bilkul avoid karo – ye trap hai!
PasoCredit Loan App Kya Hai? Description Vs Reality
Pehle to app ke official description ki baat kar lete hain, lekin yaad rakhna – is par bharosa mat karna! Play Store par PasoCredit ko “Personal Credit” app ke naam se promote kiya jaata hai, jisme claim hai ki ye quick personal loans provide karta hai, easy approval, aur minimal documentation ke saath. App ka tagline kuch aisa hai ki “Get instant credit for your needs” – sounds good, right? Lekin ye sab marketing gimmick hai. Asliyat mein, ye ek typical 7-day loan app hai jo India mein bahut common ho gaye hain, lekin inme scam elements bhare pade hain. Government aur RBI ne bhi aise apps ke against warnings issue kiye hain, kyunki ye illegal lending practices follow karte hain.
Ab reality check: Web searches se pata chalta hai ki India mein fake loan apps ka bohot bada issue hai. Jaise LoanTap ke blog mein mention hai , fake apps data theft, privacy violation, aur harassment karte hain. Al Jazeera ke article mein bhi bataya gaya hai ki borrowers ko abuse, threaten, aur blackmail kiya jaata hai by accessing contacts and pics. PasoCredit par specific complaints Google Support thread mein mile , jahaan ek user ne kaha “Pasocredit app fake loan app ya log loan k name par fraud karta hai mera sath fraud hua hai please”. Ek YouTube video “Paso Credit Loan app is Real or Fake” mein bhi reviews discuss kiye gaye hain, jo suggest karte hain ki ye scam ho sakta hai. Fibe ke blog mein fake loan apps ki list hai, aur aise apps ko identify karne ke tips diye gaye hain. PasoCredit jaise apps 100K+ downloads ke saath popular lagte hain, lekin reviews se clear hai ki ye safe nahi.
Anúncios
Ye app specially financially vulnerable logon ko target karta hai, jo emergency mein install kar lete hain. Lekin jaise hi aap details daalte ho, problems start ho jaati hain. Ab chaliye critical reviews par, jo Play Store se liye gaye hain aur images mein dikhaye gaye hain. Hum inko Hinglish mein rewrite kar rahe hain taaki aap easily relate kar sako.
PasoCredit Loan App Ke Critical Reviews: Users Ki Real Stories
Yahaan hum kuch selected reviews add kar rahe hain jo images se liye gaye hain. Ye sab 1-star ratings wale hain, aur December 2025 ke around ke hain. Inme common theme hai: Unauthorized credit, high interest, no transparency, aur fraud alert.
- Anonymous User (20/12/25): “Ye app extremely dangerous loan app hai – public safety aur privacy risk! Main ye review sirf public awareness ke liye likh raha hoon based on my personal experience. Aise apps society ke liye khatarnak hain, especially financially vulnerable logon ke liye jo emergencies mein instant loan install kar lete hain. Jo initially quick financial help lagta hai, wo high stressful aur harmful situation ban jaata hai. Ye apps urgency, lack of awareness, aur digital illiteracy ka fayda uthate hain, users ko trap karte hain.” (17 logon ne helpful bola.)
Ye review bata raha hai ki app society ke liye risk hai, aur logon ko trap karti hai.
- Mariyalavenkatsai Krishna (22/12/25): “Bas maine apne details diye, ye app ne amount credit kar diya aur ek week mein highest interest ke saath repay maang raha hai. Is app mein koi details mat do!” (8 logon ne helpful bola.)
Simple si baat – details daalne se pehle socho, kyunki automatic credit ho jaata hai with sky-high interest.
- Seena Joseph (10/12/25): “Paise mere account mein credit nahi hue, lekin wo repayment maang rahe hain. Bahut bad app hai.”
Ye classic scam tactic hai jahaan logon se paise maange jaate hain bina credit kiye.
- Rohith P (14/12/25): “Maine kabhi credit nahi liya, bas check kiya, aur bina meri knowledge ke unhone amount transfer kar diya aur ek week mein repay maang rahe hain. Pop-up mein fraud alert show kar raha hai. Guys, kabhi apne details is app ko mat do. Anyway, main is app ke against complaint kar raha hoon.” (85 logon ne helpful bola.)
Unauthorized transfer – ye bohot common complaint hai PasoCredit mein.
- Avinash RR (01/12/25): “Is app par loan mat lo. Wo verification ke baad paise account mein bhej dete hain, lekin app repayment schedule ke baare mein inform nahi karta. Mere liye unhone 3300 credit kiye, lekin repayment 5500 hai, wo bhi sirf 7 days mein. Unhone 67% extra charges lagaaye – 677 rupaye 9.57% daily, jo annual 3494% interest rate ban jaata hai!” (121 logon ne helpful bola.)
Yahaan calculation clear hai: 7 days mein itna high interest. Ye illegal hai India mein, kyunki RBI guidelines ke against.
- Sagar Bishwas (20/12/25): “Extremely dangerous loan app – public safety aur privacy risk! Main ye review public awareness ke liye likh raha hoon.” (Ye similar hai pehle wale ko.)
- Shadik Ali (23/12/25): “Fraud app, kabhi install mat karo! Maine app customer support ko message bheja. Repayment options nahi hain, unka account ab blocked hai. Date: 21-12-2025, Time: 3 AM IST. Bina meri approval ke loan amount kya hai jo main paaunga, bina approval ke due date, aur bina approval ke unhone mere account mein paise credit kar diye jo galat hai. Mujhe call karo aur loan amount wapas lo, kyunki maine sign ya authorize nahi kiya. Mera next step legal hoga.” (14 logon ne helpful bola.)
Legal action ki dhamki – ye bata raha hai ki users frustrated hain.
- Anu Babu (14/12/25): “Sab logon, ye fraud loan app hai. Please kisi bhi circumstances mein install ya use mat karo. Bahut saare users scammed, harassed, aur threatened hue hain. Main request karta hoon sabko ki is app ko jitna possible report karo taaki further fraud prevent ho.” (70 logon ne helpful bola.)
Report karne ki appeal – ye important hai.
In reviews se clear hai ki PasoCredit mein patterns hain jaise: Bina permission ke paise transfer, 7-day repayment with insane interest (jaise 3494% annual), no customer support, account blocking, aur potential harassment. Reddit par bhi similar stories hain fake 7-day loan apps ke baare mein , jahaan log deliberately paise leke nahi repay karte, lekin wo risky hai.
Kyun PasoCredit Dangerous Hai? Deep Dive Into Issues
Ab detail mein samjhte hain ki ye app kyun avoid karna chahiye. Pehla issue: 7-Day Loan Cycle. Ye apps short-term loans dete hain, lekin interest itna high hota hai ki log trap ho jaate hain. Jaise Avinash ke review mein, 3300 ka loan 5500 repay in 7 days – ye 67% extra! Annualize karo to thousands percent. India mein legal interest rates capped hain, lekin ye apps unregulated hain.
Dusra: Unauthorized Transactions. Kayi reviews mein log bol rahe hain ki bas check kiya, aur paise aa gaye account mein bina approval. Ye money laundering ya scam ka part ho sakta hai. RBI ne aise apps ko ban kiya hai, lekin ye Play Store par abhi bhi hain.
Teesra: Privacy aur Harassment Risk. Reviews mein mention hai digital illiteracy ka fayda uthana. Apps contacts, photos access karte hain, aur repayment na hone par threaten karte hain. BBC ke video mein bataya gaya hai ki instant loan apps blackmail karte hain.
Chautha: No Transparency. Repayment schedule nahi bataate, customer support nahi respond karta, jaise Shadik ke case mein account blocked.
India mein fake loan apps ka epidemic hai. Times of India ke according, ye illegal hain kyunki lending ke liye bank ya NBFC hona chahiye. Quora par bhi discussions hain loan shark apps ke baare mein. LendingPlate ke blog mein tips diye gaye hain real vs fake identify karne ke.
Agar aap PasoCredit use kar rahe ho, to immediately uninstall karo, bank se contact karo unauthorized transactions ke liye, aur cyber cell mein complain karo.
Safe Alternatives To PasoCredit Loan App
Agar aapko genuine loan chahiye, to regulated apps ya banks use karo:
- Fibe (earlier EarlySalary): RBI approved, transparent rates.
- MoneyTap: Credit line with low interest.
- Bank Apps: SBI YONO, HDFC Quick Loans – safe aur legal.
- Government Schemes: PM Mudra Yojana for small loans.
Inse avoid karo high-interest traps.
How To Report PasoCredit Scam
Agar aap victim ho, to:
- Play Store par report karo app ko.
- Cyber Crime Portal (cybercrime.gov.in) par complain file karo.
- RBI Sachet Portal par report.
- Local Police se madad lo.
Ye steps se aise apps band ho sakte hain.
PasoCredit Loan App FAQs
Q1: PasoCredit Loan App Real Hai Ya Fake?
A: Reviews se lagta hai fake aur scam. Unauthorized credits aur high interest ke complaints bohot hain.
Q2: PasoCredit Mein Interest Rate Kitna Hai?
A: Users ke according, 3494% annual jaise insane rates, 7 days mein 67% extra.
Q3: Kya PasoCredit Safe Hai?
A: Nahi, privacy risk aur harassment reports hain. Avoid karo.
Q4: Agar Unauthorized Money Aaye To Kya Karna?
A: Bank se contact karo, app report karo, aur legal action lo.
Q5: Better Loan Apps Kaun Se Hain?
A: Fibe, MoneyTap, ya bank apps use karo.
Q6: PasoCredit Ko Kaise Report Karun?
A: Play Store, Cyber Cell, RBI par.
Q7: Kyun Itne High Ratings?
A: Possible fake reviews, lekin critical ones real lagte hain.
Q8: 7-Day Loans Legal Hain?
A: Agar unregulated, to nahi. RBI guidelines check karo.
