2 New Personal Loan App Without Cibil Score Loan App Review 2024

Hello dosto aaj ke is post me ham do aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi rakhe hai jaha se aap directly loan apply bhi kar sakte hai.

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian resident
  • Salaried employee / business owners / self employed
  • Above 21 years of age
  • Savings bank account holder
  • Decent cibil score

Groww Credited : Instant Loan App

Whether you an instant personal loan for an unexpected expenses or looking for easy EMI options to finance your next big purchase, or simply want to check CIBIL score for free Groww Credit is your all in one credit app

Groww Credit Instant Loan App

Instant personal loan

Groww credit offers instant personal loans up to 12.5 lakh with flexible repayments options at competitive interest rates whether you are salaried or self employed get instant approvals and funds disbursed directly to your bank account

Loan amount of your choice : choose your instant personal loan amount up to your pre approved limit (max 10 lakh)

Flexible tenure : loan repayment tenure ranging from 3 months to 60 months

Transparent terms : no hidden charges, only clear and upfront terms

Instant personal loan :

  • Tenure : 3 to 60 months
  • APR : 13 – 48%

Note : personal loans are available for select users

Registered NBFCs and banks (Lenders) on Groww Credit :

  • Groww Creditserv technology Pvt Ltd
  • Kisetsu Saison finance (India) Pvt Ltd
  • IDFC first bank LTD

A representative example of the cost of a loan, including principal & all applicable fees:

  • Tenure – 12 months
  • Rate of interest – 15% per annum
  • Processing fees – 1000 ( 2% inclusive GST)
  • Total interest – 4156
  • EMI – 4513
  • APR – 18.89%
  • Amount disbursed – 49000
  • Total repayment amount – 54156

Privacy policy : https//groww.in /privacy-policy

Groww’s registered office : Vaishnavi tech park, south tower, 3rd and 4th floor, sarjapur main road, Bengaluru, Karnataka – 560103

Yuva – Personal Loan App Review 2024

Yuva is an instant personal loan app provided by RBI registered NBFC – YUVARAJ FINANCE PRIVATE LIMITED Our goal is to convey a sence of youthful energy, dynamism, and forward thinking

2 New Personal loan app without cibil score Review 2024
Yuva personal loan app
  1. details and representative cost calculation :
  • Loan amount : up to 20,000 rs
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees : start at 99 rs
  • Maximum annual percentage Rate : 97%

2. Data Protection :

  • We comply with regulation rules and industry standards being the member of face
  • Your data is encrypted securely stored and can be requested to delete
  • we don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details please visit data safety section

3. Main features of yuva instant loan app :

  • easy to get user interface and modern design
  • optimized process with minimum steps and information required
  • various loan repayment options (UPI, card, wallet)
  • 24/7 customer support (email, helpline, whatsapp chat)

5. Yuva loan app provides

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast decision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

6. How it works

  • Register with phone number
  • pick affordable loan amount and term
  • provide data for loan application and verify KYC
  • Recieve decision and sign loan agreement in case of positive one
  • Right away get money in your bank account

7. Any questions

Please check app support section

LAZY PAY : LOAN APP & PAY LATER

India’s credit super app for instant loans, BNPL, utility bills and more get credit that’s easy, instant and stress – free with lazy pay you get a free credit upto rs.10,000 that you can use across 45,000 + online stores and marchants! Just repay the total every 15 to 30 days, interest free.

Lazy pay loan app & pay later loan app review 2024
lazy pay loan app & pay later loan app

HERE’S WHAT YOU CAN DO ON LAZY PAY :

for personal loans, express loan options allows you to borrow up to rs. 5 lakhs, get online loans within minutes and use them for anything you want – no question asked. Instant personal loan interest rates range for 15% to 32% p.a. it’s repayment flexibility spans 3 to 24 months.

WHAT DOES LAZY PAY OFFER?

your search for the ultimate loan app for instant loans and flexible EMIs ends here! Lazy pay offers financial solutions at the palm of our hand that include –

XPRESS LOAN : instant personal loans: with our app, you can instantly borrow a credit up to 5 lakhs through the xpress loan option. The interest rates are competitive, and you only pay interest on the amount you borrow.

Xpress loan by lazy pay app ranges from rs. 3,000 to 5 lakhs with an annual repayment period (APR) of 3 to 60 months. Percentage Rate (APR) between 15% – 32% on a reducing balance basis.

SAMPLE LOAN EMI CALCULATI

for loan amount = rs.10,000 | tenure = 6 months

  • @interest rate of 18% p.a.
  • EMI will be rs. 1,755/- p.m.
  • processing fee rs. 200
  • total payment rs. 10,730

interest rate and processing fee may vary

revolve rates – 36% to 42% for revolve there is no period for repayment it’s a monthly rolling feature.

Convert to EMI – 3 month 24% | 6 month 26% tenure basis – 3 to 6 months.

By now pay later : shopping online with pay later apps in always convenient. With bill pay lazy pay, you can shop at 100+ marchants and choose the ” pay later” option at checkout. It supports over 20,000+ billers in categories such as electricity, gas line, water, gas line, gas cylinder, DTH, FASTag, LANDLINE , internet, and any more. Lazy pay will remind you regularly, and you can track your spending and make fast repayments.

Get attractive discount and offers on various marchants like swiggy, Zomato, Myntra, zepto and more.

Billpay : pay utility bills

lazy pay with over 20,000+ supported billers, lagy pay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one – click recharge FASTag, mobile postpaid, landline, DTH and more. Repay in one shot , along with your lazy pay dues, every 15 or 30 days.

Why should you choose lazy pay ?

  • best pay letter app with flexible EMI tenures
  • shop on EMI with 45000+ stores
  • Collateral – free PERSONAL LOAN
  • No CCVs or PINs
  • 100% digital process with no peparwork
  • instant loan approval and disbursal

DECLARATION

lazy pay is a platform that only facilitates money lending to duly registered NBFCS to users and complies with all applicable laws including RBI’S fair practice code. The details of the registered NBFCs who are partnered with us are mentioned below.

payU finance india private limited https://www.payufin.in/

MONEY VIEW : LOANS CREDIT SCORE REVIEW 2024

avail instant personal loans up to INR 10 lakhs and get a free credit report instantly. Simply download the money view app & open a world of endless possibilities. We help you take control of your finances with full suite of personalized financial products.

Money view loans credit score app review 2024
money view loans credit score app review

INSTANT PERSONAL LOAN

money view for all your loan needs – apply for personal loan starting from INR 5000 to INR 10 lakhs & get quick approvals weather you are salaried, or self – employed, money view is the perfect instant loan app for you and your financial needs.

money view is one of the most loved financial apps with a 4.7 rating

what makes a better ?

  • custom loan amount : from 5,000 to 10,00,000
  • flexible repayment tenure: from 3 months to 5 years
  • competitive annual percentage Rate: from 10% – 39%
  • unique credit model: get personalized loan offers regardless of your credit score
  • Hassle-free 100% paperless application process
  • 100% transparent : no hidden charges, no surprises

Credit tracker

  • free credit report for monthly credit score tracking
  • detailed analysis of factors influencing your credit score
  • tips to make the right decisions to improve your credit score
  • check your pre- approved loan officers

OUR LENDING PARTNERS :

  • Whizdm finance pvt. ltd.
  • aditya Birla finance Ltd
  • DMI finance private Ltd
  • clix capital service Pvt Ltd
  • kisetsu Saison finance (India) PVT Ltd
  • SMFG india credit company LTD
  • piramal capital & Housing finance Ltd
  • incred financial services Ltd
  • VIVRITI capital Ltd
  • cholamandalam investment & finance company LTD
  • suryoday small finance Bank Ltd
  • NDX P2P private limited
  • IDFC first bank Ltd
  • OXYZO Financial services pvt Ltd

Example of how money view personal loan works :

  • loan amount – 50,000
  • Tenure – 12 months
  • annual persentage rate (APR) – 22%
  • processing fees (INCL.GST) – 1,750+ 315 GST
  • monthly EMI – 4,728
  • total interest payable – 4,728×12 months – 50,000 principal = 6,736
  • disbursed ammount – 50,000 – 2,065 = 47,935
  • total amount payable – 4,728 × 12 months = 56,736
  • total cost of the loan = interest amount + processing fees = 6,736 + 1,750 = 8,486

NOTE : these numbers are for representation purposes only the final interest rate & APR will depend on the customer’s credit assessment as decided by money view’s lending partner.

RESPONSIBLE LENDING :

money view has partnered with RBI – authorised & regulated NBFCs/ financial institutions.

Our policies and service are compliant with extant applicable laws. We are a founding member of the digital lenders association of India

QUERIES :

mail : care@moneyview.in

call : 080 – 69390476

address : no.17, 3rd floor, outer ring RD, bellandur, Bengaluru, Karnataka, 560087

BAJAJ FINSERV : LOANS, UPI & FD LOAN APP REVIEW 2024

bajaj finserv app is trusted by 45 million+ customers all over india for their financial and payment need. With this app, you can apply online for personal loan, home loan, gold loan, etc. you can shop offin from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, richarge your mobile and DTH services, and transfer money using BHIM UPI.

Bajaj finserv loans UPI & FD loan app review 2024
bajaj finserv loans UPI & FD loan app

BHIM UPI, FIXED DIPOSIT, personal loan, credit card, pay bill, wallet, insurance

INSTANT PERSONAL LOAN APP

  • get an instant personal loan of up to 40 lakh with this loan app
  • doctors and chartered accountants can get funding through professional loans
  • self – employed individuals can opt for a business loan at affordable rates.

Highlights of personal loan app

  • finance ammount : 20,000 to 40 lakh
  • repayment tenure : 12 to 96 months
  • Rate of interest / annual percentage Rate (APR) : 11% to 34%
  • processing fees : upto 3.93% of disbursed amount incl of taxes

for 1,00,000 /- borrowed at an interest rate of 2% p.m. for 12 months ( interest rate on reducing balance method) the payable amount would be: processing fees 3930, other charges 100, interest rate 13,472. The total amount to be repaid after a year will be 1,17,542. Interest rate and processing fees vary as per the products.

locate stores for no-cost EMI at bajaj mall

  • locate stores at bajaj mall to injoy no-cost EMI option on over 1 million products.
  • from electronics, appliances & smartphone to fitness equipment and furniture, shop for everything at no-cost EMI.
  • find all the top brands like sumsung, Sony, LG, Whirlpool and others at bajaj mall.
  • use the store locator to find the nearest bajaj finserv partner store for in – store shopping.

Bills payment & online recharge

  • online bill payments

make electricity bill payments online along with other monthly utilities sach us water, LPG, broadband itc. Get cashback on your bill payment credit to your bajaj pay wallet.

  • online mobile recharge

Find all top billers such as jio, airtel, vi etc. for mobile recharge on bajaj finserv app. Earn cashback on mobile recharge using the bajaj pay UPI & use it for future bill payments.

  • FASTag

the bajaj finserv app enable quick and easy FASTag recharge. you can Richarge on the go & injoy hassle – free travel.

BHIM UPI APP

  • create your unique bajaj pay UPI ID & send / receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI pin.
  • add money to your bajaj pay wallet & make seamless bill payments.

CREDIT CARD

  • apply for bajaj finserv – RBL credit card in a few easy steps.
  • Make credit card bill payments online, injoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

FIXED DEPOSITS

  • get high ROI on fresh and renewal of FD & injoy special rates on digital FD through app.
  • you can start investment in FD at 15,000 & also get a loan against it.
  • you can also invest in bajaj finance systamatic diposit plan with just 5,000.

MUTUAL FUNDS

  • investment in mutual funds starts with an amount as low as 100.
  • you can invest in any mutual fund via monthly SIP or pay lumpsum.
  • mutual fund SIP calculators can help you draw an estimate & plan well.

INSURANCE BAJAJ finserv

  • bajaj finserv app offers all kinds of insurance on its platform such as health insurance, motor insurance, & pocket insurance.

APP IN APP

  • fullfil your daily needs of shopping, travel ets on one single platform with 100+ brand partners

FEATURES

  • find all your financial relations at a glance
  • use EMI calculators & pay your EMIS online
  • check CIBIL score & get credit health report online
  • download your loan account statements
  • avail quick assistance online for your queries

CONTACT US :

bajaj finserv – off pune – ahemdnagar

road, viman nagar, pune – 411014

AXIO : EXPENSE TRACKER & BUDGET LOAN APP REVIEW 2024

axio app is in sms – based money management app. Managing money and tracking expenses just got simpler with the axio personal finance management app! With your money manager’s expense tracker feature, tracking expenses become effortless. you can plan your budget, monitor your daily expenses, monthly expenses, stay on top of all your bills, and riceive timely payment reminders, all conveniently accessible in one place !

Axio expense tracker & budget loan app review 2024
axio expense tracker & budget loan app

AXIO MONEY MANAGER – your personal money management app, the best expense tracker and a handy personal finance app, you don’t need to manually enter your expenses .

money manager’s top features include :

  • with the expense tracker, you can keep close track of your personal monthly and daily expenses including your credit card dues
  • see all daily expenses at a glance – from bank accounts, credit card, digital wallets, Sodexo, etc.
  • check bank balance
  • check all your utility bills such as electricity, DTH, GAS, mobile & wi -fi
  • keep track of train tickets, cab, movie, event booking, and more.
  • with the expense tracker make custom categories to track expenses & quickly add cash spent
  • add notes, tags, & bill/receipt photos to transactions
  • easily search for expenses, tags, or notes

AXIO PAY LATER

experience a seamless credit facility on the axio personal finance app that empowers your personal growth. With our carefully designed checkout finance feature, you can injoy the convenience of flexible EMIs ranging from 3 to 36 months.

>hassle – free credit

>available at over 4000+ online marchants

>no – cost EMIs

AXIO PERSONAL LOAN

eligible users can apply and avail personal loan from the axio app.

AXIO FIXED DIPOSIT

give your savings a boost by investing in a fixed deposit on the axio app

>higher interest rate

>RBI regulated and DICGS insured

>flexible tenures and zero premature withdrawal

EMIs

interest rate for axio loans from start as low as 14% and go up to 35% per annum for a tenure ranging 06 to 36 months. A processing fee of upto 2% (+GST) is also applicable on each disbursal

A representative example : if you take a loan of rs 1 lakh (Principal) at an annual interest rate of 15% (APR) for a tenure of 24 months – your EMI will be around rs 4,849 & the processing fee would be rs 2,000 (+360) total cost of the loan would be rs 1,18,728

ABOUT AXIO

credit offered by axio digital PVT. LTd. On the axio app is facilitated by RBI-registered NBFC cap float financial services private limited.

axio pvt. ltd. Does not involve itself directly in any money lending activities and only facilities money lending by providing a digital platform to registered non – banking financial companies (NBFCS) or banks or via co- lending arrangments.

Axio is the brand name of cap float financial services private limited, an NBFC registered with the RBI.

cap float financial services private limited is one of the founding members of the digital lendars association of india, an organisation dedicated to promoting fair lending practices within the country.

Axio app provides SMS- based money management, and access to financial products like checkout finance, personal finance, and fixed deposits. It does not read your personal SMSs or upload any sensitive data.

RUPEE REDEE – PERSONAL LOAN APP REVIEW 2024

rupee redee will credit money in your account in 10 minutes following simple application process.

why rupee redee : chota loan badi khushi

NBFC lending partner : finc friends private limited which is a registered NBFC with RBI. Rupee redee app is a best loan app.

Fast loan approval and quick disbursal : with 100% online process, get fast approval and quick loan disbursals.

rupee redee personal loan app

LOAN for all purposes and needs : loans to fulfil all types of credit including covering emergency expenses, consolidating debt, travel, shopping, bill payments, school fees and much more.

Flexible interest rate and tenures : flexi personal loans with interest rates from 12% to 36% p.a. depending on your credit score. Also get flexible tenure option of 62 days to 6 months for repayment of the loan.

Transparency and security: we only work with RBI- certified NBFCs/ banks which are guaranteed to be transparent, safe and secure.

OUR LOAN OFFERINGS

flexi personal loan – we offer personal loans ranging from 2.000 to 25.000 with short repayment tenure of 3-4 months. Documentation required for this loan consists of just a pan card and proof of address

personal loan for self-employed & salaried : personal loan for self-employed ranges between 2000 to 30000 with flexible repayments terms from 3 to 6 months. You need pan card & proof of address to avail this loan

TOP FEATURES

  • Simple EMIs : payback in 2 – 12 months at your convenience
  • 100% online : the application process is completely paperless
  • complete transparency : there are no hidden costs, all costs are mentioned on application summary before processing of loan

Finc friends private limited

on approval, get a direct bank transfer within minutes from our lending partner registered NBFC ” finc friends PVT LTD” finc friends follow a daynamic risk-based pricing model with loan terms & rates described below

personal loan charges (example) :

  • loan amount : from 2000 to 30000
  • minimum period of payment : ( minimum tenure) : 62 days
  • maximum piriod of payment : 365 days
  • maximum annual percentage Rate (APR) : 36% to 160 %
  • interest rate : 2.5% to 3% per month
  • processing fee : starting 10% of loan amount
  • service charges: starting 3% of loan amount

Representative example of the total costs of loan is provided in example below :

  • discription all amount are INR
  • loan amount : 11000
  • loan tenure : 3 months
  • processing fees (10% INC GST) : 1100
  • service charges (3% per EMI% Inc GST) = 990
  • interest (32%) = 583.6
  • amount disbursed : 9900

Repayment shedule below :

first instalment : 4191

second instalment : 4191

third instalment : 4191

totala repayment : 12573

Eligibility criteria

  • must be in Indian national with a valid pan card and aadhar card
  • must be over the age of 18 years
  • minimum monthly income should be 15000

steps to avail a loan:

  • install the rupee redee app
  • registere with your mobile number
  • enter basic information and verify your KYC by aadhar OTP or upload KYC documents
  • verify bank account
  • approved : read & provide acceptance on the charges and sign loan agreement loan disbursed

documents required :

  • address proof ( acceptable documents aadhar card)
  • one a selfie
  • pan card
  • Bank account/ access to bank account details

Explanation : to capture KYC documents and selfie for liveness test and ensure KYC compliance as per guidelines of regulator

Queries :

mail : care@rupee redee.com

address : vatika triangle, 7th floor, Mehrauli Gurgaon road, block B, sushant lok fash ! Gurgaon haryana 122002

STASHFIN – PERSONAL LOAN APP REVIEW 2024

stashfin credit line and instant personal loan app online enjoy the power of instant money with stashfin one of India’s fastest, easiest, safest, and smartest credit line and personal loan apps. Stashfin is powered by akara capital advisors, an NBFC duly registered with the reserve Bank of India.

Stashfin personal loan app review 2024
stashfin personal loan app

with it’s quick and easy loan application process, stashfin let’s you enjoy instant personal loans up to 5,00,000 at low interest rates and flexible repayments plans that are best suited to your needs.

best personal loan app in india

  • credit line ranging from 1,000 to 5,00,000 straight to your bank account, 24*7 access to cash
  • pay interest only on the funds you use
  • flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
  • minimum documentation, instant approval, and quick loan disbursal
  • Transparent pricing. No hidden fees
  • completely secure process
  • No joining fees

Instant loan

stashfin provides small instant personal loan from 1,000 up to 500,000 and is operational in 30+ cities across India. In matters of funds, one size does not fitt all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rate ranging from 11.99% – 59.99% APR. The rates may vary on a case – to-case basis

all loans are paid electronically through equal monthly instalments (EMIs) sometimes a low processing fee is charged and there are no hidden costs.

EXAMPLE :

  • loan amount : 10,000
  • loan tenure : 3 months
  • rate of interest : 11.99% p.a.
  • processing fee : 0
  • total interest : 167
  • loan EMI : 3389
  • APR : 11.99%
  • amount disbursed : 10,000
  • total loan repayment amount: 10,167

there is a small transaction fee for selected customers with 0% interest for 3 days.

sample monthly with sample principal interest

EMI principal interest

Rs.3389 rs.3305.74 rs. 83.25

rs.3389 rs. 3333.26 rs. 55.73

rs.3389 rs.3361.01 rs. 27.98

Eligibility criteria To apply for instant personal loan

  • Indian citizen
  • above the age of 18
  • must have a source of income

documents required for instant personal loan –

  • address proof ( any one of aadhar card / voter ID/ passport /driving licence )
  • identity proof ( pan ID )

in some cases, you may be also asked for

  • bank statement
  • ITR/GST pepar

in addition to personal loans, stashfin offers several services, such as credit reports, gift cards, corporate bonds, and insurance the availability of key insurance policies from stashfin helps secure your money from various risks.

wallet protection insurance

income protection insurance

pocket insurance

critical illness insurance

travel insurance

security and protection of privacy –

data security and privacy are top priorities at stashfin. Our backend APIs comply with mandated security standards and robust protocols that have been tested and certified.

Stashfin has partnered with request and well-regulated entities such as SBM bank, DMI finance, visu leasing finance, AU small finance Bank, kisetsu Saison finance, chola finance, and western capital.

stashfin instant personal loan app requires the following permission.

  • text message
  • one – time access to location, camera and media
  • limited device information

Queries :

mail : grievances.officer@stashfin.com

call : +91-9289108507

address: 18th floor, Magnum global park 2 golf course Ext road sector 58,

BUDDY LOAN : PERSONAL LOAN APP REVIEW 2024

buddy loan – loan aggregator app. Our preferred lenders interest rates start at 11.99% p.a. & you can select from a wide range of flexible repayments plans starting from 6 months to 5 years. Feel free to use these funds to meet any of your financial needs

Buddy loan personal loan app review 2024
buddy loan personal loan app

EXAMPLE CALCULATION : a loan of 1,00,000 with an interest rate of 13% and a repayment tenure of 1 year has a processing fee of 2% = 2,000 + GST = 2,360 (line setup fee of 499+GST = 588/- to be paid before starting the credit line) & monthly EMI of 8,932 the total interest is 7,181 and the loan repayment amount ofter 1 year is 1,10,129. The maximum annual percentage Rate (APR) can go up to 36% based on our RBI approved lenders.

track your credit score for free

with Buddy loan, you can check your credit score for free and get a detailed credit report analysis and your email. credit score ranges from 300 to 900. Refresh your credit score every month to track your credit health and get closer to your financial goals.

why choose the buddy loan app ?

  • instant Loan up to 50 lakh
  • affordable interest rate: starting at 11.99% p.a.
  • 20 + RBI approved lenders
  • 100% pepar less digital application
  • highest approval rate & quick disbursal
  • flexible repayments plans: 6 month to 5 years
  • transparent & convenient loan process
  • safe and secure

instant loan eligibility with buddy loan

  • age : 21 to 60 years.
  • residence : Indian resident.
  • income : minimum monthly income of 15000 (for salaried) or annual turn over for self employed (as per lender)
  • credit score : CIBIL score of 650 or higher
  • Employment : salaried job in the public/private sector or consistent self – employed income
  • business vintage requirement : minimum of 2 years or more (depending on lender) ( only for business loan)

TYPES Of LOANS OFFERED BY BUDDY LOAN PERSONAL Loan : apply for personal loan to fulfil urgent cash requirements or any other financial needs. Get instant personal loans, for emergency, shopping , marriage, car or bike, home renovation or other personal needs.

PERSONAL Loan FOR SALARIED/SELF Employed : get easy loans as a salaried or self employed professional quick loan approval with flexible repayments option of 6 to 60 month.

BUSINESS Loan : our RBI approved loan lenders offer MSME/ SME & working capital loans to small & medium – sized business loan of up to 50 lakhs to grow your small business.

steps to apply for an instant loan

  • login to the buddy loan app.
  • fill in the basis details.
  • enter the desired loan amount
  • get connected to RBI approved lenders
  • direct deposit to your bank account. It’s safe, instant, and reliable !

Responsible lending

buddy loan is a personal loan aggregator platform partnered with RBI – registered NBFC lending partner. We ensure you can secure a loan quickly to meet your personal financial needs.

contact us :

for loan assist or any other details about our personal loans contact us at

Email : info@buddy loan.com

phone : 080 – 47097512

Address : no.: 1187, 5th main, 21st cross Rd, sector 7, HSR layout, Bengaluru

BETTER PLACE MONEY LOAN APP REVIEW 2024

better place money is a financial services platform which aims to help improve the financial health of frontline workers in India. Better place money acts as a bridge between the frontline workers and the big banks / NBFCs by providing a simple and clear process for access to loans for the next billion population in india.

Better place money loan app review 2024
better place money loan app

The NBFC which is currently available on our platform is NDX P2P private limited.

A user can avail instant cash personal loans of up to 25,000 at 1% – 3% interest rate with no other hidden charges. We charge a small processing fee of rs 200/- to rs 600/- exclusive of GST.

a Representative example of the total cost of the personal loan, including all applicable fees:

Highlights :

  • finance amount : up to rs 25,000
  • repayment tenure : minimum 3 months to maximum 6 months
  • rate of interest / annual percentage Rate (APR) : minimum 20% to maximum 50%
  • Processing fees : rs 200 – rs 600/-

sample loan example

  • amount : rs 10, 000/-
  • interest rate : 1.5% monthly simple interest
  • tenere : 6 Months
  • EMI frequency : monthly
  • processing : fee rs 300/-
  • disbursed amount : rs 9,700/-
  • total interest payable : rs 450 /- ( interest is 1.5% per month = rs 150* 3)
  • monthly payment : rs 3483.33/-
  • total payment in 3 months : rs 10,450/-
  • Overall cost : rs 750 /- ( include rs 450 /- interest and rs 300/- as processing fee)
  • APR : (750/ 10000) (365/90) = 30.4%

please reach out to loan support@better place.com.in for any questions.

POONAWALA FINCORP LOAN APP REVIEW 2024

instant personal loan poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small ticket loan. The poonawala Fincorp app is here to manage all your financial needs.you can apply for instant loan, personal loan, business loan, loan against property and pre – owned car loan with this app.you can also check your CIVIL score using the poonawala Fincorp app. Apply for instant personal loan online | free CIVIL score. Thik loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Poonawala Fincorp Loan App Review 2024
poonawala Fincorp Loan App

HIGHLIGHTS FOR INSTANT PERSONAL LOAN APP POONAWALA .

  • poonawala loan amount : rs 50,000 to rs 5 lakh
  • competitive interest rates starting from 16% to 36% APR varies from 20% to 36
  • Processing fees: 2.5% of sanction amount from GST
  • 100% digital process
  • Minimal documentation f
  • or poonawala loan apply
  • no collateral/security
  • Flexible
  • Flexible tenure: 3 month to 36 month
  • Quick approvals for poonawala loan app
  • Quick loan disbursal
  • Easy process EXAMPLE : Loan ammount : 50,000 tenure 12 months
  • interest charged : 4,441 ( 16% per annum) processing fees rs 1457 (2.5% of loan amount 1250 + GST @18%: rs 225)
  • APR: 24.6% stamp Dumpty: 100
  • Broken periods interest: 700 amount disbursed 47,725 EMI amount: 4,537
  • loan amount is 50,000.disbursed amount is 47,725 total loan repayment amount is 54,441
  • EXAMPLE: loan disbursement date: 14th July first EMI date: 5 September
  • interest component to be calculated : 5th August to 5th September
  • BPI to be calculated from 14th July to 5th August no. of days for BPI : 21 BPI amount: rs 700

HIGHLIGHTS FROM PERSONAL LOAN

  • loan amount up to 30 lakhs.
  • competitive interest rates starting at 9.99% P.A
  • processing fee: up to 2% plus taxes
  • 100 % digital process poonawala loan app
  • No collateral /sequrity
  • flexible tenure
  • minimum documention
  • Quick approvals

BUSINESS LOAN POONAWALA

  • loan amount up to 50 lakhs
  • competitive interest rates starting at 15% P.A
  • processing fee : up to 3% of sanction amount plus taxes
  • 100% digital process
  • No collateral / sequrity
  • NO hidden charges
  • minimal documentati

POONAWALA PROFESSIONAL LOAN APP

  • multi – purpose sanction up to 50 lakh
  • competitive professional loan interest rates starting at 9.99% P.A
  • processing fee : up to 2% of sanction amount plus taxes
  • No prepayment and foreclosure penalty if from own sources
  • collateral – free loan for professional
  • flexible tenure ranging up to 60 month

PRE-OWNED CAR LOAN

  • loan up to rs.75 lakhs
  • interest rate starting at 11% P.A.
  • processing fee: 1% of sanction amount plus taxes
  • loan up to 100% of car value
  • flexible repayments option loan against property
  • high LTV for ample funding ranging up to 10 crore
  • competitive interest rates starting at 9 % p.a
  • processing fee :up to 1% of sanction amount + GST
  • wide range of properties accepted as collateral
  • long and flexible tenure up to 15 years
  • Quick and easy approval process

MEDICAL EQUIPMENT LOAN

  • higher loan amount of up to 10 crore
  • competitive interest rates starting at 9.99% P.A.
  • up to 1% of sanction amount + GST
  • longer repayment tenure of up to 84 months
  • No hidden charges
x