Welcome to FATAKPAY digital private limited a frunt runner HR. Fintech renowned for our award winning platform that simplifies credit and financial products access our service ensures quick personal loans with
FATAKPAY Financial Wellness Loan App
competitive interest rates providing a smooth hassle free experience for both salaried and self employed individuals accessible anytime and anywhere
Why Choose FATAKPAY ?
Online personal EMI loans : from 1000 to 5,00,000
Interest rates : annual rates from 12% 35.95%
Flexible tenure : Repayment Options from 3 to 36 months
100% digital process & 10 mins loan disbursals
Rewards : monthly cashback and savings on purchase through our merchant partnership
Loan Types Offered : (easy application with just your KYC )
Short – term loan : loans from 1,000 to 25,000 with 3 – 12 months tenure
Personal Loan For Salaried : borrow 25,000 to 5,00,000 with flexible 6 – 36 months repayment terms.
Loan Example :
Loan amount : 20,000 for 12 months
Interest : 20% per annum
Processing fee : 500 (2.5%) plus GST 90
Total interest : 2,232
Monthly EMI : 1,853
APR : 24.89%
Amount disbursed : 19,410
Total repayment : 22,232
Total loan cost : 2,822
7000 के ट्रांसफर पे लगने वाला चार्ज
Eligibility Criteria
Indian nationality
Age above 21 years
Our Trusted NBFC partner :
-Atmos Finance Pvt. Ltd.
Commitment to financial wellness :
FATAKPAY believes in a human first – approach, ensuring customer safety and data protection our process are seamless and our collection are empathetic and RBI complaint.
Ethical Practices :
-We use only registered landline numbers for promotional and collection activities no private or personal mobile numbers and no foreign numbers allowed
-All payments are made through our app with no transaction to personal accounts
-Our calls are monitored & recorded : agents never use threats or abusive language
-Our app does not access your contacts or other private data.
App permissions required for customer :
Coarse Location – we use your approximate current location to assess loan eligibility to speed up KYC process for your application
Read Device Info – we collect device and phone details, like model, OS, Unique identifiers, and network info, to prevent fraud and safe guard your data
Camera And Media Access – to scan capture and collect selfie and necessary KYC documents enabling us to fill in relevant fields automatically.
Data Protection And Privecy :
FATAKPAY Adheres to ISO 27001:2013 standards, ensuring 100% encryption of data at rest and in transit customer data is securely stored and processed within India with restricted employee access users have the right to request data deletion.
-Privacy and policy : https://FATAKPAY.com/privacy policy
New loan app is a financial services platform which aims to help improve the financial health of frontline workers in India New Loan App acts as a bridge between the frontline workers and the big/banks NBFCS by providing a simple and clear process for access to loans for the next billion population of India. The NBFC which is currently available on our platform is NDX P2P private limited.
A user can avail Instant cash Personal loans of up rs. 25,000 at a 1% – 3% interest rate with no other hidden charges we charge a small processing fee of rs. 200 to rs. 600 exclusive offers GST.
A representative example of the total cost of the personal loan including all applicable fees:
Highlights from New Personal Loan App
Finance amount : up to 25,000
Repayment tenure : minimum 3 months to maximum 6 months
Rate of interest / annual percentage Rate : minimum 20% to maximum 50%
Processing fees : rs. 200 to rs. 600 (exclusive of GST)
Sample New Loan App Example :
Amount : rs. 10,000
Interest rate : 1.5% monthly simple interest
Tenure : 3 months
EMI frequency : monthly
Processing fees : rs. 300
Disbursed amount : rs. 9,700
Total interest payable : rs. 450
Monthly payment : rs. 3483.33
Total payment in 3 months : rs. 10,450
Overall cost : rs. 750 ( including rs 450/ as interest and rs. 300/ as processing fee)
APR : 30.4%
Interest rate and processing fees vary as per your product.
Best online loan app instant loan app for students, instant loan for Salaried, loan up to 50,000 RBI registered NBFC The core functionality of the app is to provide loans to it’s users
UrbanMoney loan app
UrbanMoney is the best student loan app and Salaried loan app get instant loan for college students and instant loan for Salaried employees avail personal loan instantly ranging from Rs 500 to Rs. 50,000 just open this online loan app and consider this as a borrowing option whenever you are short of pocket money or you want to avail urgent cash loan in any emergency or even to settle your travel plans and much more get everything settled with the best instant loan app
Loan amount : rs. 500 to rs. 50,000
Interest rates : from 2% to 9% per month
Tenure : 61 days to 120 days
Key Features
Instant personal loan up to : rs. 50,000
Cash transfer to bank/Paytm account Cash Loan within a minute
Flexible repayment options, repay in 4 months
Rewarded for timely repayments
NIL processing fees with maximum APR of 108% interest rates range between 1% to 9% per month maximum tenure is 120 days
For example for a student or salaried personal loan of –
Loan amount – rs. 2000
Tenure – 3 months
Interest rate – 5% per month
Processing fees – rs. 0
GST on processing fee – rs. 0
Total interest – rs. 300
APR : 60%
Loan is rs. 2000 disbursed amount is rs 2000 total loan repayment amount is rs 2300
Also we are governed by RBI & we have our own NBFC licence in the name of hytone marchants pvt Ltd (RBI issued NBFC licence number – 05.02294) we are legally compliant and well regulated.
All loans on the UrbanMoney app are disbursed by a reserve Bank of India registered non banking finance company Hytone marchants pvt ltd (RBI issued NBFC licence number – 05.02294)
Eligibility Criteria
Students – yes, UrbanMoney provides loans for college students
Salaried professionals – get a personal loan at a take home salary of rs 9,000 and above
Any students and salaried person, pan India eligible for an instant loan through our app to avail a quick personal loan a student must be above 18 years of age & should have a valid college ID card as a quick cash personal app for Salaried people UrbanMoney offers a reliable and safe payment system without compromising their information
Documents Required
UrbanMoney has a very smooth and fast verification process and is considered to be one of the best online loan app in India to avail instant personal loan submit documents –
College ID card for students
Last 3 months bank statements salary slip/ joining letter for Salaried professionals
Aadhar card, driving licence, voter ID card etc.
Pan card
KYC details
For help you can email us at support@UrbanMoney.com
For help you call us at + 913368270407
Do visit our website to contact us for any queries at www.urbanmoney.co./
Welcome to mahila money we offer loans investment, insurance and business support service to women entrepreneurs through our RBI licensed NBFC partners our user run – beauty parlours, fashion boutiques, cloth business, tiffin services, pre – school travel agencies, yoga studios, D2C brands, handicrafts, manufacturing business, kirana stores, E – Mitra, retail shops, pickles, agarbatti business & SMEs
Mahila Money Loans App
Through a 100% digital application process, you can avail, hassle-free, loans taoilared for women entrepreneurs take a loan on your merit, you don’t need any male family member as a co- guarantor, nor do you need your father or husband’s signatures!
We offer you loans for your business these include working capital loans, asset purchase loans, business expansion loans, SME loans, skilling and starter loans. You can use these loans to increase your revenue or income by investing in your business.
Your business can be a sole proprietorship, partnership or private limited company. Any woman entrepreneur can join the mahila money app for free.
On the app you can find Loans,
You can also find video interviews and webinars with women entrepreneurs on mahila money you can join the mahila money open house every day on the app meet other entrepreneurs on a video call and get your debts resolved
Key features of the mahila money app
Loans for women entrepreneurs
Apply for collateral free loans through an easy 100% digital process with easy Repayment Options.
Mahila money Loan terms :
Loan amount : INR 30,000 – INR 10,00,000
Tenure : 6 months to 3 years
Repayment : monthly
APR and other charges :
Interest rate (APR) : reducing up to 25% per annum processing fee (excl.of GST) : up to 5% a penalty fee may be levied on delayed payments in accordance with the loan terms and conditions. Additionally, GST will be applicable to all loan transaction under applicable low
Loan Eligibility :
Indian citizen
Age : 18 – 55 years
Only for women : only for productive/ business purposes
If you are considering a loan with mahila money here’s an example of what you can expect:
Loan amount : INR 1,00,000
Tenure : 24 months
Interest rate (APR) : 25% per annum (reducing rate) processing fees (excl.GST) : INR 2,000
Monthly repayment amount : INR 5,337.15
Total interest payable : INR 28,092
Total amount payable : INR 128,092 (24 equal monthly payments at the end of every month for a duration of 24 months)
Loan will be granted by one of our RBI -licensed NBFC partner and is subject to NBFC approval
Our Partners
NBFC partners for mahila money loans :
Capital trade links limited (https//www.capitaltrade.in)
RBI licensed NBFC – P2P Partner for Aditi investment plan
Rupee circle (https//www.rupeecircle.com)
Mahila money can be accessed via the mahila money app on playstore or at https//mahila.money
If you have any questions, please contact us whatsapp : +919810198944
Ram Fincorp personal loan offers tension free, easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us, your trusted NBFC in arround 30 minutes
Ram Fincorp Lite App
We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you moment get to reserves in a straightforward and way.
Loan Model
Ram Fincorp personal loan provides personal loan ranging from INR 5,000 to INR 2,00,000 based on your requirement –
Loan amount – 5,000 to 2,00,000
Interest rate : up to 36% per annum
APR : 36% MAX
Age : 21 to 55 years
Late payment fee – as applicable
Processing fee – up to 5%
Loan tenure – 90 days to 365 days
Pre -closure charges – as applicable
Sample loan calculation
Loan amount : 30,000 at interest rate of 30% p.a.
Loan duration : 3 months
Total Personal Loan interest : 2,250
Processing fees + GST = 500 + 90 = 590
Total deductibles : 590
In hand amount : loan amount – total deductibles = 30,000 – 590 = 29,410
Total repayable amount : 32,250
Monthly EMI repayable : 10,750
PF + GST are deducted upfront during the loan disbursal.
Advantages of ram Fincorp personal loan
Customised personal loan
Secure data system
Instant approval and disbursal
Transparent process
Flexible repayment options
Minimum documentation
Eligibility document required
Individuals with a minimum monthly income of rs. 30,000
Indian residents/citizens who are 21 years and above
To apply for the loan applicants would need pan cards, Aadhar cards, salary slip salary account bank statement and address proof
Security and privacy policy
To guarantee to security of the information shared by our clients we have a highly secure and encycrepted system to read our privacy policy click here :
https://www.ramfincorp.com/privacypolicy
Terms & Conditions
Ram Fincorp personal loan is a unit of R.K Bansal Finance private limited (NBFC) which is registered with
The RBI. Visit : https://www.ramfincorp.com/conditions
Contact Information
Contact number : +919899985495
Official Mail ID : info@ramfincorp.com
Official website : https://ramfincorp.com/
Registered & corporate office address : 4338, padam shingh road, Karol Bagh new Delhi – 110005
Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisse loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai
New Loan App Required documents
Aadhar card for address verification
Pan car for cibil score
Applicants age must be more than 21 years
Active bank account
No loan default in last 3 months
Eligibilty Criteria New Loan App
Indian adult citizen
Valid pan card
Aadhar verification via digilocker
Monthly household income > 25,000rs. And the annual income > 3,00,000rs.
Valid bank account details
1.kamakshi Money New personal loan app
Kamakshi Money Loan is your ultimate one stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need
Rupee112 New Personal Loan App
At rupee112 we prioritize your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience a swift access to the funds you need here are the highlights of our application features :
How kamakshi Money works :
>Apply Online : our user friendly online application process allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application
>Quick Approval : once we receive your application our team processes it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting
Get Funds Fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstanced
>Easy Repayment : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free
Important points to consider before applying for a New personal loan :
Loan amount : minimum 5,000 to maximum 1 lakhs
Repayment tenure : minimum 2 months to maximum 12 months
Rate of interest / annual percentage Rate : 35%
Processing fees : Rs. 2% of the loan amount
Note : GST on processing fee : 18%
Representative example Of New Loan App :
Loan amount : 50,000
APR : 35%
Tenure : 12 months
Processing fees : 1000
GST on Processing fees : 180
Amount disbursed : 48,820
EMI : 4,998
total Repayment amount : 59,978
total interest : 9,978
Abouts Us :
Dev – Aashish Capitals private limited is a non banking finance company registered with the reserve Bank of India Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs
Digital Lending Partners :
We are here to provide financial assistance by connecting you with reliable NBFCs/ banks ensuring you can secure personal loans without any hassle every loan application you submit is carefully reviewed and approved by RBI registered NBFCs banks and we make sure to give you all the important details about this institution upfront our digital lending partners are listed below
1.DEV AASHISH CAPITAL PRIVATE LIMITED
2. DEVMUNI LEASING & FINANCE LIMITED
3. VRINDA FINLEASE LIMITED
For more details customer support :
Website – www.rupee112.com
Customer care – + 91-91125-39112
Email – care@rupee112.com
2. Ring Personal Loan App
Ram Fincorp is an online instant personal loan app offers tension free easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us your trusted NBFC in arround 30 minutes
Ring New Personal Loan App
We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you a moment get to reserves in a straightforward and way.
Loan Model New Personal Loan App
Ram Fincorp Personal Loan App provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your requirement
Loan amount : 5,000 to 2,00,000
Interest rate : up to 36% per annum
APR : 36% MAX
Late payment fees : as applicable
Processing fee : up to 5%
Loan tenure : 90 days to 365 days
Pre-closure charges – as applicable
New Sample Loan Calculation
Loan amount : 30,000 at interest rate of 30% p.a
Loan duration : 3 months
Total personal loan interest : 2,250
Processing fees + GST = 500 + 90 = 590
Total deductibles : 590
In hand amount : Loan amount – total deductibles = 30,000 – 590 = 29,410
Total repayable amount : 32,250
Monthly EMI repayable : 10,750
PF + GST are deducted upfront during the loan disbursals
Security & Privacy Policy
To guarantee the security of the information shared by our clients we have a highly secure
And encycrepted system to read our privacy policy click here : https://www.ramfincorp.com/conditions
Contact Information :
Contact number : 919899985495
Official mail ID : info@ramfincorp.com
Official website : https://ramfincorp.com/
Registered & corporate office address : 4338, Padam Shingh Road, Karol Bagh new Delhi – 110005
3. OLYV LOAN : New Personal Loan App
Lending plate is a personal loan mobile application that offers loans from 10,000 to 2,50,000 at attractive interest rates zero collateral and almost instantly at your convenience you can apply online from any of our approved locations and on approval you get direct transfer of your loan money within minutes to your bank account.
Lending plate new personal loan app
Lending plate is the brand name of UNIFING CAPITAL INDIA LIMITED which is Non banking finance company registered with the reserve Bank of India the company conducts lending operations in a transparent manner under the extant guidelines of the RBI.
Features of new personal loan app
Personal loans ranging from 10,000 to 2,50,000
Repayment tenure ranging from 3 months to 15 months
Processing fees ranging from 1% to 5% of loan amount
Conversion fees fees ranging from 1% to 5% of loan amount
Rate of interest ranging from 12% onwards depending on your risk profile
APR ranging from 12% to maximum 36% rates vary from customer to customer
Completely online paperless documentation
Loans available to improve your credit score
Apply loan from anywhere, anytime as you like no early repay charges
Free look period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along with proportionate interest
Lending plate personal loan app ensures safety via standards security and privacy protocols to protect its database our app is safe and secure and we do not share customer information with third parties without consent
HELLO DOSTO AAJ KE IS POST ME HAM DO AISEE NEW LOAN COMPANY KE BARE ME APKO BATAENGE JISME LOAN LENE KE LIYE APKO KOI BHI INCOME PROOF AUR CIBIL SCORE KI JARURAT NHI HAI AAP BAHUT HI AASANI SE IN APPLICATION SE PERSONAL LOAN PRAPT KAR SAKTE HAI VAH BHI 1000 SE LEKAR KE PURE KE PURE 5 LAKH RUPAY TAK KEVAL AAPKE AADHAR CARD AUR PAN CARD ME TO PURA POST ACHHE SE PADHE AUR HAMNE KUCHH TARIKE BATAYE HAI JAHA SE AAP IN APPLICATION ME LOAN APPLY KARENGE AUR POST KE NEECHE HAMNE IN APPLICATION KE LINK BHI DE RAKHE HAI JAHA SE AAP DIRECTLY LOAN APPLY BHI KAR SAKTE HAI
REQUIRED DOCUMENT
Aadhar card for address verification
pan card for CIBIL score
Applicants age must be more than 21 years
Active bank account
No loan default in last 3 months
ELIGIBILITY CRITERIA
Indian adult citizen
Valid pan card
Aadhar verification via digilocker
Monthly household income > 25,000rs. and the annual income > 3,00,000rs.
valid bank account details
No.1- Yuva Personal Loan App Review 2025
Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED our goal is to convey a sence of youthful energy dynamism and forward thinking
Yuva personal loan app
1. Details and representative cost calculation :
Loan amount : up to 20,000rs.
Repayment period : 61 – 365 days
Interest rate : 36% per annum
Fees : start at 99 rs.
Maximum annual percentage Rate : 97%
2. Data Protection :
we comply with regulation rules and industry standards being the member of face
your data is encrypted securely stored and can be requested to delete
we don’t transfer data to third parties
Yuva app does not ask for sensitive permission
For more details please visit data safety section
3. Main features of yuva instant loan app :
Competitive products
Easy to get user interface and modern design
Optimized process with minimum steps and information required
Various loan repayment options ( UPI, Card, Wallet)
24/7 customer support ( email, helpline, whatsapp chat)
4. Yuva loan app provides :
No hidden or upfront fees
Only necessary documentation
Fast dicision
New to credit customers can be also considered
Higher loan amounts for repeat clients
5. How it works :
Registere with fon number
pick affordable loan amount and term
Provide data for loan application and verify KYC
Recieve dicision and sign loan agreement in case of positive one
Right away get money in your bank account
No.2 – ZYPE Instant Personal Loan App Review 2025
Get instant credit line & loan approval, then recieve funds quickly into your account with flexible repayments option & EMI, you choose what works best our instant personal loan app makes acquiring instant money loans easy and rewarding too refer ZYPE pay later loan app to your friends to earn perks while enjoying guarantees like zero hidden fees, cashback on bill payments and full compliance for your safety
Zype Instant personal Loan App
Our 2.5 million users trust us to delivery easy and quick loans
With the ZYPE instant personal loan app you can :
Get an instant credit line up to 5,00,000
Take instant loans directly from your credit line
Check your credit score for free
Make utility bill payments
Other Features Of Instant Personal Loans
Getting an instant personal loan online from the ZYPE personal loan app assist in getting quick funds
Get an instant money loan up to 5,00,000 with quick loan approval in 3 easy steps
Transfer the required quick cash loan app amount from your credit line instantly, & pay interest only on that salary loan amount
Loan app personal with interest rate that start at only 1.5% per month
Smart Money Insights
With smart money insights Offered By the ZYPE instant personal loan app online money management has never been this easy
Analyze your money through ZYPE new loan app 2024 spend analyser set a budget goal and track every expenses to save more money
Utility bill payments
Make online bill payments for electricity bills, gas bills, water bills, insurance premiums, post – paid mobile bills etc.
Enjoy guaranteed cashback every time you pay Bills online via the ZYPE new loan app 2024
Terms, interest rates and other charges on the ZYPE instant loan app
Get instant credit line facility from 5,000 to 5,00,000
Interest rates – 18% to 36% per annum
Tenures – 6 months to 12 months
Processing fees from 2% to 6%
Loan apps fast approval with easy EMIs
Interest rates varies based on your risk profile
Our Lending Partners :
Respo financial capital private limited https://Respo.co.in/our partners/
RPN Fintralease and securities Pvt Ltd https ://rpnfin.com/index.php/our partners/
Sample Calculation Of a Personal Loan :
Amount : 50,000
Tenure : 12 months
Rate of interest : 24% p.a.
Processing fee : 1,250 (2.5%)
GST on Processing fees : 225
Total interest : 6,736
EMI : 4,728
Amount disbursed : 48,525
Total repayment amount : 56,736
Note : all the above numbers are for representation only the final interest rate or processing fee, may vary depending on the profile assessment
Reach out to us
Email : support@getzype.com
Phone : 080-35018179
Address : ground floor, Dyna business park, street no. 1, MIDS, Andheri (East), mumbai, 400093
Data Security & Privacy : all the data that you submit to the ZYPE instant loan app is safe and secure all data transactions are protected through secure 256 – bit SSL encryption.
No.3 – Incred : your quick loan app review 2025
Incred finance, India’s one of the best loan apps, allows you to get a personal loan of up to 10 lakhs within 15 minutes directly through your mobile phone whether it is for urgent expenses unexpected bills or your dream vacation we have you covered
Incred finance loan app review 2025
Top features of incred personal loan app mobile app:
Check your personal loan eligibility for free
Track the status of your loan application
Online KYC process – 100% secure
Dedicated relationship manager to help you with the process
Check your Repayment schedule & pending EMIs
Recieve automated reminders for upcoming EMI payments
Why should you choose an Incred personal loan ?
Get instant loan up to 10 lakhs
100% online application process
No collateral or guarantor needed
Competitive interest rates starting from 13.99% p.a
Repayment term : 3 to 60 months
Choose your required amount and tenure to manage your EMIs
Setup eNACH mandate for EMI deduction
Detailed example of a personal loan
Mr. Aakash recently applied for a personal loan through the Incred mobile app and was pleased to find that he had been sanctioned a loan amount of 1,00,000
Here’s a breakdown of the loan details and calculation :
Sanctioned loan amount : 1,00,000
Processing fee : 3,540
After deducting the processing fee, Mr. Aakash received 96,450 in his bank account
Loan Terms :
Annual interest rate : 21%
Loan tenure : 36 months
Monthly EMI : 3,767.5
Total Payment : 1,35,630
Total interest for 36 months : 35,630
Total cost of the loan – interest + fees = 39,170 after including the processing fee and interest over the loan tenure, the total cost of the loan amount to 1,35,630
Who can apply for an Incred personal loan ?
Age bracket : 21 to 55
Minimum in hand salary of at least 15,000
Salaried employees getting salary directly in bank account
proprietor business with ITR and GST documents with monthly income of 25,000 or more
Credit score of 700 + and healthy repayment history is preferred
Responsible Lending :
Incred finance is registered non banking financial company officially recognised by the reserve Bank of India with a valid certificate of registration dated September 28 2022 this regulatory approval underscores incred’s commitment to maintaining financial integrity and compliance in all its operations.
Olyv (Formerly smart coin) : India’s # 1 app to get and grow money
with olyv (formerly smartcoin) you can get quick and easy, 100% digital loans that require no documentation and are disbursed directly in your bank account within minutes
Olyv personal loan app
that’s not all it is also a trusted platform to get insights on your credit health by tracking your score for free and acting on personalized tips and insights that we provide
to improve your score for our digital gold savings product allows gold storage with as low as rs 10 you can also develop a habit of savings using this product we are the easiest personalized financial wellness app that helps you take control of your finances
Instant Personal Loans Up To 5 Lakh
Trusted by ~ 3 cr Indians
RBI registered lenders
100% digital loan application journey
No collateral or paperwork
Tenure : minimum period for repayment – 2 months, maximum period for repayment – 24 months
Flexi EMIs & interest starting at 1.5% per month
APR range – 30 to 90%
EXAMPLE
Here’s an example on how loans from olyv work :
EXAMPLE
Loan amount : 65,000
processing fee ( 3% of loan amount including 18% GST) : 2,301
total loan amount : 67,301
Interest : 3% per month
Tenure : 9 months
Your EMI : 8,349
Total amount to be paid : 8,349 x 9 = 75,132
Total interest paid : 75, 132 – 67,301 = 7,831
Total cost of loan : 7,831 + 2,301 = 10,132
APR (annual percentage Rate) : 28.58%
Credit health
60 second score refresh
exciting rewards
personalized tips
Digital gold savings
Save regularly with as low as 10 with guaranteed safety
Incred finance India’s one of the best loan apps allows you to get a personal loan of up to 10 lakhs within 15 minutes directly through your mobile phone whether it is for urgent expenses unexpected bills or your dream vacation we have you covered
Incred finance loan app
Top features of incred personal loan mobile app :
Check your personal loan eligibility for free
Track the status of your loan application
online KYC process – 100% secure
Dedicated relationship manager to help you with the process
Check your repayment schedule & pending EMIs
Recieve automated reminders for upcoming EMI payments
Why should you choose an Incred personal loan?
Get instant loan up to 10 lakhs
100% online application process
No collateral or guarantor needed
Competitive interest rates starting from 13.99% p.a
Repayment term : 3 to 60 months
Choose your required amount and tenure to manage your EMIs
Setup eNACH mandate for EMI deduction
Detailed Example of a personal loan
Mr. Aakash recently applied for a personal loan through the Incred mobile app and was pleased to find that he had been sanctioned a loan amount of 1,00,000
Here’s a breakdown of the loan details and calculation :
Sanctioned loan amount : 1,00,000
Processing fee (including GST) : 3,540
After deducting the processing fee Mr Aakash received 96,450 in his bank account
Loan Terms :
Annual interest rate : 21%
Loan tenure : 36 months
monthly EMI : 3,767.5
Total payment : 1,35,630 (36 x 3767.5)
Total interest for 36 months : 35,630
Total cost of the loan : interest + fees = 39,170 after including the processing fee and interest over the loan tenure the total cost of the loan amount to 1,35,630
Note : this is just an example the final APR for your loan will be as per your credit assessment annual percentage Rate range for Incred personal loan is 16 to 60%
Who can apply for an Incred personal loan ?
Age bracket : 21 to 55
minimum in hand salary of at least 15,000
salaried employees getting salary directly in bank account
Proprietor business with ITR and GST documents with monthly income of 25,000 or more
Credit score of 700+ and healthy repayment history is preferred
Responsible Lending :
Incred finance is a registered non banking financial company officially recognised by the reserve Bank of India with a valid certificate of registration dated September 28, 2022 the regulatory approval underscores incred’s commitment to maintaining financial integrity and compliance in all its operations
Planet by L&T Finance is a trusted NBFC online instant loan app with 1CR + users one of the most reliable and easy loan apps in Indian with flexible repayments option join us to experience secure personal and SME loan approvals and quick disbursals
L&T Finance Planet Loan App
As a trusted financial service of the L&T group our finance app makes availing of online loans easier for you discover this instant loan app for seamless and instant loan approvals
Get access to different loan services under one roof such as:
Personal loan
Two wheeler finance
Farm equipment finance
Micro loans (CA loan, doctor loan)
Housing finance loan
SME loans and more
Planet by L &T Finance : unique features of our quick loan app
Fastest Loan disbursals in 5 mins
Apply for loan without income proof
Track & manage your loans
Apply for quick personal loans from our instant personal loan app for instant credit
Access your transaction history anytime be in control of your loan finance
Get loan related documents like Repayment shedule, interest certificate, NOC kit, loan account statement and more for ITR filing
Enjoy payment flexibility with easy EMIs
View update personalize your profile & bank Mandate details anytime add a personal touch with a photograph
pay easy EMI online using a debit card BHIM UPI wallets and net banking
Secure transaction protected by MPIN and biometric login
multilingual interface for diverse users
Why apply for a quick loan on planet by L&T NBFC loan app?
Instant loan features : if quick financial services are what you need our instant loan app personal helps you avail quick personal loans with instant credit score checks & rapid processing
A Financial push : want to get a new bike or tv? With planet by L&T Finance acquiring a bike loan a TV loan easy personal loans & business loans is very convenient
User friendly interface : the clean layout helps planet by L &T Finance stand out among personal loan apps personal loan app in India making it easy for both salaried and self employed people to get a loan
Comprehensive financial suite : more than just an NBFC loan app planet by L &T Finance is the best online loan app for all your financial needs whether you need a personal loan two wheeler loan online , micro loan, professional loan doctor loan or home loan apply on the planet app with ease
Highlights of our online personal loan services
Finance amount : 50,000 to 25 lakh
Repayment tenure : 12 to 60 months
annual percentage Rate : 10.5% to 26% reducing
processing fees : 0% to 3%
For Example
Loan amount : 10,00,000
Interest rates : 12% p.a. on a reducing basis
tenure. : 48 months
Processing fees : 2% (20,000) in this case the actual loan details will be :
Net disbursement amount – 9,80,000 (Loan amount – PF)
Estimated EMI : 26,445
If you have opted for any insurance product the value of such an insurance product will be added to the loan and the EMI will increase accordingly
T&C apply
The planet by L&T Finance Loan App is one stop solution for all your persona, home & SME loan needs join the planet by L&T Finance family for smooth personalized quick loans options and services
For feedback on our online loan app mail us at itfs – mobileapp@itfs.com
