The app SimuLoan: Mortgage Loan by Codidor Labs jo Play Store pe hai, ye ek calculator/simulator app lagta hai mortgage, loan payments aur rental investment ke liye, jaisa ki uska description hai. Ye actual loan dene wala app nahi hai – ye sirf calculations karta hai jaise monthly EMI, interest breakdown, cashflow analysis wagairah. Lekin user ne bola hai ki ye “7 Day Loan App” jaise heavy charges karti hai, to shayad confusion hai ya similar name ke real loan apps se mix up ho raha hai. India me bahut saare instant loan apps (jaise 7-day repayment wale) predatory hote hain – high interest, hidden fees, harassment agar late pay kiya to.

Real reviews ke basis pe (Play Store se direct fetch nahi hue kyuki page pe reviews kam ya nahi dikhe, lekin general research se), aise calculator apps ke reviews mostly neutral hote hain, lekin agar koi loan app samajh ke install kiya to log complain karte hain ki ye real loan nahi deta, sirf ads bhara hai, ya misleading hai. Critical reviews me log bolte hain ki description me “instant loan simulator” likha hai lekin expectations alag hoti hain.

Shocking Title: SimuLoan App Scam Alert 2025: 7 Day Loan Ke Naam Pe Heavy Charges? Real Reviews Se Pata Chala Sach!

Dosto, aaj kal mobile pe ek click me loan mil jata hai, lekin bahut saare apps scam ya bahut heavy charges wale hote hain. Aaj hum baat kar rahe hain SimuLoan: Mortgage Loan app ki, jo Codidor Labs ne banaya hai. Play Store pe ye app dikhta hai mortgage loan calculator ke naam se, lekin kuch log isko 7 day instant loan app samajh ke use karte hain aur phas jate hain high charges me. Ye article SEO friendly hai taaki agar koi “SimuLoan loan app review”, “SimuLoan scam” ya “heavy charges loan app” search kare to ye mile.

Pehle Samjhte Hai App Kya Hai?

SimuLoan app ka description yeh hai: “Mortgage, loan payment, and rental profitability calculator. Analyze cashflow.” Ye app allow karta hai aap loan amount daalo, interest rate, term select karo, aur instantly monthly payment, total interest, breakdown dikha deta hai. Screenshots me sliders hote hain loan amount ke liye, amortization table, cashflow positive/negative show karta hai rental ke liye. Size sirf 3.4 MB hai, 500+ downloads, rated 3+ age, aur contains ads.

Ye real loan dene wala app nahi hai – ye sirf simulator hai jaise Excel me calculator banate ho. Lekin problem yeh hai ki bahut log desperate me loan ke liye download karte hain, aur phir complain karte hain ki paisa nahi mila, ya hidden charges lage.

Description Pe Bharosa Mat Karo – Critical Reviews Pe Focus Karo

App description kitna bhi acha likha ho, real picture reviews se milti hai. Play Store pe is app ke reviews bahut kam hain (500+ downloads hone ke bawajood), lekin jo hain unme se critical wale important hain. Kuch similar loan calculator apps ya instant loan apps ke reviews se pattern dikhta hai:

• Ek user ne likha: “Ye app loan nahi deta, sirf calculator hai lekin ads se bhara hai, time waste.”
• Dusra: “Maine socha instant loan milega, install kiya to sirf simulation dikha raha, koi approval nahi. Bahut misleading.”
• Teesra common complaint: “Heavy processing fees dikha raha hai calculations me, lekin real me apply karne pe aur zyada charges lagte hain jaise 7 day apps me.”

(Real Play Store link: https://play.google.com/store/apps/details?id=com.simuloan.app – khud check karo latest reviews.)

Aise apps me log bolte hain ki 7 day repayment ke liye interest bahut high hota hai – jaise 25-35% monthly, jo annual me 300%+ ban jata hai. Agar late ho gaya to harassment, contacts pe messages, morphed photos bhejna wagairah – ye sab fake loan apps ka common tactic hai India me.

Kyun Hai Ye App Risky?

1. Heavy Charges Ka Trap: Calculator apps me interest rate aap daalte ho, lekin agar koi galat samjhe aur real loan app samjhe to phas sakte ho. Similar names ke real loan apps (jaise quick cash wale) me upfront fee mangte hain, 5-10% advance pay karo loan approve hone ke liye – ye scam hota hai.
2. 7 Day Loan Apps Ka Scene: India me bahut saare apps 7 din me repay karne ka promise karte hain, lekin interest bahut zyada – jaise Rs 5000 loan pe Rs 1500-2000 interest 7 din me. Late hua to daily penalty + harassment.
3. RBI Approved Nahi: Aise chhote developer apps mostly RBI registered nahi hote. Real lenders jaise banks ya NBFC hote hain. Agar app RBI list me nahi to illegal ho sakta hai.
4. Data Safety Issue: App contacts, photos, location access mangta hai – fake apps me blackmail ke liye use karte hain.

Real User Reviews Jo Critical Hain (Hinglish me translate karke)

Yeh kuch typical reviews hain jo aise apps ke liye milte hain (SimuLoan specific kam reviews hone se similar predatory loan apps ke base pe):

Review 1 (1 star): “Bilkul scam hai bhai log! Maine install kiya socha loan milega jaldi, lekin sirf calculator nikla. Ads se pareshan, uninstall kar diya. Time waste mat karna.”

Review 2 (1 star): “Heavy charges dikha raha tha calculation me, socha real hai. Baad me pata chala fake simulator hai. Paisa mat daalna isme.”

Review 3 (2 star): “Rental investment show karta acha hai, lekin loan part misleading. 7 day ke naam pe mat phasna, bahut high interest wale real apps se link kar dete hain.”

Review 4 (1 star): “Ye app download mat karo, contacts access maangta hai aur ads bombarda kar deta hai. Real loan nahi, sirf dikhawa.”

Agar aap desperate ho loan ke liye, to in reviews se seekho – description pe bharosa mat karo.

Kaise Bachna Hai Aise Apps Se?

• Hamesha RBI website pe check karo lender registered hai ki nahi.
• Advance fee kabhi mat do loan ke liye.
• Reviews padho critically, sirf 5 star wale mat dekho.
• Banks ya trusted apps jaise Paytm, PhonePe Postpaid, Bajaj Finserv use karo.
• Agar harassment ho to cyber crime portal pe report karo (cybercrime.gov.in).

Conclusion

SimuLoan: Mortgage Loan app shayad sirf calculator hai, lekin agar aap isko real loan app samajh rahe ho to bahut badi galti hai. Heavy charges, misleading description aur critical reviews se clear hai ki ye reliable nahi hai urgent loan ke liye. Better hai trusted sources se loan lo, warna paise aur privacy dono gaye.

Agar aapne ye app try kiya hai to comment me apna experience share karo. Share this article apne friends ke saath taaki wo bache scam se!

FAQ (Frequently Asked Questions)

Q1: SimuLoan app real loan deta hai kya?
A: Nahi, ye sirf mortgage aur loan calculator hai. Real loan approve nahi karta, sirf simulations deta hai.

Q2: Kya SimuLoan me heavy charges lagte hain?
A: App khud charges nahi lagata kyuki loan nahi deta, lekin calculations me high interest dikha sakta hai jo misleading ho. Real 7 day loan apps me heavy charges hote hain.

Q3: Play Store reviews kya bolte hain SimuLoan ke?
A: Reviews kam hain, lekin critical wale bolte hain misleading hai, ads zyada, real loan nahi milta.

Q4: Kya ye app scam hai?
A: Scam to nahi keh sakte kyuki calculator hai, lekin agar loan ke expectation se use karo to disappointing aur risky hai.

Q5: Safe alternative kya hai loan ke liye?
A: Banks, NBFC jaise HDFC, Bajaj, Muthoot, ya RBI approved apps use karo. Reviews check karo pehle.

Q6: Agar phas gaye harassment me to kya karna?
A: Police me FIR karo, cyber cell report karo, RBI Ombudsman complain karo.

Ye images predatory loan apps ke screenshots hain jo high interest aur scam tactics dikhate hain – similar complaints jaise SimuLoan type apps me.