ScoreScan Loan App Review : ScoreScan Loan App Reality

Aaj hum baat karenge ScoreScan Loan App ke baare mein, jo apne aap ko “Your Indian Personal Credit Management Expert” ke roop mein present karta hai. Ye app dawa karta hai ki wo free credit score check, income assessment, aur EMI calculator jaise features deta hai, lekin jab baat asliyat ki aati hai, to ye app ek bilkul alag aur khatarnak kahani batata hai. Customer reviews aur unke experiences ke aadhar par hum is app ko expose karenge aur batayenge ki ye kaise users ko dhokha de raha hai.

ScoreScan Ka Fake Dikhawa

ScoreScan ka description padhkar lagta hai ki ye ek professional aur user-friendly app hai jo Indian users ke liye banaya gaya hai. Ye bolta hai ki:

• Free credit score check from CIBIL, Equifax, etc.
• Income assessment tool aur EMI calculator.
• No paid subscription needed, sab kuch free aur transparent.

Lekin jab hum customer reviews dekhte hain, to ek bilkul alag picture samne aati hai. Ye app na sirf fake promises karta hai, balki users ke saath fraud aur blackmailing tak karta hai.

Customer Reviews: Sachchai Ki Kahani

Customer reviews ke aadhar par, yaha kuch key points hain jo ScoreScan ke asli roop ko dikhaate hain:

1. High Processing Fees aur Hidden Charges
   Users jaise Swamy Siva aur Bala Kishore ne bataya ki 3000 ka loan lene par sirf 1800 ya usse bhi kam amount account mein aata hai. Baki paisa processing fees aur extra charges ke naam par kaat liya jata hai. Ye charges itne zyada hain ki loan lene ka koi fayda hi nahi banta.
2. 7-Day Loan Period
   ScoreScan sirf 7 din ka loan deta hai, aur usme bhi interest rates aur penalties itne high hain ki users ke liye repay karna mushkil ho jata hai. Sunil Meshram ne bataya ki unhone loan repay kiya, lekin app ne unki permission ke bina dobara loan credit kar diya, aur wo bhi aur zyada interest rate ke saath!
3. Blackmailing aur Harassment
   Rajesh ne review mein likha ki agar ek din bhi payment late ho jati hai, to app 150 Rs per day penalty lagata hai. Iske alawa, wo users ke morphed photos banakar blackmail bhi karte hain. Ye ek serious aur illegal activity hai jo users ke mental peace ko khatam kar deta hai.
4. Data Collection aur No Loan Approval
   Black Cobra, Firasat Md Hussain, aur Snigdha Roy jaise users ne bataya ki ye app sirf documents aur personal data collect karta hai, lekin loan approve nahi karta. Ye lagta hai ki app ka asli motive users ka sensitive data collect karna hai, shayad data theft ya fraud ke liye.
5. Fake Promises aur No Transparency
   BR Food aur doosre users ne is app ko “totally fake” kaha hai kyunki ye sirf documents mangta hai aur loan deta nahi. Description mein jo free credit score aur financial tools ke baare mein likha hai, wo sab fake lagta hai kyunki users ko in features ka koi fayda nahi milta.

ScoreScan Ka Asli Chehra

Ye app apne aap ko ek helpful financial tool ke roop mein present karta hai, lekin asliyat mein ye ek predatory loan app hai jo:

• Zyada Interest aur Fees: Users se high processing fees aur hidden charges vasoolta hai.
• Short Loan Period: Sirf 7 din ka loan deta hai, jo users ke liye repay karna mushkil hota hai.
• Blackmailing Tactics: Late payment par morphed photos aur harassment ka istemal karta hai.
• Data Theft: Users ke sensitive documents collect karta hai bina loan approve kiye.

Kya Karna Chahiye?

Agar aap ScoreScan ya is jaise apps ke baare mein soch rahe hain, to in tips ko dhyan mein rakhein:

1. Avoid Downloading: Aise apps se door rahen jo unrealistic promises karte hain.
2. Check Reviews: Kisi bhi loan app ko use karne se pehle uske customer reviews padhein.
3. RBI-Approved Apps: Sirf Reserve Bank of India (RBI) se approved ya trusted apps ka istemal karein.
4. Protect Your Data: Apne personal documents aur details kisi bhi unverified app ke saath share na karein.

Conclusion

ScoreScan Loan App ek aisa platform hai jo surface par to helpful dikhta hai, lekin asliyat mein ye users ke saath fraud aur exploitation karta hai. High charges, blackmailing, aur data theft jaise serious issues is app ko ek khatarnak option banate hain. Isliye, hum strongly recommend karte hain ki aap is app se door rahen aur apne financial decisions ke liye trusted aur verified platforms ka istemal karein. Apna paisa aur data safe rakhein – ScoreScan jaise apps se bachein!