26 Jul, 2024 By ravita pal
STASHFIN – PERSONAL LOAN APP REVIEW 2024

stashfin credit line and instant personal loan app online enjoy the power of instant money with stashfin one of India’s fastest, easiest, safest, and smartest credit line and personal loan apps. Stashfin is powered by akara capital advisors, an NBFC duly registered with the reserve Bank of India.

Stashfin personal loan app review 2024
stashfin personal loan app

with it’s quick and easy loan application process, stashfin let’s you enjoy instant personal loans up to 5,00,000 at low interest rates and flexible repayments plans that are best suited to your needs.

best personal loan app in india

  • credit line ranging from 1,000 to 5,00,000 straight to your bank account, 24*7 access to cash
  • pay interest only on the funds you use
  • flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
  • minimum documentation, instant approval, and quick loan disbursal
  • Transparent pricing. No hidden fees
  • completely secure process
  • No joining fees

Instant loan

stashfin provides small instant personal loan from 1,000 up to 500,000 and is operational in 30+ cities across India. In matters of funds, one size does not fitt all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rate ranging from 11.99% – 59.99% APR. The rates may vary on a case – to-case basis

all loans are paid electronically through equal monthly instalments (EMIs) sometimes a low processing fee is charged and there are no hidden costs.

EXAMPLE :

  • loan amount : 10,000
  • loan tenure : 3 months
  • rate of interest : 11.99% p.a.
  • processing fee : 0
  • total interest : 167
  • loan EMI : 3389
  • APR : 11.99%
  • amount disbursed : 10,000
  • total loan repayment amount: 10,167

there is a small transaction fee for selected customers with 0% interest for 3 days.

sample monthly with sample principal interest

EMI principal interest

Rs.3389 rs.3305.74 rs. 83.25

rs.3389 rs. 3333.26 rs. 55.73

rs.3389 rs.3361.01 rs. 27.98

Eligibility criteria To apply for instant personal loan

  • Indian citizen
  • above the age of 18
  • must have a source of income

documents required for instant personal loan –

  • address proof ( any one of aadhar card / voter ID/ passport /driving licence )
  • identity proof ( pan ID )

in some cases, you may be also asked for

  • bank statement
  • ITR/GST pepar

in addition to personal loans, stashfin offers several services, such as credit reports, gift cards, corporate bonds, and insurance the availability of key insurance policies from stashfin helps secure your money from various risks.

wallet protection insurance

income protection insurance

pocket insurance

critical illness insurance

travel insurance

security and protection of privacy –

data security and privacy are top priorities at stashfin. Our backend APIs comply with mandated security standards and robust protocols that have been tested and certified.

Stashfin has partnered with request and well-regulated entities such as SBM bank, DMI finance, visu leasing finance, AU small finance Bank, kisetsu Saison finance, chola finance, and western capital.

stashfin instant personal loan app requires the following permission.

  • text message
  • one – time access to location, camera and media
  • limited device information

Queries :

mail : grievances.officer@stashfin.com

call : +91-9289108507

address: 18th floor, Magnum global park 2 golf course Ext road sector 58,

26 Jul, 2024 By ravita pal
BUDDY LOAN : PERSONAL LOAN APP REVIEW 2024

buddy loan – loan aggregator app. Our preferred lenders interest rates start at 11.99% p.a. & you can select from a wide range of flexible repayments plans starting from 6 months to 5 years. Feel free to use these funds to meet any of your financial needs

Buddy loan personal loan app review 2024
buddy loan personal loan app

EXAMPLE CALCULATION : a loan of 1,00,000 with an interest rate of 13% and a repayment tenure of 1 year has a processing fee of 2% = 2,000 + GST = 2,360 (line setup fee of 499+GST = 588/- to be paid before starting the credit line) & monthly EMI of 8,932 the total interest is 7,181 and the loan repayment amount ofter 1 year is 1,10,129. The maximum annual percentage Rate (APR) can go up to 36% based on our RBI approved lenders.

track your credit score for free

with Buddy loan, you can check your credit score for free and get a detailed credit report analysis and your email. credit score ranges from 300 to 900. Refresh your credit score every month to track your credit health and get closer to your financial goals.

why choose the buddy loan app ?

  • instant Loan up to 50 lakh
  • affordable interest rate: starting at 11.99% p.a.
  • 20 + RBI approved lenders
  • 100% pepar less digital application
  • highest approval rate & quick disbursal
  • flexible repayments plans: 6 month to 5 years
  • transparent & convenient loan process
  • safe and secure

instant loan eligibility with buddy loan

  • age : 21 to 60 years.
  • residence : Indian resident.
  • income : minimum monthly income of 15000 (for salaried) or annual turn over for self employed (as per lender)
  • credit score : CIBIL score of 650 or higher
  • Employment : salaried job in the public/private sector or consistent self – employed income
  • business vintage requirement : minimum of 2 years or more (depending on lender) ( only for business loan)

TYPES Of LOANS OFFERED BY BUDDY LOAN PERSONAL Loan : apply for personal loan to fulfil urgent cash requirements or any other financial needs. Get instant personal loans, for emergency, shopping , marriage, car or bike, home renovation or other personal needs.

PERSONAL Loan FOR SALARIED/SELF Employed : get easy loans as a salaried or self employed professional quick loan approval with flexible repayments option of 6 to 60 month.

BUSINESS Loan : our RBI approved loan lenders offer MSME/ SME & working capital loans to small & medium – sized business loan of up to 50 lakhs to grow your small business.

steps to apply for an instant loan

  • login to the buddy loan app.
  • fill in the basis details.
  • enter the desired loan amount
  • get connected to RBI approved lenders
  • direct deposit to your bank account. It’s safe, instant, and reliable !

Responsible lending

buddy loan is a personal loan aggregator platform partnered with RBI – registered NBFC lending partner. We ensure you can secure a loan quickly to meet your personal financial needs.

contact us :

for loan assist or any other details about our personal loans contact us at

Email : info@buddy loan.com

phone : 080 – 47097512

Address : no.: 1187, 5th main, 21st cross Rd, sector 7, HSR layout, Bengaluru

26 Jul, 2024 By ravita pal
BETTER PLACE MONEY LOAN APP REVIEW 2024

better place money is a financial services platform which aims to help improve the financial health of frontline workers in India. Better place money acts as a bridge between the frontline workers and the big banks / NBFCs by providing a simple and clear process for access to loans for the next billion population in india.

Better place money loan app review 2024
better place money loan app

The NBFC which is currently available on our platform is NDX P2P private limited.

A user can avail instant cash personal loans of up to 25,000 at 1% – 3% interest rate with no other hidden charges. We charge a small processing fee of rs 200/- to rs 600/- exclusive of GST.

a Representative example of the total cost of the personal loan, including all applicable fees:

Highlights :

  • finance amount : up to rs 25,000
  • repayment tenure : minimum 3 months to maximum 6 months
  • rate of interest / annual percentage Rate (APR) : minimum 20% to maximum 50%
  • Processing fees : rs 200 – rs 600/-

sample loan example

  • amount : rs 10, 000/-
  • interest rate : 1.5% monthly simple interest
  • tenere : 6 Months
  • EMI frequency : monthly
  • processing : fee rs 300/-
  • disbursed amount : rs 9,700/-
  • total interest payable : rs 450 /- ( interest is 1.5% per month = rs 150* 3)
  • monthly payment : rs 3483.33/-
  • total payment in 3 months : rs 10,450/-
  • Overall cost : rs 750 /- ( include rs 450 /- interest and rs 300/- as processing fee)
  • APR : (750/ 10000) (365/90) = 30.4%

please reach out to loan support@better place.com.in for any questions.

15 Jul, 2024 By ravita pal
POONAWALA FINCORP LOAN APP REVIEW 2024

instant personal loan poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small ticket loan. The poonawala Fincorp app is here to manage all your financial needs.you can apply for instant loan, personal loan, business loan, loan against property and pre – owned car loan with this app.you can also check your CIVIL score using the poonawala Fincorp app. Apply for instant personal loan online | free CIVIL score. Thik loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Poonawala Fincorp Loan App Review 2024
poonawala Fincorp Loan App

HIGHLIGHTS FOR INSTANT PERSONAL LOAN APP POONAWALA .

  • poonawala loan amount : rs 50,000 to rs 5 lakh
  • competitive interest rates starting from 16% to 36% APR varies from 20% to 36
  • Processing fees: 2.5% of sanction amount from GST
  • 100% digital process
  • Minimal documentation f
  • or poonawala loan apply
  • no collateral/security
  • Flexible
  • Flexible tenure: 3 month to 36 month
  • Quick approvals for poonawala loan app
  • Quick loan disbursal
  • Easy process EXAMPLE : Loan ammount : 50,000 tenure 12 months
  • interest charged : 4,441 ( 16% per annum) processing fees rs 1457 (2.5% of loan amount 1250 + GST @18%: rs 225)
  • APR: 24.6% stamp Dumpty: 100
  • Broken periods interest: 700 amount disbursed 47,725 EMI amount: 4,537
  • loan amount is 50,000.disbursed amount is 47,725 total loan repayment amount is 54,441
  • EXAMPLE: loan disbursement date: 14th July first EMI date: 5 September
  • interest component to be calculated : 5th August to 5th September
  • BPI to be calculated from 14th July to 5th August no. of days for BPI : 21 BPI amount: rs 700

HIGHLIGHTS FROM PERSONAL LOAN

  • loan amount up to 30 lakhs.
  • competitive interest rates starting at 9.99% P.A
  • processing fee: up to 2% plus taxes
  • 100 % digital process poonawala loan app
  • No collateral /sequrity
  • flexible tenure
  • minimum documention
  • Quick approvals

BUSINESS LOAN POONAWALA

  • loan amount up to 50 lakhs
  • competitive interest rates starting at 15% P.A
  • processing fee : up to 3% of sanction amount plus taxes
  • 100% digital process
  • No collateral / sequrity
  • NO hidden charges
  • minimal documentati

POONAWALA PROFESSIONAL LOAN APP

  • multi – purpose sanction up to 50 lakh
  • competitive professional loan interest rates starting at 9.99% P.A
  • processing fee : up to 2% of sanction amount plus taxes
  • No prepayment and foreclosure penalty if from own sources
  • collateral – free loan for professional
  • flexible tenure ranging up to 60 month

PRE-OWNED CAR LOAN

  • loan up to rs.75 lakhs
  • interest rate starting at 11% P.A.
  • processing fee: 1% of sanction amount plus taxes
  • loan up to 100% of car value
  • flexible repayments option loan against property
  • high LTV for ample funding ranging up to 10 crore
  • competitive interest rates starting at 9 % p.a
  • processing fee :up to 1% of sanction amount + GST
  • wide range of properties accepted as collateral
  • long and flexible tenure up to 15 years
  • Quick and easy approval process

MEDICAL EQUIPMENT LOAN

  • higher loan amount of up to 10 crore
  • competitive interest rates starting at 9.99% P.A.
  • up to 1% of sanction amount + GST
  • longer repayment tenure of up to 84 months
  • No hidden charges
15 Jul, 2024 By ravita pal
ABCD ADITYA BIRLA CAPITAL REVIEW 2024

Experience the power of comprehensive financial management with ABCD Aditya Birla capital , the ultimate app designed to cater to your financial and investing needs weather it’s making online bill payment of recharges, protecting your future with personalized insurance plan, investing wisely and stocks, mutual funds, securities, or securing loans for your dreams , we’ve got you covered.

Abcd aditya Birla capital loan app review 202
abcd aditya Birla capital loan app
  • ABCD app – everything finance as simple as ABCD
  • UPI PAYMENTS
  • send/ recieve money with ease or scan QR code at any shop to pay using your ABCD UPI ID
  • MULTI – PAY never abort transaction when short on money. Transfer money from one bank account to another or divide the amount with multiple accounts and complete payment transaction securely
  • UPI INTERNATIONAL
  • Make international payments Quickly and easily
  • ACTIVATE RUPAY CREDIT Card
  • link any RUPAY to credit card to enable to UPI transaction

ONLINE BILL PAYMENTS

make electricity bill payments online along with other monthly utilities such as water, LPG etc.

online mobile recharge – find all top billers such as jio, airtel, vi, it’s

GET LOANS FOR EVERY NEED

we understands that life’s milestones often require financial assistance quickly and on easy terms. Realize your dreams & aspirations with easy access to a wide range of flexible & affordable loan options including personal, home & SME finance solutions only on ABCD.

HIGHLIGHTS OF PERSONAL LOAN

  • loan amount : minimum of 50,000 to maximum of 10 lakhs
  • repayment tenure : minimum of 12 months to maximum of 36 months
  • rate of interest : 10.99% to 30% p.a.
  • processing fees : 2% + 18% GST (of processing fee)
  • flexible repayment options
  • no collateral required

PERSONAL LOAN FOR SALARIED INDIVIDUALS (EXAMPLE)

  • loan amount : 1,00,000
  • Tenure : 18 months
  • rate of interest : 18.5 % per annum
  • processing fee (2%): 2,000
  • GST on processing fee (18%): 360
  • total interest: 14,880
  • APR :21.72% per annum
  • amount disbursed : 97,640
  • EMI : 6,404
  • total repayment amount 1,14,880

INVEST SMARTLY

unlock a world of opportunities by investing smartly in stock, mutual funds & securities on your user friendly platform to grow your health and wealth and secure your future.

PLAN YOUR FINANCES

digital health evaluation feature offered under ABCD app provides indicative information around users fitness and wellness only this app should not be used as a substitute for professional medical advice.

PAN INDIA REACH

aditya Birla capital is your financial partner, serving customers across India. Weather you are young professionals or an investment pro, our platform caters to your unique financial and investing needs be it stock, loan, mutual funds or insurance

ABCD Personal Loan Eligibility Criteria

  • You Should Have Aadhar Card and Pan Card
  • Age Should between 23 year to 60 year
  • minimum income 15,000 in case of salaried and for self employed minimum income 20k with stable source
  • cibil score must be greater than 700+
ABCD LOAN APPLY DIRECT LINK
Zero Cibil Loan App Apply Link
15 Jul, 2024 By ravita pal
PRIVO : INSTANT CREDIT LINE APP REVIEW 2024

Privo is an instant credit line app in India powered by kisetsu Saison finance (india) Pvt Ltd or credit Saison india (CS india) , one of the leading new-lending conglomerates in India. Adhering to the RBI’S fair practice code privo is to ensuring transperansy while lending loans to customers digitally .

Privo loan app
privo loan app

Instant credit line app that you can repay and reuse anytime you need. Get up to 5 lakhs credit limite starting just 9.99% interest rate in just simple steps with privo.

BENIFITS OF USING PRIVO: INSTANT CREDIT LINE

  • pay interest only on the amount you use open a credit line up to 5 lakhs at privo and pay interest only on the amount you withdraw.
  • lower interest rate compared to credit cards: interest rate starts as low as 9.99% per annum
  • get an Instant loan amount : borrow any sum of money (from 20,000) from your approved your credit limit (up to 5 lakhs) for 3 month to 60 months
  • No hidden fees or line set up fees : privo does not charge any hidden fee for opening a credit line or withdrawing money
  • EMI repayment options: you can select EMI option to repay the borrowed amount
  • no document upload, 100% paperless loan : privo provides a fully digital and paperless loan experience and you do not need to upload any documents to get the loan, ensuring quick approvals
  • safe and secure process: get instant credit line with this safe app designed using advanced encrypted technologies

IN SHORTS , PRIVO OFFERS THE BELOW FEATURES TO IT’S CUSTOMER

  • loans range from 20,000 to 500,000
  • tenure: min. 3 months | max. 60 months
  • interest rate: min. 9.99% p.a. | max. 39.99% p.a.
  • processing fee – min. 1% | max. 3%

BELOW IS AN EXAMPLE OF HOW PRIVO THE CREDIT LINE APP HELPS YOU ACCESS FUNDS EASIER

EXAMPLE:

  • principal amount : 100,000
  • tenure: 12 months
  • interest rate: 14 p.a.%
  • EMI : 8,979
  • interest payable : 8,979
  • processing fees : ( @ 1% + GST): 1,180
  • total cost of loan: 107,748
  • total amount disbursed : 98,628
  • BPI : 192
  • APR : 16.65%

ADITIONAL CHARGES

  • overdue interest rate : 36% p.a.
  • Full prepayment charges : 5% of outstanding amount + taxes part prepayment charges: 5% outstanding amount + taxes
  • swep charges (cheque/NACH): 250/- + taxes dishonour charges: 450/-

Eligibility criteria for opening an instant credit line at privo

should be between 21 to 57 year age. Must have a monthly income of 18,000 or above. A minimal civil score of 700. Must have a android phone

DOCUMENT REQUIRED PRIVO LOAN APP

we do not ask for any documents to upload. All you need to do is enter the below information:

  • pan number original document
  • aadhar number original document not fake
  • selfie

CONTACTS US

call our customer care number : 18001038961

address: kisetsu Saison finance (India) private limited, having it’s registered office at IndiQube Lexington tower, first floor, tavarekere, s.g. palya, Bengaluru, Karnataka 560029

10 Oct, 2023 By rahulrani90
Instant Funds Loan App Best or Fake : Instantfunds Review #1

जब से ये Loan App के बारे में लोगो को पता चला है लोग आंख बंद करके इस लोन ऐप को डाउनलोड करे है बिना जाने की आखिर Instantfunds loan ऐप रियल भी है या फेक है तो आज की इस पोस्ट में हम सब सही जानकारी देंगे की Instant funds लोन ऐप कैसी है तो पहले हम अपने आप से ये प्रश्न करेंगे

Instant funds loan app
instant funds loan app
  • क्या instant funds लोन ऐप आरबीआई से रजिस्टर्ड है या नहीं
  • इस लोन ऐप का ब्याज दर कितना है
  • ये लोन ऐप कितने समय के लिए लोन देती है
  • instant funds क्या हमारा डाटा चुराते है या नही
ये लोन ऐप बहुत चार्ज लेती है तो कृपया इमरजेंसी में ही लोन ले

Instant Funds लोन की कुछ जानकारी

  • इस लोन ऐप से आप 5000 से 5 लाख का लोन प्राप्त कर सकते है
  • इस लोन ऐप की NBFC हैं BP SECURITIES PVT LTD
  • लोन चुकाने का समय 10 दिन से 1 साल तक है इसलिए ये लोन ऐप आपको प्ले स्टोर में नही मिलेगी क्योंकि इसका समय अवधि कम है
  • ये लोन कंपनी लोगो को लोन बाट रही है आप भी ले सकते है

Eligibility जानें instant funds की

  • आपकी उम्र 21 साल से ज्यादा होना चाहिए
  • आपके पास एक आधार कार्ड और पैन कार्ड होना चाहिए
  • ये सभी को लोन देती है चाहे आप सैलरीड हो या self employed
  • बेसिक जानकारी भरना होगा

instant funds लोन लेना का process

  • सबसे पहले एप्लीकेशन डाउनलोड करना है website से instant फंड्स की
  • उसके बाद मोबाइल नंबर से वेरिफाई करना है
  • उसके बाद आधार कार्ड को otp से वेरिफाई करना है
  • उसके बाद basic details भरके eligibility चेक करना है
  • 4 रेफरेंस नंबर डालने है
  • शुरुआत में ये कंपनी केवल 5000 का लोन देगा वो भी 10 दिन के लिए

Instant funds Loan App : My Personal Opinion

Instant Funds Loan App is a short term loan app which gives you loan for minimum 10 days and maximum 90 days so you can not fulfil Your Financials goal

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