पर्सनल लोन बिना इनकम और सिबिल के : hello doston agar aap log bhi Bina income ke yahan per loan Lena chahte Hain to aaj kis post mein hamen kaisi loan company ke bare mein aapko bataenge jismein ham Bina income ke Bina cibil score ke personal loan le sakte hain vah bhi 5 lakh rupaye Tak ka
Loan App eligibility
आपके पास इस लोन को लेने के लिए आधार कार्ड यहां पर होना चाहिए इससे आपका एड्रेस वेरीफाई होता है
आपके पास पैन कार्ड होना चाहिए पैन कार्ड से बिल स्कोर चेक करने के लिए होता है
आपका सिबिल स्कोर ठीक-ठाक होना चाहिए 600 से ऊपर होना चाहिए
आप एक भारतीय नागरिक होने चाहिए
लोन अप्लाई करने का सही तरीका
अगर आप इस लोन को अप्लाई करना चाहते हैं तो हम अब जानेंगे कि इसका सही तरीका क्या है कौन से स्टेप आपको अपने है लोन अप्लाई करते समय तो सबसे पहले आपको नीचे दिए गए लिंक से यहां पर एप्लीकेशन को डाउनलोड करना है उसके बाद आपको अपनी लोन डिटेल देनी है जैसे कि आपको अपना नाम जन्मतिथि फादर का नाम यह सारी डिटेल भरना है साथ ही साथ में इनकम डालना है आपको
सबसे पहले आपको अपना पहला नाम और आखिरी नाम डालना है
उसके बाद आपको अपने पैन कार्ड की डिटेल डालना है
उसके बाद पर्सनल लोन लेने के लिए आपको केवाईसी करनी है
उसके बाद आपको अपना बैंक अकाउंट ऐड करना है जिसमें पर्सनल लोन लेना है
hello doston aaj kis post mein ham aapko teen nahin loan company ke bare mein bataenge jisse aap Keval Aadhar card pan card mein turant ₹500000 Tak ka personal loan prapt kar sakte hain wo bhi Bina cibil score ke to aap pura post pura padhen . Ye personal loan app 100% Safe and Secured hai Aur Nbfc registered bhi hai
Table of Contents
New Loan App Eligibility Criteria
aapke pass Aadhar Card hona chahie adress verification ke liye
aapke pass PAN card hona chahie taki cibil aapka check ho sake
there is two options to get Work email id one proton mail app and other my personal option you can enter my given mail id after that text in my business WhatsApp number.
home credit is one of the India’s fastest – growing personal loan apps, trusted by over 1.6 crore + happy customers with instant approval, quick disbursal & 100% online application process, we offer hassle-free personal loans of up to 5, 00,000 to exiting home credit customers for all there needs. Instant personal loan for home credit customers | easy process | 100% peparless
Table of Contents
Explore the features and benefits of our personal loan app :
instant loan approval – get your personal loan approved within just 5 minutes on our user – friendly loan app.
Quick disbursal – once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
trusted loan app – home credit is a trusted RBI – registered NBFC, serving millions of happy customers.
minimal documentation – apply for a cash loan with just 2 documents, i.e., your pan card & an address proof.
100% safe and secure – enjoy complete transparency & security with no hidden charges, ensuring a worry – free borrowing experience.
flexible repayment options – repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
Personalized loan solutions – instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.
why choose home credit personal loan app ?
user – friendly
trusted by over 1.6 crore happy customers
4.4 -star rating on Google play store
How to apply for an instant personal loan ?
Download the home credit personal loan app.
submit your details and complete registration process.
Upload your KYC documents.
enjoy instant approval & get fund disbursed directly to your bank account.
ELIGIBILITY CRITERIA FOR HOME CREDIT PERSONAL LOAN :
should be an indian citizen.
age requirement : 18 – 60 years
should be a salaried, pensioner, or self employed individual
Should be an existing customer of home credit ( should have availed ujjawal EMI card / cosumer durable loans / personal loan/ flexible personal loan in the past.
Documents required to apply for instant personal loan :
pan card and address proof
Personal loan features :
loan amount : up to 5, 00,000
minimum annual percentage Rate (APR) : 19.5%.
minimum repayment period : 6 months.
if you opt for a value – added service, the fee for the same shall be levied additionally
if you opt for safe pay services, you get benefits like payment holiday, free early repayment, life insurance and health services with your loan.
Representative example :
loan amount : 70,000
tenure : 24 months
interest rate : 32%
EMI : 3986/month
processing fees: 2,730
total amount payable : 95,672
the annual interest rates & processing fees will vary as per the risk profile of the customer. Maximum APR can go up to 48% ( however, only a fraction of our customer gets an interest rate higher than 30% per annum). These numbers are indicative and subject to change
in addition to our personal loan offerings, home credit india introduces the ujjwal EMI card, a unique financial tool designed to enhance your shopping experience, both online & offline
ujjwal EMI card features :
enjoy online and offline shopping on easy EMIs
instant pre – approved limit of up to 75,000
No – cost EMI option on the home credit personal loan app
payments modes include auto debit, UPI, net banking and debit cards
Experience a 100% digital loan process with our app
at home credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from home credit is only use to generate the bast offers for you.
contact us :
Email : care@homecredit.co.in
call : +91-1246628888 ( between 9: am – 6: pm, all days)
website : https://www.homecredit.co.in/contact – us
address : home credit india finance private limited, DLF infinity towers, tower c, 3rd floor, DLF cyber City phase ||, gurugram – 122002, India
India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.
HERE’S WHAT YOU CAN DO ON LAZY PAY :
for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.
WHAT DOES LAZY PAY OFFER?
your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –
XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.
Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.
SAMPLE LOAN EMI CALCULATI
for loan amount = rs.10,000 | tenure = 6 months
@interest rate of 18% p.a.
EMI will be rs. 1,755/- p.m.
processing fee rs. 200
total payment rs. 10,730
interest rate and processing fee may vary
revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.
Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.
By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.
Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.
Billpay : pay utility bills
lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.
Why should you choose lazy pay ?
best pay letter app with flexible EMI tenures
shop on EMI with 45000+ stores
Collateral – free PERSONAL LOAN
No CCVs or PINs
100% digital process with no peparwork
instant loan approval and disbursal
DECLARATION
lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.
payU finance india private limited https://www.payufin.in/
avail instant personal loans up to INR 10 lakhs and get a free credit report instantly. Simply download the money view app & open a world of endless possibilities. We help you take control of your finances with full suite of personalized financial products.
INSTANT PERSONAL LOAN
money view for all your loan needs – apply for personal loan starting from INR 5000 to INR 10 lakhs & get quick approvals weather you are salaried, or self – employed, money view is the perfect instant loan app for you and your financial needs.
money view is one of the most loved financial apps with a 4.7 rating
what makes a better ?
custom loan amount : from 5,000 to 10,00,000
flexible repayment tenure: from 3 months to 5 years
competitive annual percentage Rate: from 10% – 39%
unique credit model: get personalized loan offers regardless of your credit score
Hassle-free 100% paperless application process
100% transparent : no hidden charges, no surprises
Credit tracker
free credit report for monthly credit score tracking
detailed analysis of factors influencing your credit score
tips to make the right decisions to improve your credit score
check your pre- approved loan officers
OUR LENDING PARTNERS :
Whizdm finance pvt. ltd.
aditya Birla finance Ltd
DMI finance private Ltd
clix capital service Pvt Ltd
kisetsu Saison finance (India) PVT Ltd
SMFG india credit company LTD
piramal capital & Housing finance Ltd
incred financial services Ltd
VIVRITI capital Ltd
cholamandalam investment & finance company LTD
suryoday small finance Bank Ltd
NDX P2P private limited
IDFC first bank Ltd
OXYZO Financial services pvt Ltd
Example of how money view personal loan works :
loan amount – 50,000
Tenure – 12 months
annual persentage rate (APR) – 22%
processing fees (INCL.GST) – 1,750+ 315 GST
monthly EMI – 4,728
total interest payable – 4,728×12 months – 50,000 principal = 6,736
disbursed ammount – 50,000 – 2,065 = 47,935
total amount payable – 4,728 × 12 months = 56,736
total cost of the loan = interest amount + processing fees = 6,736 + 1,750 = 8,486
NOTE : these numbers are for representation purposes only the final interest rate & APR will depend on the customer’s credit assessment as decided by money view’s lending partner.
RESPONSIBLE LENDING :
money view has partnered with RBI – authorised & regulated NBFCs/ financial institutions.
Our policies and service are compliant with extant applicable laws. We are a founding member of the digital lenders association of India
bajaj finserv app is trusted by 45 million+ customers all over india for their financial and payment need. With this app, you can apply online for personal loan, home loan, gold loan, etc. you can shop offin from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, richarge your mobile and DTH services, and transfer money using BHIM UPI.
get an instant personal loan of up to 40 lakh with this loan app
doctors and chartered accountants can get funding through professional loans
self – employed individuals can opt for a business loan at affordable rates.
Highlights of personal loan app
finance ammount : 20,000 to 40 lakh
repayment tenure : 12 to 96 months
Rate of interest / annual percentage Rate (APR) : 11% to 34%
processing fees : upto 3.93% of disbursed amount incl of taxes
for 1,00,000 /- borrowed at an interest rate of 2% p.m. for 12 months ( interest rate on reducing balance method) the payable amount would be: processing fees 3930, other charges 100, interest rate 13,472. The total amount to be repaid after a year will be 1,17,542. Interest rate and processing fees vary as per the products.
locate stores for no-cost EMI at bajaj mall
locate stores at bajaj mall to injoy no-cost EMI option on over 1 million products.
from electronics, appliances & smartphone to fitness equipment and furniture, shop for everything at no-cost EMI.
find all the top brands like sumsung, Sony, LG, Whirlpool and others at bajaj mall.
use the store locator to find the nearest bajaj finserv partner store for in – store shopping.
Bills payment & online recharge
online bill payments
make electricity bill payments online along with other monthly utilities sach us water, LPG, broadband itc. Get cashback on your bill payment credit to your bajaj pay wallet.
online mobile recharge
Find all top billers such as jio, airtel, vi etc. for mobile recharge on bajaj finserv app. Earn cashback on mobile recharge using the bajaj pay UPI & use it for future bill payments.
FASTag
the bajaj finserv app enable quick and easy FASTag recharge. you can Richarge on the go & injoy hassle – free travel.
BHIM UPI APP
create your unique bajaj pay UPI ID & send / receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI pin.
add money to your bajaj pay wallet & make seamless bill payments.
CREDIT CARD
apply for bajaj finserv – RBL credit card in a few easy steps.
Make credit card bill payments online, injoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.
FIXED DEPOSITS
get high ROI on fresh and renewal of FD & injoy special rates on digital FD through app.
you can start investment in FD at 15,000 & also get a loan against it.
you can also invest in bajaj finance systamatic diposit plan with just 5,000.
MUTUAL FUNDS
investment in mutual funds starts with an amount as low as 100.
you can invest in any mutual fund via monthly SIP or pay lumpsum.
mutual fund SIP calculators can help you draw an estimate & plan well.
INSURANCE BAJAJ finserv
bajaj finserv app offers all kinds of insurance on its platform such as health insurance, motor insurance, & pocket insurance.
APP IN APP
fullfil your daily needs of shopping, travel ets on one single platform with 100+ brand partners
FEATURES
find all your financial relations at a glance
use EMI calculators & pay your EMIS online
check CIBIL score & get credit health report online
axio app is in sms – based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With your money manager’s expense tracker feature, tracking expenses become effortless. you can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and riceive timely payment reminders, all conveniently accessible in one place !
AXIO MONEY MANAGER – your personal money management app, the best expense tracker and a handy personal finance app, you don’t need to manually enter your expenses .
money manager’s top features include :
with the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
see all daily expenses at a glance – from bank accounts, credit card, digital wallets, Sodexo, etc.
check bank balance
check all your utility bills such as electricity, DTH, GAS, mobile & wi -fi
keep track of train tickets, cab, movie, event booking, and more.
with the expense tracker make custom categories to track expenses & quickly add cash spent
add notes, tags, & bill/receipt photos to transactions
easily search for expenses, tags, or notes
AXIO PAY LATER
experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed checkout finance feature, you can injoy the convenience of flexible EMIs ranging from 3 to 36 months.
>hassle – free credit
>available at over 4000+ online marchants
>no – cost EMIs
AXIO PERSONAL LOAN
eligible users can apply and avail personal loan from the axio app.
AXIO FIXED DIPOSIT
give your savings a boost by investing in a fixed deposit on the axio app
>higher interest rate
>RBI regulated and DICGS insured
>flexible tenures and zero premature withdrawal
EMIs
interest rate for axio loans from start as low as 14% and go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2% (+GST) is also applicable on each disbursal
A representative example : if you take a loan of rs 1 lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months – your EMI will be around rs 4,849 & the processing fee would be rs 2,000 (+360) total cost of the loan would be rs 1,18,728
ABOUT AXIO
credit offered by axio digital PVT. LTd. On the axio app is facilitated by RBI-registered NBFC cap float financial services private limited.
axio pvt. ltd. Does not involve itself directly in any money lending activities and only facilities money lending by providing a digital platform to registered non – banking financial companies (NBFCS) or banks or via co- lending arrangments.
Axio is the brand name of cap float financial services private limited, an NBFC registered with the RBI.
cap float financial services private limited is one of the founding members of the digital lendars association of india, an organisation dedicated to promoting fair lending practices within the country.
Axio app provides SMS- based money management, and access to financial products like checkout finance, personal finance, and fixed deposits. It does not read your personal SMSs or upload any sensitive data.
rupee redee will credit money in your account in 10 minutes following simple application process.
why rupee redee : chota loan badi khushi
NBFC lending partner : finc friends private limited which is a registered NBFC with RBI. Rupee redee app is a best loan app.
Fast loan approval and quick disbursal : with 100% online process, get fast approval and quick loan disbursals.
LOAN for all purposes and needs : loans to fulfil all types of credit including covering emergency expenses, consolidating debt, travel, shopping, bill payments, school fees and much more.
Flexible interest rate and tenures : flexi personal loans with interest rates from 12% to 36% p.a. depending on your credit score. Also get flexible tenure option of 62 days to 6 months for repayment of the loan.
Transparency and security: we only work with RBI- certified NBFCs/ banks which are guaranteed to be transparent, safe and secure.
OUR LOAN OFFERINGS
flexi personal loan – we offer personal loans ranging from 2.000 to 25.000 with short repayment tenure of 3-4 months. Documentation required for this loan consists of just a pan card and proof of address
personal loan for self-employed & salaried : personal loan for self-employed ranges between 2000 to 30000 with flexible repayments terms from 3 to 6 months. You need pan card & proof of address to avail this loan
TOP FEATURES
Simple EMIs : payback in 2 – 12 months at your convenience
100% online : the application process is completely paperless
complete transparency : there are no hidden costs, all costs are mentioned on application summary before processing of loan
Finc friends private limited
on approval, get a direct bank transfer within minutes from our lending partner registered NBFC ” finc friends PVT LTD” finc friends follow a daynamic risk-based pricing model with loan terms & rates described below
personal loan charges (example) :
loan amount : from 2000 to 30000
minimum period of payment : ( minimum tenure) : 62 days
maximum piriod of payment : 365 days
maximum annual percentage Rate (APR) : 36% to 160 %
interest rate : 2.5% to 3% per month
processing fee : starting 10% of loan amount
service charges: starting 3% of loan amount
Representative example of the total costs of loan is provided in example below :
discription all amount are INR
loan amount : 11000
loan tenure : 3 months
processing fees (10% INC GST) : 1100
service charges (3% per EMI% Inc GST) = 990
interest (32%) = 583.6
amount disbursed : 9900
Repayment shedule below :
first instalment : 4191
second instalment : 4191
third instalment : 4191
totala repayment : 12573
Eligibility criteria
must be in Indian national with a valid pan card and aadhar card
must be over the age of 18 years
minimum monthly income should be 15000
steps to avail a loan:
install the rupee redee app
registere with your mobile number
enter basic information and verify your KYC by aadhar OTP or upload KYC documents
verify bank account
approved : read & provide acceptance on the charges and sign loan agreement loan disbursed
documents required :
address proof ( acceptable documents aadhar card)
one a selfie
pan card
Bank account/ access to bank account details
Explanation : to capture KYC documents and selfie for liveness test and ensure KYC compliance as per guidelines of regulator
stashfin credit line and instant personal loan app online enjoy the power of instant money with stashfin one of India’s fastest, easiest, safest, and smartest credit line and personal loan apps. Stashfin is powered by akara capital advisors, an NBFC duly registered with the reserve Bank of India.
with it’s quick and easy loan application process, stashfin let’s you enjoy instant personal loans up to 5,00,000 at low interest rates and flexible repayments plans that are best suited to your needs.
best personal loan app in india
credit line ranging from 1,000 to 5,00,000 straight to your bank account, 24*7 access to cash
pay interest only on the funds you use
flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
minimum documentation, instant approval, and quick loan disbursal
Transparent pricing. No hidden fees
completely secure process
No joining fees
Instant loan
stashfin provides small instant personal loan from 1,000 up to 500,000 and is operational in 30+ cities across India. In matters of funds, one size does not fitt all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rate ranging from 11.99% – 59.99% APR. The rates may vary on a case – to-case basis
all loans are paid electronically through equal monthly instalments (EMIs) sometimes a low processing fee is charged and there are no hidden costs.
EXAMPLE :
loan amount : 10,000
loan tenure : 3 months
rate of interest : 11.99% p.a.
processing fee : 0
total interest : 167
loan EMI : 3389
APR : 11.99%
amount disbursed : 10,000
total loan repayment amount: 10,167
there is a small transaction fee for selected customers with 0% interest for 3 days.
sample monthly with sample principal interest
EMI principal interest
Rs.3389 rs.3305.74 rs. 83.25
rs.3389 rs. 3333.26 rs. 55.73
rs.3389 rs.3361.01 rs. 27.98
Eligibility criteria To apply for instant personal loan
Indian citizen
above the age of 18
must have a source of income
documents required for instant personal loan –
address proof ( any one of aadhar card / voter ID/ passport /driving licence )
identity proof ( pan ID )
in some cases, you may be also asked for
bank statement
ITR/GST pepar
in addition to personal loans, stashfin offers several services, such as credit reports, gift cards, corporate bonds, and insurance the availability of key insurance policies from stashfin helps secure your money from various risks.
wallet protection insurance
income protection insurance
pocket insurance
critical illness insurance
travel insurance
security and protection of privacy –
data security and privacy are top priorities at stashfin. Our backend APIs comply with mandated security standards and robust protocols that have been tested and certified.
Stashfin has partnered with request and well-regulated entities such as SBM bank, DMI finance, visu leasing finance, AU small finance Bank, kisetsu Saison finance, chola finance, and western capital.
stashfin instant personal loan app requires the following permission.
text message
one – time access to location, camera and media
limited device information
Queries :
mail : grievances.officer@stashfin.com
call : +91-9289108507
address: 18th floor, Magnum global park 2 golf course Ext road sector 58,
buddy loan – loan aggregator app. Our preferred lenders interest rates start at 11.99% p.a. & you can select from a wide range of flexible repayments plans starting from 6 months to 5 years. Feel free to use these funds to meet any of your financial needs
EXAMPLE CALCULATION : a loan of 1,00,000 with an interest rate of 13% and a repayment tenure of 1 year has a processing fee of 2% = 2,000 + GST = 2,360 (line setup fee of 499+GST = 588/- to be paid before starting the credit line) & monthly EMI of 8,932 the total interest is 7,181 and the loan repayment amount ofter 1 year is 1,10,129. The maximum annual percentage Rate (APR) can go up to 36% based on our RBI approved lenders.
track your credit score for free
with Buddy loan, you can check your credit score for free and get a detailed credit report analysis and your email. credit score ranges from 300 to 900. Refresh your credit score every month to track your credit health and get closer to your financial goals.
why choose the buddy loan app ?
instant Loan up to 50 lakh
affordable interest rate: starting at 11.99% p.a.
20 + RBI approved lenders
100% pepar less digital application
highest approval rate & quick disbursal
flexible repayments plans: 6 month to 5 years
transparent & convenient loan process
safe and secure
instant loan eligibility with buddy loan
age : 21 to 60 years.
residence : Indian resident.
income : minimum monthly income of 15000 (for salaried) or annual turn over for self employed (as per lender)
credit score : CIBIL score of 650 or higher
Employment : salaried job in the public/private sector or consistent self – employed income
business vintage requirement : minimum of 2 years or more (depending on lender) ( only for business loan)
TYPES Of LOANS OFFERED BY BUDDY LOAN PERSONAL Loan : apply for personal loan to fulfil urgent cash requirements or any other financial needs. Get instant personal loans, for emergency, shopping , marriage, car or bike, home renovation or other personal needs.
PERSONAL Loan FOR SALARIED/SELF Employed : get easy loans as a salaried or self employed professional quick loan approval with flexible repayments option of 6 to 60 month.
BUSINESS Loan : our RBI approved loan lenders offer MSME/ SME & working capital loans to small & medium – sized business loan of up to 50 lakhs to grow your small business.
steps to apply for an instant loan
login to the buddy loan app.
fill in the basis details.
enter the desired loan amount
get connected to RBI approved lenders
direct deposit to your bank account. It’s safe, instant, and reliable !
Responsible lending
buddy loan is a personal loan aggregator platform partnered with RBI – registered NBFC lending partner. We ensure you can secure a loan quickly to meet your personal financial needs.
contact us :
for loan assist or any other details about our personal loans contact us at