Finwise Financial Assistant एक ऐसी लोन ऐप है जो यूजर्स को तुरंत पर्सनल लोन देने का दावा करती है। इसके मार्केटिंग विज्ञापनों में कहा जाता है कि यह आपको 50,000 रुपये तक का लोन कुछ ही मिनटों में दे सकती है। लेकिन हकीकत में यह ऐप केवल 2000 से 10,000 रुपये तक के छोटे लोन ही ऑफर करती है, वो भी बेहद कम समय – सिर्फ 5 दिन – के लिए। यह इसे उन लोगों के लिए आकर्षक बना सकता है जिन्हें तुरंत छोटी राशि की जरूरत होती है, लेकिन इसके पीछे छिपे खतरे इसे 7 दिन लोन ऐप्स से भी ज्यादा खतरनाक बनाते हैं।
Finwise का लोन कैसे काम करता है? एक उदाहरण
Finwise ऐप की असलियत को समझने के लिए इसके लोन के एक उदाहरण को देखते हैं। मान लीजिए आपने 3000 रुपये का लोन अप्लाई किया और यह अप्रूव हो गया। लेकिन आपके बैंक अकाउंट में पूरी राशि नहीं आएगी। इसकी जगह आपको सिर्फ 1800 रुपये ही मिलेंगे। बाकी का पैसा – यानी 1200 रुपये – प्रोसेसिंग फीस, सर्विस चार्ज या अन्य छिपे हुए खर्चों के नाम पर काट लिया जाता है।
अब इस 3000 रुपये के लोन को आपको 5 दिनों के अंदर चुकाना होगा। यानी आपको 1800 रुपये मिलते हैं, लेकिन रिपेमेंट के लिए 3000 रुपये देने पड़ते हैं। इतने कम समय में इतनी बड़ी राशि चुकाना कई लोगों के लिए मुश्किल हो सकता है, जिसके चलते यह ऐप यूजर्स को कर्ज के जाल में फंसा सकती है।
Finwise vs 7 Day Loan Apps: कौन ज्यादा खतरनाक ?
7 दिन की अवधि वाले लोन ऐप्स पहले से ही अपनी ऊंची ब्याज दरों और सख्त रिकवरी प्रक्रियाओं के लिए बदनाम हैं। लेकिन Finwise इनसे भी एक कदम आगे है। जहां 7 दिन लोन ऐप्स कम से कम एक हफ्ते का समय देती हैं, वहीं Finwise सिर्फ 5 दिन में पूरी राशि वापस मांगती है। इसके अलावा, लोन की राशि से पहले ही भारी कटौती और छोटी रिपेमेंट अवधि इसे और जोखिम भरा बनाती है।
7 दिन लोन ऐप: 3000 रुपये का लोन, 7 दिन में 3500 रुपये चुकाने होंगे (ब्याज सहित)।
Finwise: 3000 रुपये का लोन, लेकिन 1800 रुपये मिलेंगे और 5 दिन में 3000 रुपये चुकाने होंगे।
Finwise Loan App के खतरे
छिपे हुए चार्जेस: लोन की राशि से पहले ही भारी कटौती कर दी जाती है, जिसके बारे में यूजर्स को पहले स्पष्ट रूप से नहीं बताया जाता।
बेहद कम समय: 5 दिन की अवधि में लोन चुकाना आम लोगों के लिए मुश्किल हो सकता है।
कर्ज का Jaal: अगर आप समय पर पेमेंट नहीं कर पाते, तो पेनल्टी और अतिरिक्त चार्जेस के चलते आप कर्ज के चक्कर में फंस सकते हैं।
डेटा प्राइवेसी का खतरा: कई ऐसी ऐप्स यूजर्स के पर्सनल डेटा का दुरुपयोग करती हैं, जिसका इस्तेमाल बाद में ब्लैकमेलिंग या अनचाहे कॉल्स के लिए हो सकता है।
Illegal संभावना: ऐसी ऐप्स अक्सर RBI के नियमों का पालन नहीं करतीं, जिससे इनकी वैधता पर सवाल उठते हैं।
RBI रजिस्टर्ड ऐप्स चुनें: हमेशा ऐसी लोन ऐप्स का इस्तेमाल करें जो भारतीय रिजर्व बैंक (RBI) से रजिस्टर्ड हों।
टर्म्स और कंडीशंस पढ़ें: लोन लेने से पहले सभी शर्तों को ध्यान से पढ़ें, खासकर ब्याज दर और रिपेमेंट अवधि।
वैकल्पिक विकल्प: बैंक, NBFC, या विश्वसनीय लोन ऐप्स जैसे KreditBee, MoneyTap आदि से लोन लेने पर विचार करें।
रिव्यूज चेक करें: ऐप डाउनलोड करने से पहले यूजर्स के रिव्यूज और रेटिंग्स जरूर देखें।
निष्कर्ष : Conclusion of Finwise Loan App
Finwise: Financial Assistance Loan App भले ही बड़े-बड़े वादे करे, लेकिन यह हकीकत में एक खतरनाक जाल साबित हो सकती है। 50,000 रुपये तक के इंस्टेंट लोन का दावा करने वाली यह ऐप असल में सिर्फ 2000 से 10,000 रुपये तक के छोटे लोन देती है, वो भी भारी कटौती और 5 दिन की सख्त समय सीमा के साथ। अगर आपको तुरंत पैसों की जरूरत है, तो बेहतर होगा कि आप सुरक्षित और वैध विकल्पों की तलाश करें। अपनी मेहनत की कमाई को जोखिम में डालने से पहले सोचें – क्या Finwise जैसे ऐप्स वाकई आपके लिए सही हैं?
In today’s fast-moving world, financial emergencies don’t wait for anyone. Whether it’s a medical bill, a sudden trip, or a home repair, instant personal loan apps have become a lifesaver for millions in India. These digital platforms offer quick approvals, minimal paperwork, and funds credited to your account in minutes. With so many options available, choosing the right one can feel overwhelming. That’s why we’ve curated a list of the 35 best instant personal loan apps in India for 2025, blending convenience, affordability, and reliability. Let’s dive into the top picks that can help you tackle your financial needs with ease!
Instant loan apps have revolutionized borrowing in India by offering:
Speedy Approvals: Get funds in as little as 5 minutes.
No Collateral: Most apps provide unsecured loans.
Digital Process: Apply from anywhere, anytime, with minimal documentation.
Flexible Repayment: Choose tenures that suit your budget.
Now, let’s explore the top 35 apps that stand out in 2025 for their features, interest rates, and user-friendly experiences.
Top 35 Instant Personal Loan Apps in India
1. Moneyview
A trusted name in digital lending, Moneyview offers loans with a seamless online process.
Loan Amount: ₹5,000 – ₹10 Lakh
Interest Rate: Starts at 10% p.a.
Tenure: Up to 60 months
Why Choose?: Quick disbursal and affordable EMIs.
2. Bajaj Finserv
Known for its variety, Bajaj Finserv provides flexi loans and term loans with competitive rates.
Loan Amount: Up to ₹40 Lakh
Interest Rate: 10% – 32% p.a.
Tenure: Up to 96 months
Why Choose?: High loan limits and flexible repayment options.
3. IDFC First Bank
A user-friendly app perfect for salaried individuals seeking hassle-free loans.
Loan Amount: Up to ₹1 Crore
Interest Rate: Starts at 10.99% p.a.
Tenure: Up to 60 months
Why Choose?: Transparent process and fast approvals.
4. FlexSalary
Based in Hyderabad, FlexSalary is ideal for quick cash needs with easy EMIs.
Loan Amount: Up to ₹3 Lakh
Interest Rate: 18% – 30% p.a.
Tenure: 10 – 36 months
Why Choose?: No hidden fees and instant disbursal.
5. Navi
A digital-first lender, Navi promises loans in minutes with a simple interface.
Loan Amount: Up to ₹20 Lakh
Interest Rate: Starts at 9.9% p.a.
Tenure: Flexible based on eligibility
Why Choose?: Fully digital and rapid fund transfer.
6. IndiaLends
A premium app offering instant loans and credit score insights.
Loan Amount: Varies by profile
Interest Rate: Starts at 10.25% p.a.
Tenure: Up to 60 months
Why Choose?: Funds within 24 hours and low rates.
7. Hero FinCorp
Perfect for emergencies, this app offers a smooth, paperless experience.
Loan Amount: Up to ₹5 Lakh
Interest Rate: Varies by eligibility
Tenure: Flexible options
Why Choose?: User-friendly and quick processing.
8. StashFin
Founded by financial experts, StashFin caters to small and large loan needs.
Loan Amount: ₹1,000 – ₹5 Lakh
Interest Rate: Starts at 11.99% p.a.
Tenure: 3 – 36 months
Why Choose?: Fast quotes and digital repayments.
9. LoanTap
A flexible loan app with no prepayment penalties.
Loan Amount: Varies by income
Interest Rate: Starts at 15% p.a.
Tenure: 6 – 60 months
Why Choose?: Transparent terms and EMI-free options after 6 months.
10. KreditBee
A popular choice for instant loans with a quick approval process.
Loan Amount: ₹1,000 – ₹5 Lakh
Interest Rate: 15% – 29.95% p.a.
Tenure: 3 – 24 months
Why Choose?: Disbursal in 10 minutes.
11. CASHe
A go-to app for salaried individuals needing urgent funds.
Loan Amount: ₹1,000 – ₹4 Lakh
Interest Rate: Starts at 2.5% p.m.
Tenure: Flexible
Why Choose?: Low rates and fast approvals.
12. PaySense
Partnered with top NBFCs, PaySense offers loans for various purposes.
Loan Amount: ₹5,000 – ₹5 Lakh
Interest Rate: 16% – 36% p.a.
Tenure: 3 – 60 months
Why Choose?: No collateral and easy application.
13. Trustpaisa Loan
A versatile app with competitive rates and multiple loan options.
Loan Amount: Up to ₹1 Lakh
Interest Rate: Starts at 35.99% p.a.
Tenure: Up to 12 months
Why Choose?: Instant disbursal and no hidden charges.
Who can Apply : Salaried and Self Employed Both
14. NIRA
Great for salaried professionals seeking a line of credit.
Loan Amount: ₹10,000 – ₹1 Lakh
Interest Rate: Varies by amount
Tenure: 3 – 12 months
Why Choose?: Quick and flexible credit line.
only for salaried
15. mPokket
Ideal for students and young professionals needing small loans.
Loan Amount: ₹500 – ₹30,000
Interest Rate: Starts at 2% p.m.
Tenure: Up to 3 months
Why Choose?: Minimal eligibility criteria.
students,salaried,self employed all
16. Tata Capital
A reliable NBFC offering instant loans with attractive rates.
Loan Amount: Up to ₹35 Lakh
Interest Rate: Starts at 10.99% p.a.
Tenure: Up to 72 months
Why Choose?: Secure and fast processing.
17. Fibe (EarlySalary)
A favorite for young earners with quick disbursal.
Loan Amount: ₹5,000 – ₹5 Lakh
Interest Rate: Starts at 16% p.a.
Tenure: Up to 24 months
Why Choose?: No prepayment charges.
18. InstaMoney
A fast loan app designed to ease financial stress.
Loan Amount: ₹5,000 – ₹50,000
Interest Rate: 24% – 48% p.a.
Tenure: Short-term options
Why Choose?: Disbursal in 2 hours.
19. SMFG India Credit
Affordable loans for salaried and self-employed individuals.
Loan Amount: Varies by eligibility
Interest Rate: Starts at 12% p.a.
Tenure: Flexible
Why Choose?: Tailored loan plans.
20. MoneyTap
A credit line app with instant access to funds.
Loan Amount: ₹3,000 – ₹5 Lakh
Interest Rate: 13% – 24% p.a.
Tenure: Up to 36 months
Why Choose?: Pay interest only on what you use.
21. LazyPay
A PayU-backed app for instant loans and BNPL options.
Loan Amount: Up to ₹1 Lakh
Interest Rate: Varies
Tenure: Flexible
Why Choose?: Easy repayments and quick access.
22. RupeeRedee
A speedy app for small, urgent loans.
Loan Amount: Up to ₹25,000
Interest Rate: Starts at 30% p.a.
Tenure: Up to 12 months
Why Choose?: Funds in 10 minutes.
23. Kissht
A strong player offering loans via BankSathi.
Loan Amount: Up to ₹2 Lakh
Interest Rate: Starts at 14% p.a.
Tenure: Up to 24 months
Why Choose?: No pre-closure fees.
24. Prefr
A digital loan app with competitive rates.
Loan Amount: Up to ₹3 Lakh
Interest Rate: Starts at 12% p.a.
Tenure: 12 – 48 months
Why Choose?: Simple and fast process.
25. InCred
A hassle-free app for salaried and self-employed borrowers.
Loan Amount: Up to ₹7.5 Lakh
Interest Rate: Starts at 15% p.a.
Tenure: 12 – 60 months
Why Choose?: Customizable loan add-ons.
26. RapidRupee
Perfect for small loans with no credit score requirement.
Loan Amount: Up to ₹20,000
Interest Rate: 12% – 36% p.a.
Tenure: Up to 12 months
Why Choose?: Funds in 30 minutes.
27. True Balance
A financial inclusion-focused app for quick loans.
Loan Amount: Up to ₹50,000
Interest Rate: Starts at 2.4% p.m.
Tenure: Flexible
Why Choose?: Minimal paperwork.
28. Home Credit
Offers loans with easy EMIs for all income groups.
Loan Amount: Up to ₹5 Lakh
Interest Rate: Starts at 24% p.a.
Tenure: Up to 48 months
Why Choose?: Wide eligibility.
29. Paytm Loans
A popular app integrating payments and loans.
Loan Amount: Up to ₹2 Lakh
Interest Rate: 2.5% – 30% p.a.
Tenure: Varies
Why Choose?: Seamless app experience.
30. Credy
A quick loan app for salaried individuals.
Loan Amount: Up to ₹1 Lakh
Interest Rate: Starts at 1% p.m.
Tenure: Up to 12 months
Why Choose?: Simple and fast.
31. ZestMoney
A BNPL and loan app for instant credit.
Loan Amount: Up to ₹2 Lakh
Interest Rate: Varies
Tenure: Up to 24 months
Why Choose?: No-cost EMI options.
32. Slice
A modern app for young borrowers with a credit line.
Loan Amount: Up to ₹5 Lakh
Interest Rate: Starts at 12% p.a.
Tenure: Flexible
Why Choose?: Rewards for timely payments.
33. Privo
An RBI-regulated app for instant loans.
Loan Amount: Up to ₹5 Lakh
Interest Rate: Starts at 10% p.a.
Tenure: Up to 60 months
Why Choose?: Secure and fast disbursal.
34. NoBroker InstaCash
A unique app tied to rental services with quick loans.
Loan Amount: Up to ₹5 Lakh
Interest Rate: Starts at 12% p.a.
Tenure: Up to 36 months
Why Choose?: Multi-purpose funding.
35. VIVA Money
India’s first line-of-credit loan app with 0% interest options.
Loan Amount: Up to ₹2 Lakh
Interest Rate: 0% – 36% p.a.
Tenure: Up to 51 days interest-free
Why Choose?: Innovative credit line.
How to Choose the Best Instant Loan App?
With so many options, here’s how to pick the right one:
Interest Rates: Compare rates to find the most affordable option.
Loan Amount: Ensure the app meets your funding needs.
Repayment Tenure: Opt for flexibility that fits your budget.
Eligibility: Check age, income, and credit score requirements.
Reviews: Look for user feedback on reliability and service.
Final Thoughts
Instant personal loan apps in India have made borrowing faster and more accessible than ever. Whether you need a small sum like ₹5,000 or a larger amount like ₹40 Lakh, there’s an app for every need in 2025. From Moneyview’s affordability to VIVA Money’s innovative credit line, these 35 apps offer a mix of speed, convenience, and flexibility. Before applying, assess your financial situation and choose an app that aligns with your repayment capacity. Ready to get started? Download one of these top apps today and take control of your finances!
In the fast-evolving world of digital lending, apps like Prime Lend have emerged, promising quick and easy loans to users in need. With a polished description and claims of partnering with RBI-registered NBFCs like Premjee Truck Finance Co. Pvt. Ltd., Prime Lend markets itself as a legitimate platform. However, a deeper investigation reveals that Prime Lend is not what it seems. Despite its professional facade, it operates as a high-charge 7-day fake loan app, luring unsuspecting users into a trap of exorbitant fees and short repayment timelines. In this Prime Lend Loan App review for 2025, we’ll expose the reality behind its claims and highlight why you should steer clear of this deceptive service.
Prime Lend Loan App
What Is Prime Lend Loan App?
Prime Lend presents itself as a platform that connects users with Non-Banking Financial Companies (NBFCs) rather than directly lending money. According to its description, it collaborates exclusively with Premjee Truck Finance Co. Pvt. Ltd., an RBI-registered NBFC, to ensure “safety and transparency.” The app boasts features like transparent fees, a 100% online application process, and a smooth web experience, with loan amounts ranging from ₹3,000 to ₹100,000 and terms between 120 to 365 days. On the surface, it appears to be a credible option for borrowers seeking quick financial assistance.
However, the reality diverges sharply from this polished narrative. Prime Lend is, in fact, a 7-day fake loan app notorious for its predatory practices. Despite its claims of longer loan terms, users report being pressured into repaying loans within just 7 days, coupled with hidden high charges that far exceed the advertised rates.
Prime Lend Loan App Features: What They Claim vs. Reality
Let’s break down the features Prime Lend promotes and compare them to what users actually experience:
1.Loan Term: 120 to 365 Days or Just 7 Days?
Claim: Prime Lend states that its loan terms range from 120 to 365 days, offering flexibility to borrowers.
Reality: Numerous users have reported that Prime Lend operates as a high-charge 7-day loan app. After approval, borrowers are given a mere 7-day repayment window, contradicting the advertised terms and creating immense pressure to repay quickly.
2. Loan Amount: ₹3,000 – ₹100,000
Claim: The app promises loans between ₹3,000 and ₹100,000 to cater to various financial needs.
Reality: While smaller amounts like ₹3,000 or ₹20,000 are disbursed, users often receive far less than requested, with the shortfall attributed to undisclosed upfront fees
3. Transparent Fees and Low Processing Costs
Claim: Prime Lend highlights a processing fee of just 1% and a maximum APR of 24%, emphasizing transparency.
Reality: The app hides additional charges, including exorbitant interest rates and GST fees that inflate the total repayment amount significantly. For a ₹20,000 loan, users might end up paying well over ₹25,000 in just 7 days—far from transparent or affordable.
Partnership with RBI-Registered NBFC
Claim: Prime Lend claims to partner with Premjee Truck Finance Co. Pvt. Ltd., an RBI-registered NBFC, to assure legitimacy.
Reality: There’s little evidence to substantiate this partnership. Many fake loan apps use the names of legitimate NBFCs to gain trust, but the actual operations do not align with RBI regulations, especially with the predatory 7-day repayment cycle and undisclosed charges
How Prime Lend Lures Users: The Trap of a Fake Loan App
Prime Lend’s description is carefully crafted to mimic legitimate loan apps. By mentioning an RBI-registered NBFC and offering seemingly reasonable terms like a 1% processing fee and a maximum APR of 24%, it appeals to borrowers desperate for quick cash. However, once users sign up, they encounter the hallmarks of a 7-day fake loan app:
Short Repayment Period: Instead of 120–365 days, loans must be repaid in 7 days, catching borrowers off guard.
High Charges: Hidden fees and inflated interest rates make the loan far more expensive than advertised.
Harassment Tactics: Users who fail to repay within the short timeframe report receiving threatening messages or calls, a common trait of fraudulent apps.
Data Misuse: Many fake loan apps, including Prime Lend, request excessive permissions (e.g., access to contacts and photos), raising concerns about privacy violations.
For example, the app provides a sample calculation for a ₹20,000 loan with a 180-day term, totaling ₹22,360 after fees and interest. In reality, users borrowing ₹20,000 might face a repayment demand of ₹25,000 or more within just 7 days, exposing the high-charge 7-day loan app nature of Prime Lend.
Why Prime Lend Is a High-Charge 7-Day Fake Loan App
Here’s why Prime Lend doesn’t hold up as a legitimate lending platform:
Mismatch in Loan Terms: Legitimate RBI-regulated NBFCs do not impose 7-day repayment terms for personal loans of this nature. The advertised 120–365 days is a bait-and-switch tactic.
Unregulated Practices: The high charges and lack of transparency violate RBI guidelines, which mandate clear disclosure of all fees and fair lending practices.
Lack of Verifiable Contact: The email provided (mail@affortabletech.com) is generic and unresponsive, a red flag for fake apps lacking genuine customer support.
User Complaints: Online reviews and forums in 2025 increasingly label Prime Lend as a scam, with borrowers citing unexpected charges and aggressive recovery tactics.
How to Spot and Avoid Fake Loan Apps Like Prime Lend
To protect yourself from apps like Prime Lend, follow these tips:
Check RBI Registration: Verify the NBFC’s credentials on the official RBI website. If the app’s practices don’t align with the NBFC’s standards, it’s likely a scam.
Read Reviews: Look for user feedback on platforms like Google Play Store or X to identify red flags.Avoid
Unrealistic Promises: Be wary of apps promising instant loans with no documentation or unusually low fees.
Examine Permissions: If an app requests access to your contacts or media files, it’s a potential data theft risk.
Demand Transparency: Legitimate lenders provide a clear loan agreement upfront, not after disbursement.
Prime Lend Loan App Review 2025: Final Verdict
In this Prime Lend Loan App review for 2025, it’s clear that despite its professional marketing, Prime Lend is a high-charge 7-day fake loan app designed to exploit vulnerable borrowers. The discrepancy between its advertised terms (120–365 days, 24% APR) and its actual practices (7-day repayment, hidden fees) reveals its deceptive nature. While it claims to partner with Premjee Truck Finance Co. Pvt. Ltd., the lack of evidence and predatory tactics suggest it’s operating outside regulatory norms.
If you’re seeking a legitimate loan, opt for apps partnered with well-known, RBI-registered NBFCs or banks, such as MoneyTap, KreditBee, or PaySense, which offer transparent terms and fair practices. Avoid Prime Lend at all costs—it’s a financial trap masquerading as a solution.
In today’s fast-paced world, not every financial requirement demands a hefty loan. Sometimes, a small amount is all you need to tackle unexpected expenses, pay utility bills, or buy that gadget you’ve been eyeing. That’s where KamakshiMoney Loan App steps in as the ideal solution.With a streamlined process designed for convenience, the app offers quick and hassle-free access to small loans.
kamakshi loan app
Forget the lengthy paperwork – KamakshiMoney ensures minimal documentation and swift approvals so you can get the funds you need right when you need them. Whether it’s a sudden emergency or a planned purchase, this app is tailored to meet your financial needs efficiently.
KamakshiMoney is digital platform and lending partners of AVA Finance Pvt. Ltd.(NBFC) that facilities its users to avail financial credit from AVA Finance Pvt Ltd. So We Can That It is NBFC Registered Personal Loan App Which Provides Small Loan Amounts
Welcome to FATAKPAY digital private limited a frunt runner HR. Fintech renowned for our award winning platform that simplifies credit and financial products access our service ensures quick personal loans with
FATAKPAY Financial Wellness Loan App
competitive interest rates providing a smooth hassle free experience for both salaried and self employed individuals accessible anytime and anywhere
Why Choose FATAKPAY ?
Online personal EMI loans : from 1000 to 5,00,000
Interest rates : annual rates from 12% 35.95%
Flexible tenure : Repayment Options from 3 to 36 months
100% digital process & 10 mins loan disbursals
Rewards : monthly cashback and savings on purchase through our merchant partnership
Loan Types Offered : (easy application with just your KYC )
Short – term loan : loans from 1,000 to 25,000 with 3 – 12 months tenure
Personal Loan For Salaried : borrow 25,000 to 5,00,000 with flexible 6 – 36 months repayment terms.
Loan Example :
Loan amount : 20,000 for 12 months
Interest : 20% per annum
Processing fee : 500 (2.5%) plus GST 90
Total interest : 2,232
Monthly EMI : 1,853
APR : 24.89%
Amount disbursed : 19,410
Total repayment : 22,232
Total loan cost : 2,822
7000 के ट्रांसफर पे लगने वाला चार्ज
Eligibility Criteria
Indian nationality
Age above 21 years
Our Trusted NBFC partner :
-Atmos Finance Pvt. Ltd.
Commitment to financial wellness :
FATAKPAY believes in a human first – approach, ensuring customer safety and data protection our process are seamless and our collection are empathetic and RBI complaint.
Ethical Practices :
-We use only registered landline numbers for promotional and collection activities no private or personal mobile numbers and no foreign numbers allowed
-All payments are made through our app with no transaction to personal accounts
-Our calls are monitored & recorded : agents never use threats or abusive language
-Our app does not access your contacts or other private data.
App permissions required for customer :
Coarse Location – we use your approximate current location to assess loan eligibility to speed up KYC process for your application
Read Device Info – we collect device and phone details, like model, OS, Unique identifiers, and network info, to prevent fraud and safe guard your data
Camera And Media Access – to scan capture and collect selfie and necessary KYC documents enabling us to fill in relevant fields automatically.
Data Protection And Privecy :
FATAKPAY Adheres to ISO 27001:2013 standards, ensuring 100% encryption of data at rest and in transit customer data is securely stored and processed within India with restricted employee access users have the right to request data deletion.
-Privacy and policy : https://FATAKPAY.com/privacy policy
New loan app is a financial services platform which aims to help improve the financial health of frontline workers in India New Loan App acts as a bridge between the frontline workers and the big/banks NBFCS by providing a simple and clear process for access to loans for the next billion population of India. The NBFC which is currently available on our platform is NDX P2P private limited.
A user can avail Instant cash Personal loans of up rs. 25,000 at a 1% – 3% interest rate with no other hidden charges we charge a small processing fee of rs. 200 to rs. 600 exclusive offers GST.
A representative example of the total cost of the personal loan including all applicable fees:
Best online loan app instant loan app for students, instant loan for Salaried, loan up to 50,000 RBI registered NBFC The core functionality of the app is to provide loans to it’s users
UrbanMoney loan app
UrbanMoney is the best student loan app and Salaried loan app get instant loan for college students and instant loan for Salaried employees avail personal loan instantly ranging from Rs 500 to Rs. 50,000 just open this online loan app and consider this as a borrowing option whenever you are short of pocket money or you want to avail urgent cash loan in any emergency or even to settle your travel plans and much more get everything settled with the best instant loan app
Loan amount : rs. 500 to rs. 50,000
Interest rates : from 2% to 9% per month
Tenure : 61 days to 120 days
Key Features
Instant personal loan up to : rs. 50,000
Cash transfer to bank/Paytm account Cash Loan within a minute
Flexible repayment options, repay in 4 months
Rewarded for timely repayments
NIL processing fees with maximum APR of 108% interest rates range between 1% to 9% per month maximum tenure is 120 days
For example for a student or salaried personal loan of –
Loan amount – rs. 2000
Tenure – 3 months
Interest rate – 5% per month
Processing fees – rs. 0
GST on processing fee – rs. 0
Total interest – rs. 300
APR : 60%
Loan is rs. 2000 disbursed amount is rs 2000 total loan repayment amount is rs 2300
Also we are governed by RBI & we have our own NBFC licence in the name of hytone marchants pvt Ltd (RBI issued NBFC licence number – 05.02294) we are legally compliant and well regulated.
All loans on the UrbanMoney app are disbursed by a reserve Bank of India registered non banking finance company Hytone marchants pvt ltd (RBI issued NBFC licence number – 05.02294)
Eligibility Criteria
Students – yes, UrbanMoney provides loans for college students
Salaried professionals – get a personal loan at a take home salary of rs 9,000 and above
Any students and salaried person, pan India eligible for an instant loan through our app to avail a quick personal loan a student must be above 18 years of age & should have a valid college ID card as a quick cash personal app for Salaried people UrbanMoney offers a reliable and safe payment system without compromising their information
Documents Required
UrbanMoney has a very smooth and fast verification process and is considered to be one of the best online loan app in India to avail instant personal loan submit documents –
College ID card for students
Last 3 months bank statements salary slip/ joining letter for Salaried professionals
Aadhar card, driving licence, voter ID card etc.
Pan card
KYC details
For help you can email us at support@UrbanMoney.com
For help you call us at + 913368270407
Do visit our website to contact us for any queries at www.urbanmoney.co./
Welcome to mahila money we offer loans investment, insurance and business support service to women entrepreneurs through our RBI licensed NBFC partners our user run – beauty parlours, fashion boutiques, cloth business, tiffin services, pre – school travel agencies, yoga studios, D2C brands, handicrafts, manufacturing business, kirana stores, E – Mitra, retail shops, pickles, agarbatti business & SMEs
Mahila Money Loans App
Through a 100% digital application process, you can avail, hassle-free, loans taoilared for women entrepreneurs take a loan on your merit, you don’t need any male family member as a co- guarantor, nor do you need your father or husband’s signatures!
We offer you loans for your business these include working capital loans, asset purchase loans, business expansion loans, SME loans, skilling and starter loans. You can use these loans to increase your revenue or income by investing in your business.
Your business can be a sole proprietorship, partnership or private limited company. Any woman entrepreneur can join the mahila money app for free.
On the app you can find Loans,
You can also find video interviews and webinars with women entrepreneurs on mahila money you can join the mahila money open house every day on the app meet other entrepreneurs on a video call and get your debts resolved
Key features of the mahila money app
Loans for women entrepreneurs
Apply for collateral free loans through an easy 100% digital process with easy Repayment Options.
Mahila money Loan terms :
Loan amount : INR 30,000 – INR 10,00,000
Tenure : 6 months to 3 years
Repayment : monthly
APR and other charges :
Interest rate (APR) : reducing up to 25% per annum processing fee (excl.of GST) : up to 5% a penalty fee may be levied on delayed payments in accordance with the loan terms and conditions. Additionally, GST will be applicable to all loan transaction under applicable low
Loan Eligibility :
Indian citizen
Age : 18 – 55 years
Only for women : only for productive/ business purposes
If you are considering a loan with mahila money here’s an example of what you can expect:
Loan amount : INR 1,00,000
Tenure : 24 months
Interest rate (APR) : 25% per annum (reducing rate) processing fees (excl.GST) : INR 2,000
Monthly repayment amount : INR 5,337.15
Total interest payable : INR 28,092
Total amount payable : INR 128,092 (24 equal monthly payments at the end of every month for a duration of 24 months)
Loan will be granted by one of our RBI -licensed NBFC partner and is subject to NBFC approval
Our Partners
NBFC partners for mahila money loans :
Capital trade links limited (https//www.capitaltrade.in)
RBI licensed NBFC – P2P Partner for Aditi investment plan
Rupee circle (https//www.rupeecircle.com)
Mahila money can be accessed via the mahila money app on playstore or at https//mahila.money
If you have any questions, please contact us whatsapp : +919810198944
Ram Fincorp personal loan offers tension free, easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us, your trusted NBFC in arround 30 minutes
Ram Fincorp Lite App
We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you moment get to reserves in a straightforward and way.
Loan Model
Ram Fincorp personal loan provides personal loan ranging from INR 5,000 to INR 2,00,000 based on your requirement –
Loan amount – 5,000 to 2,00,000
Interest rate : up to 36% per annum
APR : 36% MAX
Age : 21 to 55 years
Late payment fee – as applicable
Processing fee – up to 5%
Loan tenure – 90 days to 365 days
Pre -closure charges – as applicable
Sample loan calculation
Loan amount : 30,000 at interest rate of 30% p.a.
Loan duration : 3 months
Total Personal Loan interest : 2,250
Processing fees + GST = 500 + 90 = 590
Total deductibles : 590
In hand amount : loan amount – total deductibles = 30,000 – 590 = 29,410
Total repayable amount : 32,250
Monthly EMI repayable : 10,750
PF + GST are deducted upfront during the loan disbursal.
Advantages of ram Fincorp personal loan
Customised personal loan
Secure data system
Instant approval and disbursal
Transparent process
Flexible repayment options
Minimum documentation
Eligibility document required
Individuals with a minimum monthly income of rs. 30,000
Indian residents/citizens who are 21 years and above
To apply for the loan applicants would need pan cards, Aadhar cards, salary slip salary account bank statement and address proof
To guarantee to security of the information shared by our clients we have a highly secure and encycrepted system to read our privacy policy click here :
https://www.ramfincorp.com/privacypolicy
Terms & Conditions
Ram Fincorp personal loan is a unit of R.K Bansal Finance private limited (NBFC) which is registered with
The RBI. Visit : https://www.ramfincorp.com/conditions
Contact Information
Contact number : +919899985495
Official Mail ID : info@ramfincorp.com
Official website : https://ramfincorp.com/
Registered & corporate office address : 4338, padam shingh road, Karol Bagh new Delhi – 110005
Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisse loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai
New Loan App Required documents
Aadhar card for address verification
Pan car for cibil score
Applicants age must be more than 21 years
Active bank account
No loan default in last 3 months
Eligibilty Criteria New Loan App
Indian adult citizen
Valid pan card
Aadhar verification via digilocker
Monthly household income > 25,000rs. And the annual income > 3,00,000rs.
Valid bank account details
1.kamakshi Money New personal loan app
Kamakshi Money Loan is your ultimate one stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need
Rupee112 New Personal Loan App
At rupee112 we prioritize your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience a swift access to the funds you need here are the highlights of our application features :
How kamakshi Money works :
>Apply Online : our user friendly online application process allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application
>Quick Approval : once we receive your application our team processes it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting
Get Funds Fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstanced
>Easy Repayment : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free
Important points to consider before applying for a New personal loan :
Loan amount : minimum 5,000 to maximum 1 lakhs
Repayment tenure : minimum 2 months to maximum 12 months
Rate of interest / annual percentage Rate : 35%
Processing fees : Rs. 2% of the loan amount
Note : GST on processing fee : 18%
Representative example Of New Loan App :
Loan amount : 50,000
APR : 35%
Tenure : 12 months
Processing fees : 1000
GST on Processing fees : 180
Amount disbursed : 48,820
EMI : 4,998
total Repayment amount : 59,978
total interest : 9,978
Abouts Us :
Dev – Aashish Capitals private limited is a non banking finance company registered with the reserve Bank of India Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs
Digital Lending Partners :
We are here to provide financial assistance by connecting you with reliable NBFCs/ banks ensuring you can secure personal loans without any hassle every loan application you submit is carefully reviewed and approved by RBI registered NBFCs banks and we make sure to give you all the important details about this institution upfront our digital lending partners are listed below
1.DEV AASHISH CAPITAL PRIVATE LIMITED
2. DEVMUNI LEASING & FINANCE LIMITED
3. VRINDA FINLEASE LIMITED
For more details customer support :
Website – www.rupee112.com
Customer care – + 91-91125-39112
Email – care@rupee112.com
2. Ring Personal Loan App
Ram Fincorp is an online instant personal loan app offers tension free easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us your trusted NBFC in arround 30 minutes
Ring New Personal Loan App
We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you a moment get to reserves in a straightforward and way.
Loan Model New Personal Loan App
Ram Fincorp Personal Loan App provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your requirement
Loan amount : 5,000 to 2,00,000
Interest rate : up to 36% per annum
APR : 36% MAX
Late payment fees : as applicable
Processing fee : up to 5%
Loan tenure : 90 days to 365 days
Pre-closure charges – as applicable
New Sample Loan Calculation
Loan amount : 30,000 at interest rate of 30% p.a
Loan duration : 3 months
Total personal loan interest : 2,250
Processing fees + GST = 500 + 90 = 590
Total deductibles : 590
In hand amount : Loan amount – total deductibles = 30,000 – 590 = 29,410
Total repayable amount : 32,250
Monthly EMI repayable : 10,750
PF + GST are deducted upfront during the loan disbursals
Security & Privacy Policy
To guarantee the security of the information shared by our clients we have a highly secure
And encycrepted system to read our privacy policy click here : https://www.ramfincorp.com/conditions
Contact Information :
Contact number : 919899985495
Official mail ID : info@ramfincorp.com
Official website : https://ramfincorp.com/
Registered & corporate office address : 4338, Padam Shingh Road, Karol Bagh new Delhi – 110005
3. OLYV LOAN : New Personal Loan App
Lending plate is a personal loan mobile application that offers loans from 10,000 to 2,50,000 at attractive interest rates zero collateral and almost instantly at your convenience you can apply online from any of our approved locations and on approval you get direct transfer of your loan money within minutes to your bank account.
Lending plate new personal loan app
Lending plate is the brand name of UNIFING CAPITAL INDIA LIMITED which is Non banking finance company registered with the reserve Bank of India the company conducts lending operations in a transparent manner under the extant guidelines of the RBI.
Features of new personal loan app
Personal loans ranging from 10,000 to 2,50,000
Repayment tenure ranging from 3 months to 15 months
Processing fees ranging from 1% to 5% of loan amount
Conversion fees fees ranging from 1% to 5% of loan amount
Rate of interest ranging from 12% onwards depending on your risk profile
APR ranging from 12% to maximum 36% rates vary from customer to customer
Completely online paperless documentation
Loans available to improve your credit score
Apply loan from anywhere, anytime as you like no early repay charges
Free look period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along with proportionate interest
Lending plate personal loan app ensures safety via standards security and privacy protocols to protect its database our app is safe and secure and we do not share customer information with third parties without consent
