18 Nov, 2024 By ravita pal
3 New Loan App without income proof and cibil score review 2024

Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisse loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai

New Loan App Required documents

  • Aadhar card for address verification
  • Pan car for cibil score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

Eligibilty Criteria New Loan App

  • Indian adult citizen
  • Valid pan card
  • Aadhar verification via digilocker
  • Monthly household income > 25,000rs. And the annual income > 3,00,000rs.
  • Valid bank account details

1. Rupee112 New personal loan app

Rupee112 is your ultimate one stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need

3 New Personal Loan App Without Income Proof And Cibil Score Review 2024
Rupee112 New Personal Loan App

At rupee112 we prioritize your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience a swift access to the funds you need here are the highlights of our application features :

How Rupee112 works :

>Apply Online : our user friendly online application process allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application

>Quick Approval : once we receive your application our team processes it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting

Get Funds Fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstanced

>Easy Repayment : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free

Important points to consider before applying for a New personal loan :

  • Loan amount : minimum 5,000 to maximum 1 lakhs
  • Repayment tenure : minimum 2 months to maximum 12 months
  • Rate of interest / annual percentage Rate : 35%
  • Processing fees : Rs. 2% of the loan amount
  • Note : GST on processing fee : 18%

Representative example Of New Loan App :

  • Loan amount : 50,000
  • APR : 35%
  • Tenure : 12 months
  • Processing fees : 1000
  • GST on Processing fees : 180
  • Amount disbursed : 48,820
  • EMI : 4,998
  • total Repayment amount : 59,978
  • total interest : 9,978

Abouts Us :

Dev – Aashish Capitals private limited is a non banking finance company registered with the reserve Bank of India Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs

Digital Lending Partners :

We are here to provide financial assistance by connecting you with reliable NBFCs/ banks ensuring you can secure personal loans without any hassle every loan application you submit is carefully reviewed and approved by RBI registered NBFCs banks and we make sure to give you all the important details about this institution upfront our digital lending partners are listed below

1.DEV AASHISH CAPITAL PRIVATE LIMITED

2. DEVMUNI LEASING & FINANCE LIMITED

3. VRINDA FINLEASE LIMITED

For more details customer support :

Website – www.rupee112.com

Customer care – + 91-91125-39112

Email – care@rupee112.com

2. Ram Fincorp New Personal Loan App

Ram Fincorp is an online instant personal loan app offers tension free easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us your trusted NBFC in arround 30 minutes

Ram Fincorp New Personal Loan App

We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you a moment get to reserves in a straightforward and way.

Loan Model New Personal Loan App

Ram Fincorp Personal Loan App provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your requirement

  • Loan amount : 5,000 to 2,00,000
  • Interest rate : up to 36% per annum
  • APR : 36% MAX
  • Late payment fees : as applicable
  • Processing fee : up to 5%
  • Loan tenure : 90 days to 365 days
  • Pre-closure charges – as applicable

New Sample Loan Calculation

  • Loan amount : 30,000 at interest rate of 30% p.a
  • Loan duration : 3 months
  • Total personal loan interest : 2,250
  • Processing fees + GST = 500 + 90 = 590
  • Total deductibles : 590
  • In hand amount : Loan amount – total deductibles = 30,000 – 590 = 29,410
  • Total repayable amount : 32,250
  • Monthly EMI repayable : 10,750
  • PF + GST are deducted upfront during the loan disbursals

Security & Privacy Policy

To guarantee the security of the information shared by our clients we have a highly secure

And encycrepted system to read our privacy policy click here : https://www.ramfincorp.com/conditions

Contact Information :

  • Contact number : 919899985495
  • Official mail ID : info@ramfincorp.com
  • Official website : https://ramfincorp.com/
  • Registered & corporate office address : 4338, Padam Shingh Road, Karol Bagh new Delhi – 110005

3. Lending Plate : New Personal Loan App

Lending plate is a personal loan mobile application that offers loans from 10,000 to 2,50,000 at attractive interest rates zero collateral and almost instantly at your convenience you can apply online from any of our approved locations and on approval you get direct transfer of your loan money within minutes to your bank account.

Lending plate new personal loan app

Lending plate is the brand name of UNIFING CAPITAL INDIA LIMITED which is Non banking finance company registered with the reserve Bank of India the company conducts lending operations in a transparent manner under the extant guidelines of the RBI.

Features of new personal loan app

  • Personal loans ranging from 10,000 to 2,50,000
  • Repayment tenure ranging from 3 months to 15 months
  • Processing fees ranging from 1% to 5% of loan amount
  • Conversion fees fees ranging from 1% to 5% of loan amount
  • Rate of interest ranging from 12% onwards depending on your risk profile
  • APR ranging from 12% to maximum 36% rates vary from customer to customer
  • Completely online paperless documentation
  • Loans available to improve your credit score
  • Apply loan from anywhere, anytime as you like no early repay charges
  • Free look period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along with proportionate interest

Representative example of personal loan app

  • Loan amount : 25,000
  • Interest rate : 36% per annum
  • Tenures : 12 months
  • Processing fees : 1,250
  • Conversion fees : 1,250
  • EMI : 2,512
  • Total Repayment amount : 30,144
  • Total interest : 5,144
  • Total cost of loan : 32,644

Security and privacy policy

Lending plate personal loan app ensures safety via standards security and privacy protocols to protect its database our app is safe and secure and we do not share customer information with third parties without consent

Queries ?

Care@lendingplate.com

+ 91- 7373737316

18 Nov, 2024 By ravita pal
3 NEW PERSONAL LOAN APP REVIEW 2025

HELLO DOSTO AAJ KE IS POST ME HAM DO AISEE NEW LOAN COMPANY KE BARE ME APKO BATAENGE JISME LOAN LENE KE LIYE APKO KOI BHI INCOME PROOF AUR CIBIL SCORE KI JARURAT NHI HAI AAP BAHUT HI AASANI SE IN APPLICATION SE PERSONAL LOAN PRAPT KAR SAKTE HAI VAH BHI 1000 SE LEKAR KE PURE KE PURE 5 LAKH RUPAY TAK KEVAL AAPKE AADHAR CARD AUR PAN CARD ME TO PURA POST ACHHE SE PADHE AUR HAMNE KUCHH TARIKE BATAYE HAI JAHA SE AAP IN APPLICATION ME LOAN APPLY KARENGE AUR POST KE NEECHE HAMNE IN APPLICATION KE LINK BHI DE RAKHE HAI JAHA SE AAP DIRECTLY LOAN APPLY BHI KAR SAKTE HAI

REQUIRED DOCUMENT

  • Aadhar card for address verification
  • pan card for CIBIL score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

ELIGIBILITY CRITERIA

  • Indian adult citizen
  • Valid pan card
  • Aadhar verification via digilocker
  • Monthly household income > 25,000rs. and the annual income > 3,00,000rs.
  • valid bank account details

No.1- Yuva Personal Loan App Review 2025

Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED our goal is to convey a sence of youthful energy dynamism and forward thinking

3 New Personal loan app review 2025
Yuva personal loan app

1. Details and representative cost calculation :

  • Loan amount : up to 20,000rs.
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees : start at 99 rs.
  • Maximum annual percentage Rate : 97%

2. Data Protection :

  • we comply with regulation rules and industry standards being the member of face
  • your data is encrypted securely stored and can be requested to delete
  • we don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details please visit data safety section

3. Main features of yuva instant loan app :

  • Competitive products
  • Easy to get user interface and modern design
  • Optimized process with minimum steps and information required
  • Various loan repayment options ( UPI, Card, Wallet)
  • 24/7 customer support ( email, helpline, whatsapp chat)

4. Yuva loan app provides :

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast dicision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

5. How it works :

  • Registere with fon number
  • pick affordable loan amount and term
  • Provide data for loan application and verify KYC
  • Recieve dicision and sign loan agreement in case of positive one
  • Right away get money in your bank account

No.2 – ZYPE Instant Personal Loan App Review 2025

Get instant credit line & loan approval, then recieve funds quickly into your account with flexible repayments option & EMI, you choose what works best our instant personal loan app makes acquiring instant money loans easy and rewarding too refer ZYPE pay later loan app to your friends to earn perks while enjoying guarantees like zero hidden fees, cashback on bill payments and full compliance for your safety

Zype Instant personal Loan App

Our 2.5 million users trust us to delivery easy and quick loans

With the ZYPE instant personal loan app you can :

  • Get an instant credit line up to 5,00,000
  • Take instant loans directly from your credit line
  • Check your credit score for free
  • Make utility bill payments

Other Features Of Instant Personal Loans

Getting an instant personal loan online from the ZYPE personal loan app assist in getting quick funds

  • Get an instant money loan up to 5,00,000 with quick loan approval in 3 easy steps
  • Transfer the required quick cash loan app amount from your credit line instantly, & pay interest only on that salary loan amount
  • Loan app personal with interest rate that start at only 1.5% per month

Smart Money Insights

With smart money insights Offered By the ZYPE instant personal loan app online money management has never been this easy

Analyze your money through ZYPE new loan app 2024 spend analyser set a budget goal and track every expenses to save more money

Utility bill payments

Make online bill payments for electricity bills, gas bills, water bills, insurance premiums, post – paid mobile bills etc.

Enjoy guaranteed cashback every time you pay Bills online via the ZYPE new loan app 2024

Terms, interest rates and other charges on the ZYPE instant loan app

Get instant credit line facility from 5,000 to 5,00,000

  • Interest rates – 18% to 36% per annum
  • Tenures – 6 months to 12 months
  • Processing fees from 2% to 6%
  • Loan apps fast approval with easy EMIs
  • Interest rates varies based on your risk profile

Our Lending Partners :

Respo financial capital private limited https://Respo.co.in/our partners/

RPN Fintralease and securities Pvt Ltd https ://rpnfin.com/index.php/our partners/

Sample Calculation Of a Personal Loan :

  • Amount : 50,000
  • Tenure : 12 months
  • Rate of interest : 24% p.a.
  • Processing fee : 1,250 (2.5%)
  • GST on Processing fees : 225
  • Total interest : 6,736
  • EMI : 4,728
  • Amount disbursed : 48,525
  • Total repayment amount : 56,736

Note : all the above numbers are for representation only the final interest rate or processing fee, may vary depending on the profile assessment

Reach out to us

Email : support@getzype.com

Phone : 080-35018179

Address : ground floor, Dyna business park, street no. 1, MIDS, Andheri (East), mumbai, 400093

Data Security & Privacy : all the data that you submit to the ZYPE instant loan app is safe and secure all data transactions are protected through secure 256 – bit SSL encryption.

No.3 – Incred : your quick loan app review 2025

Incred finance, India’s one of the best loan apps, allows you to get a personal loan of up to 10 lakhs within 15 minutes directly through your mobile phone whether it is for urgent expenses unexpected bills or your dream vacation we have you covered

Incred finance loan app review 2025

Top features of incred personal loan app mobile app:

  • Check your personal loan eligibility for free
  • Track the status of your loan application
  • Online KYC process – 100% secure
  • Dedicated relationship manager to help you with the process
  • Check your Repayment schedule & pending EMIs
  • Recieve automated reminders for upcoming EMI payments

Why should you choose an Incred personal loan ?

  • Get instant loan up to 10 lakhs
  • 100% online application process
  • No collateral or guarantor needed
  • Competitive interest rates starting from 13.99% p.a
  • Repayment term : 3 to 60 months
  • Choose your required amount and tenure to manage your EMIs
  • Setup eNACH mandate for EMI deduction

Detailed example of a personal loan

Mr. Aakash recently applied for a personal loan through the Incred mobile app and was pleased to find that he had been sanctioned a loan amount of 1,00,000

Here’s a breakdown of the loan details and calculation :

  • Sanctioned loan amount : 1,00,000
  • Processing fee : 3,540
  • After deducting the processing fee, Mr. Aakash received 96,450 in his bank account

Loan Terms :

  • Annual interest rate : 21%
  • Loan tenure : 36 months
  • Monthly EMI : 3,767.5
  • Total Payment : 1,35,630
  • Total interest for 36 months : 35,630

Total cost of the loan – interest + fees = 39,170 after including the processing fee and interest over the loan tenure, the total cost of the loan amount to 1,35,630

Who can apply for an Incred personal loan ?

  • Age bracket : 21 to 55
  • Minimum in hand salary of at least 15,000
  • Salaried employees getting salary directly in bank account
  • proprietor business with ITR and GST documents with monthly income of 25,000 or more
  • Credit score of 700 + and healthy repayment history is preferred

Responsible Lending :

Incred finance is registered non banking financial company officially recognised by the reserve Bank of India with a valid certificate of registration dated September 28 2022 this regulatory approval underscores incred’s commitment to maintaining financial integrity and compliance in all its operations.

6 Nov, 2024 By ravita pal
Olyv App Se Personal Loan Kaise Le Review 2024

Olyv (Formerly smart coin) : India’s # 1 app to get and grow money

with olyv (formerly smartcoin) you can get quick and easy, 100% digital loans that require no documentation and are disbursed directly in your bank account within minutes

Olyv personal loan app se loan kaise le review 2024
Olyv personal loan app

that’s not all it is also a trusted platform to get insights on your credit health by tracking your score for free and acting on personalized tips and insights that we provide

to improve your score for our digital gold savings product allows gold storage with as low as rs 10 you can also develop a habit of savings using this product we are the easiest personalized financial wellness app that helps you take control of your finances

Instant Personal Loans Up To 5 Lakh

  • Trusted by ~ 3 cr Indians
  • RBI registered lenders
  • 100% digital loan application journey
  • No collateral or paperwork
  • Tenure : minimum period for repayment – 2 months, maximum period for repayment – 24 months
  • Flexi EMIs & interest starting at 1.5% per month
  • APR range – 30 to 90%

EXAMPLE

Here’s an example on how loans from olyv work :

EXAMPLE

  • Loan amount : 65,000
  • processing fee ( 3% of loan amount including 18% GST) : 2,301
  • total loan amount : 67,301
  • Interest : 3% per month
  • Tenure : 9 months
  • Your EMI : 8,349
  • Total amount to be paid : 8,349 x 9 = 75,132
  • Total interest paid : 75, 132 – 67,301 = 7,831
  • Total cost of loan : 7,831 + 2,301 = 10,132
  • APR (annual percentage Rate) : 28.58%

Credit health

  • 60 second score refresh
  • exciting rewards
  • personalized tips

Digital gold savings

Save regularly with as low as 10 with guaranteed safety

  • No storage charges
  • 24 k 99.9% pure gold
  • 24 x 7 redeeming option

Queries And Contact

Phone : + 91 – 9148380504

Address : smart coin financial Pvt Ltd

Indiqube Gamma, no. 293/ 154/ 172

2nd floor, outer ring road

kadubeesanahalli, Bengaluru, Karnataka, 560103

mail : help@smartcoin.co.in

21 Oct, 2024 By ravita pal
2 New Personal Loan App Without Cibil Score Loan App Review 2024

Hello dosto aaj ke is post me ham do aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi rakhe hai jaha se aap directly loan apply bhi kar sakte hai.

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian resident
  • Salaried employee / business owners / self employed
  • Above 21 years of age
  • Savings bank account holder
  • Decent cibil score

Groww Credited : Instant Loan App

Whether you an instant personal loan for an unexpected expenses or looking for easy EMI options to finance your next big purchase, or simply want to check CIBIL score for free Groww Credit is your all in one credit app

Groww Credit Instant Loan App
new loan app 2024 today

Instant personal loan

Groww credit offers instant personal loans up to 12.5 lakh with flexible repayments options at competitive interest rates whether you are salaried or self employed get instant approvals and funds disbursed directly to your bank account

Loan amount of your choice : choose your instant personal loan amount up to your pre approved limit (max 10 lakh)

Flexible tenure : loan repayment tenure ranging from 3 months to 60 months

Transparent terms : no hidden charges, only clear and upfront terms

Instant personal loan :

  • Tenure : 3 to 60 months
  • APR : 13 – 48%

Note : personal loans are available for select users

Registered NBFCs and banks (Lenders) on Groww Credit :

  • Groww Creditserv technology Pvt Ltd
  • Kisetsu Saison finance (India) Pvt Ltd
  • IDFC first bank LTD

A representative example of the cost of a loan, including principal & all applicable fees:

  • Tenure – 12 months
  • Rate of interest – 15% per annum
  • Processing fees – 1000 ( 2% inclusive GST)
  • Total interest – 4156
  • EMI – 4513
  • APR – 18.89%
  • Amount disbursed – 49000
  • Total repayment amount – 54156

Privacy policy : https//groww.in /privacy-policy

Groww’s registered office : Vaishnavi tech park, south tower, 3rd and 4th floor, sarjapur main road, Bengaluru, Karnataka – 560103

Yuva – Personal Loan App Review 2024

Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED Our goal is to convey a sence of youthful energy, dynamism, and forward thinking

2 New Personal loan app without cibil score Review 2024
Yuva personal loan app
  1. details and representative cost calculation :
  • Loan amount : up to 20,000 rs
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees : start at 99 rs
  • Maximum annual percentage Rate : 97%

2. Data Protection :

  • We comply with regulation rules and industry standards being the member of face
  • Your data is encrypted securely stored and can be requested to delete
  • we don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details please visit data safety section

3. Main features of yuva instant loan app :

  • easy to get user interface and modern design
  • optimized process with minimum steps and information required
  • various loan repayment options (UPI, card, wallet)
  • 24/7 customer support (email, helpline, whatsapp chat)

5. Yuva loan app provides

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast decision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

6. How it works

  • Register with phone number
  • pick affordable loan amount and term
  • provide data for loan application and verify KYC
  • Recieve decision and sign loan agreement in case of positive one
  • Right away get money in your bank account

7. Any questions

Please check app support section

20 Oct, 2024 By ravita pal
TAPLEND – Instant Loan App Review 2024

TAPLEND is India’s fastest growing new age personal loan app that offers instant loans online starting from 1,000 up to 2,00,000 apply for an instant cash loan and receive up to 2,00,000 as a direct cash transfer to your bank account

TAPLEND Instant Loan App Review 2024
TAPLEND personal loan app

you can apply for instant personal loan online through over app and receive money directly in your bank account without the long wait times the amount can be used for various purposes including financing short domestic or international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills and any other curated offerings with our easy loan app

we at TAPLEND leverages State of the art technology and data sciences to make borrowing money safe quick and hassle-free for India’s massive population of underserved customers whether salaried or self employed

Key Features of TAPLEND instant loan app online instant personal loans with TAPLEND APP have many benefits :

  • online personal loan from 1,000 to 2,00,000
  • Interest rates – 0% to 36% p.a
  • Tenures – 64 days to 120 days
  • APR range – 0% to 125%
  • Low processing fees
  • Easy Repayment Options
  • Fast loan disbursement

Why choose TAPLEND as your Instant personal Loan App ?

  • Instant approval – get loan approval immediately once you complete the application
  • complete digital process – seamless online web online application with no offline paperwork
  • No collateral needed – we don’t ask for any collateral or guarantors
  • Secure experience – your data is safe with us it is transferred Over a secure HTTPS connection and we do not share it with anyone without your consent all transactions are secured using 128 – bit SSL encryption

TAPLEND can be your lifesaver in cash crunches and emergencies download TAPLEND APP & get an instant personal loan approved with the amount credited into your bank account directly

TAPLEND is a product of baba lease and investment private limited an RBI registered NBFC with TAPLEND applying for an instant loan is now an easy & hassle-free experience

Types of Loans

  • Personal loan – we offer flexi personal loans ranging between 1,000 to 2,00,000 with Repayment tenure from 64 days to 120 days you need a pan card & proof of address to apply

Example for personal loan

  • Loan amount : 50,000
  • Tenure : 120 days
  • Rate of interest : 33% per annum
  • Processing fee : 2,500 (5%)
  • Loan document signing fees : 25
  • GST on fees charged above : 455
  • Total interest : 5,500
  • EMI : 13,875
  • APR : 50.88%
  • Amount disbursed : 48,289
  • Total repayment amount : 55,500

Eligibility Criteria

  • Indian national
  • Over the age of 22
  • Steady monthly income

Documents Required

  • Pan card
  • Aadhar card
  • Selfie

The secure UPI auto debit / UPI mandate feature gives you flexible repayment options and helps prevent late fees and penalties so that you don’t face any Repayment hassles

TAPLEND is the best instant loan app for Salaried professionals avail personal loan instantly upto Rs. 2,00,000 just open this online instant loan app and consider this as a borrowing option whenever you want to avail an urgent cash loan in case of an emergency or business and travel plans and much more get everything settled with the best instant loan app

No more delays – secure your financial freedom today?

Queries ?

Mail : help@taplend.in

call : 9355871316

address : house no. 17, basement floor BLK-F-11, model Town, Delhi- 110009

https//TAPLEND.

20 Oct, 2024 By ravita pal
Yuva Personal Loan App से लोन कैसे ले Review 2024

Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED our goal is to convey a sence of youthful energy, dynamism, and forward thinking

Yuva personal loan app से लोन कैसे ले Review 2024
Yuva personal loan app
  1. Details and representative cost calculation :
  • Loan amount : up to 20,000 rs.
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees : start at 99 rs.
  • Maximum annual percentage Rate : 97%

For example of the loan amount is 10,000 rs. With a repayment period of 93 days ( three installment in 31 days each) the interest is 36% per annum with a one time processing fee of 699 rs. The total cost of the loan will be 10,000 rs. 36% 93/365 (intrest) + 699 rs. (All fees applicable) = 917 rs + 699 rs = 1,616 rs. The total amount to be paid is 10,000 rs. + 1,616 rs. = 11,616 rs. So a monthly payment is 11,616 rs. 3 = 3,872 rs.

2. Eligibility rules for personal loan :

  • Indian adult citizen
  • valid pan card
  • Aadhar verification via digilocker
  • Monthly household income > 25,000 rs. And the annual income > 3,00,000 rs.
  • valid bank account details

3. Data Protection :

  • we comply with regulation rules and industry standards being the member of face ( fintech association for consumer empowerment )
  • Your data is encrypted, securely stored and can be requested to delete
  • We don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details visit data safety section

4. Main features of yuva instant loan app :

  • Competitive products
  • easy to get user interface and modern design
  • Optimized process with minimum steps and information required
  • Various loan repayment options (UPI, wallet, card )
  • 24/7 customer support (Email, helpline, whatsapp chat)

5. Yuva Loan App Provides :

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast decision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

How it works :

  • Register with phone number
  • Pick affordable loan amount and term
  • provide data for loan application and verify KYC
  • Recieve decision and sign loan agreement in case of positive one
  • Right away get money in your bank account

7. Any questions :

Please check app support section.

Worst ! Main reason behind single is loan money is not credited but loans is started and the notification already came for loan payment it had been more than 24 hours now but my loan sanctioned amount didn’t credited to my bank account I called coustomer support they assured me that loan amount will be credited to you with in few hours but it didn’t credited

Again I am trying to contact yuva customer care but now it’s not connecting to customer service it’s is ending call by itself

18 Sep, 2024 By rahulrani90
नई लोन ऐप बिना इनकम प्रूफ के लोन पाए

पर्सनल लोन बिना इनकम और सिबिल के : hello doston agar aap log bhi Bina income ke yahan per loan Lena chahte Hain to aaj kis post mein hamen kaisi loan company ke bare mein aapko bataenge jismein ham Bina income ke Bina cibil score ke personal loan le sakte hain vah bhi 5 lakh rupaye Tak ka

new loan app

Loan App eligibility

  • आपके पास इस लोन को लेने के लिए आधार कार्ड यहां पर होना चाहिए इससे आपका एड्रेस वेरीफाई होता है
  • आपके पास पैन कार्ड होना चाहिए पैन कार्ड से बिल स्कोर चेक करने के लिए होता है
  • आपका सिबिल स्कोर ठीक-ठाक होना चाहिए 600 से ऊपर होना चाहिए
  • आप एक भारतीय नागरिक होने चाहिए

लोन अप्लाई करने का सही तरीका

अगर आप इस लोन को अप्लाई करना चाहते हैं तो हम अब जानेंगे कि इसका सही तरीका क्या है कौन से स्टेप आपको अपने है लोन अप्लाई करते समय तो सबसे पहले आपको नीचे दिए गए लिंक से यहां पर एप्लीकेशन को डाउनलोड करना है उसके बाद आपको अपनी लोन डिटेल देनी है जैसे कि आपको अपना नाम जन्मतिथि फादर का नाम यह सारी डिटेल भरना है साथ ही साथ में इनकम डालना है आपको

  • सबसे पहले आपको अपना पहला नाम और आखिरी नाम डालना है
  • उसके बाद आपको अपने पैन कार्ड की डिटेल डालना है
  • उसके बाद पर्सनल लोन लेने के लिए आपको केवाईसी करनी है
  • उसके बाद आपको अपना बैंक अकाउंट ऐड करना है जिसमें पर्सनल लोन लेना है
loan apply process
new loan app today apply
100% Approval Loan App
26 Jul, 2024 By ravita pal
LAZY PAY : LOAN APP & PAY LATER

India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.

Lazy pay loan app & pay later loan app review 2024
lazy pay loan app & pay later loan app

HERE’S WHAT YOU CAN DO ON LAZY PAY :

for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.

WHAT DOES LAZY PAY OFFER?

your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –

XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.

Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.

SAMPLE LOAN EMI CALCULATI

for loan amount = rs.10,000 | tenure = 6 months

  • @interest rate of 18% p.a.
  • EMI will be rs. 1,755/- p.m.
  • processing fee rs. 200
  • total payment rs. 10,730

interest rate and processing fee may vary

revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.

Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.

By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.

Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.

Billpay : pay utility bills

lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.

Why should you choose lazy pay ?

  • best pay letter app with flexible EMI tenures
  • shop on EMI with 45000+ stores
  • Collateral – free PERSONAL LOAN
  • No CCVs or PINs
  • 100% digital process with no peparwork
  • instant loan approval and disbursal

DECLARATION

lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.

payU finance india private limited https://www.payufin.in/

26 Jul, 2024 By ravita pal
MONEY VIEW : LOANS CREDIT SCORE REVIEW 2024

avail instant personal loans up to INR 10 lakhs and get a free credit report instantly. Simply download the money view app & open a world of endless possibilities. We help you take control of your finances with full suite of personalized financial products.

Money view loans credit score app review 2024
money view loans credit score app review

INSTANT PERSONAL LOAN

money view for all your loan needs – apply for personal loan starting from INR 5000 to INR 10 lakhs & get quick approvals weather you are salaried, or self – employed, money view is the perfect instant loan app for you and your financial needs.

money view is one of the most loved financial apps with a 4.7 rating

what makes a better ?

  • custom loan amount : from 5,000 to 10,00,000
  • flexible repayment tenure: from 3 months to 5 years
  • competitive annual percentage Rate: from 10% – 39%
  • unique credit model: get personalized loan offers regardless of your credit score
  • Hassle-free 100% paperless application process
  • 100% transparent : no hidden charges, no surprises

Credit tracker

  • free credit report for monthly credit score tracking
  • detailed analysis of factors influencing your credit score
  • tips to make the right decisions to improve your credit score
  • check your pre- approved loan officers

OUR LENDING PARTNERS :

  • Whizdm finance pvt. ltd.
  • aditya Birla finance Ltd
  • DMI finance private Ltd
  • clix capital service Pvt Ltd
  • kisetsu Saison finance (India) PVT Ltd
  • SMFG india credit company LTD
  • piramal capital & Housing finance Ltd
  • incred financial services Ltd
  • VIVRITI capital Ltd
  • cholamandalam investment & finance company LTD
  • suryoday small finance Bank Ltd
  • NDX P2P private limited
  • IDFC first bank Ltd
  • OXYZO Financial services pvt Ltd

Example of how money view personal loan works :

  • loan amount – 50,000
  • Tenure – 12 months
  • annual persentage rate (APR) – 22%
  • processing fees (INCL.GST) – 1,750+ 315 GST
  • monthly EMI – 4,728
  • total interest payable – 4,728×12 months – 50,000 principal = 6,736
  • disbursed ammount – 50,000 – 2,065 = 47,935
  • total amount payable – 4,728 × 12 months = 56,736
  • total cost of the loan = interest amount + processing fees = 6,736 + 1,750 = 8,486

NOTE : these numbers are for representation purposes only the final interest rate & APR will depend on the customer’s credit assessment as decided by money view’s lending partner.

RESPONSIBLE LENDING :

money view has partnered with RBI – authorised & regulated NBFCs/ financial institutions.

Our policies and service are compliant with extant applicable laws. We are a founding member of the digital lenders association of India

QUERIES :

mail : care@moneyview.in

call : 080 – 69390476

address : no.17, 3rd floor, outer ring RD, bellandur, Bengaluru, Karnataka, 560087

26 Jul, 2024 By ravita pal
BAJAJ FINSERV : LOANS, UPI & FD LOAN APP REVIEW 2024

bajaj finserv app is trusted by 45 million+ customers all over india for their financial and payment need. With this app, you can apply online for personal loan, home loan, gold loan, etc. you can shop offin from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, richarge your mobile and DTH services, and transfer money using BHIM UPI.

Bajaj finserv loans UPI & FD loan app review 2024
bajaj finserv loans UPI & FD loan app

BHIM UPI, FIXED DIPOSIT, personal loan, credit card, pay bill, wallet, insurance

INSTANT PERSONAL LOAN APP

  • get an instant personal loan of up to 40 lakh with this loan app
  • doctors and chartered accountants can get funding through professional loans
  • self – employed individuals can opt for a business loan at affordable rates.

Highlights of personal loan app

  • finance ammount : 20,000 to 40 lakh
  • repayment tenure : 12 to 96 months
  • Rate of interest / annual percentage Rate (APR) : 11% to 34%
  • processing fees : upto 3.93% of disbursed amount incl of taxes

for 1,00,000 /- borrowed at an interest rate of 2% p.m. for 12 months ( interest rate on reducing balance method) the payable amount would be: processing fees 3930, other charges 100, interest rate 13,472. The total amount to be repaid after a year will be 1,17,542. Interest rate and processing fees vary as per the products.

locate stores for no-cost EMI at bajaj mall

  • locate stores at bajaj mall to injoy no-cost EMI option on over 1 million products.
  • from electronics, appliances & smartphone to fitness equipment and furniture, shop for everything at no-cost EMI.
  • find all the top brands like sumsung, Sony, LG, Whirlpool and others at bajaj mall.
  • use the store locator to find the nearest bajaj finserv partner store for in – store shopping.

Bills payment & online recharge

  • online bill payments

make electricity bill payments online along with other monthly utilities sach us water, LPG, broadband itc. Get cashback on your bill payment credit to your bajaj pay wallet.

  • online mobile recharge

Find all top billers such as jio, airtel, vi etc. for mobile recharge on bajaj finserv app. Earn cashback on mobile recharge using the bajaj pay UPI & use it for future bill payments.

  • FASTag

the bajaj finserv app enable quick and easy FASTag recharge. you can Richarge on the go & injoy hassle – free travel.

BHIM UPI APP

  • create your unique bajaj pay UPI ID & send / receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI pin.
  • add money to your bajaj pay wallet & make seamless bill payments.

CREDIT CARD

  • apply for bajaj finserv – RBL credit card in a few easy steps.
  • Make credit card bill payments online, injoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

FIXED DEPOSITS

  • get high ROI on fresh and renewal of FD & injoy special rates on digital FD through app.
  • you can start investment in FD at 15,000 & also get a loan against it.
  • you can also invest in bajaj finance systamatic diposit plan with just 5,000.

MUTUAL FUNDS

  • investment in mutual funds starts with an amount as low as 100.
  • you can invest in any mutual fund via monthly SIP or pay lumpsum.
  • mutual fund SIP calculators can help you draw an estimate & plan well.

INSURANCE BAJAJ finserv

  • bajaj finserv app offers all kinds of insurance on its platform such as health insurance, motor insurance, & pocket insurance.

APP IN APP

  • fullfil your daily needs of shopping, travel ets on one single platform with 100+ brand partners

FEATURES

  • find all your financial relations at a glance
  • use EMI calculators & pay your EMIS online
  • check CIBIL score & get credit health report online
  • download your loan account statements
  • avail quick assistance online for your queries

CONTACT US :

bajaj finserv – off pune – ahemdnagar

road, viman nagar, pune – 411014

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