HOME CREDIT : PERSONAL LOAN APP REVIEW 2024
home credit is one of the India’s fastest – growing personal loan apps, trusted by over 1.6 crore + happy customers with instant approval, quick disbursal & 100% online application process, we offer hassle-free personal loans of up to 5, 00,000 to exiting home credit customers for all there needs. Instant personal loan for home credit customers | easy process | 100% peparless
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Explore the features and benefits of our personal loan app :
- instant loan approval – get your personal loan approved within just 5 minutes on our user – friendly loan app.
- Quick disbursal – once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
- trusted loan app – home credit is a trusted RBI – registered NBFC, serving millions of happy customers.
- minimal documentation – apply for a cash loan with just 2 documents, i.e., your pan card & an address proof.
- 100% safe and secure – enjoy complete transparency & security with no hidden charges, ensuring a worry – free borrowing experience.
- flexible repayment options – repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
- Personalized loan solutions – instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.
why choose home credit personal loan app ?
- user – friendly
- trusted by over 1.6 crore happy customers
- 4.4 -star rating on Google play store
How to apply for an instant personal loan ?
- Download the home credit personal loan app.
- submit your details and complete registration process.
- Upload your KYC documents.
- enjoy instant approval & get fund disbursed directly to your bank account.
ELIGIBILITY CRITERIA FOR HOME CREDIT PERSONAL LOAN :
- should be an indian citizen.
- age requirement : 18 – 60 years
- should be a salaried, pensioner, or self employed individual
- Should be an existing customer of home credit ( should have availed ujjawal EMI card / cosumer durable loans / personal loan/ flexible personal loan in the past.
Documents required to apply for instant personal loan :
- pan card and address proof
Personal loan features :
- loan amount : up to 5, 00,000
- minimum annual percentage Rate (APR) : 19.5%.
- minimum repayment period : 6 months.
- if you opt for a value – added service, the fee for the same shall be levied additionally
- if you opt for safe pay services, you get benefits like payment holiday, free early repayment, life insurance and health services with your loan.
Representative example :
- loan amount : 70,000
- tenure : 24 months
- interest rate : 32%
- EMI : 3986/month
- processing fees: 2,730
- total amount payable : 95,672
- the annual interest rates & processing fees will vary as per the risk profile of the customer. Maximum APR can go up to 48% ( however, only a fraction of our customer gets an interest rate higher than 30% per annum). These numbers are indicative and subject to change
in addition to our personal loan offerings, home credit india introduces the ujjwal EMI card, a unique financial tool designed to enhance your shopping experience, both online & offline
ujjwal EMI card features :
- enjoy online and offline shopping on easy EMIs
- instant pre – approved limit of up to 75,000
- No – cost EMI option on the home credit personal loan app
- payments modes include auto debit, UPI, net banking and debit cards
- Experience a 100% digital loan process with our app
at home credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from home credit is only use to generate the bast offers for you.
contact us :
Email : care@homecredit.co.in
call : +91-1246628888 ( between 9: am – 6: pm, all days)
website : https://www.homecredit.co.in/contact – us
address : home credit india finance private limited, DLF infinity towers, tower c, 3rd floor, DLF cyber City phase ||, gurugram – 122002, India
