3 New Loan App without income proof and cibil score review 2024
Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisse loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar ke pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai
New Loan App Required documents
- Aadhar card for address verification
- Pan car for cibil score
- Applicants age must be more than 21 years
- Active bank account
- No loan default in last 3 months
Eligibilty Criteria New Loan App
- Indian adult citizen
- Valid pan card
- Aadhar verification via digilocker
- Monthly household income > 25,000rs. And the annual income > 3,00,000rs.
- Valid bank account details
1. Rupee112 New personal loan app
Rupee112 is your ultimate one stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need
At rupee112 we prioritize your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience a swift access to the funds you need here are the highlights of our application features :
How Rupee112 works :
>Apply Online : our user friendly online application process allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application
>Quick Approval : once we receive your application our team processes it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting
Get Funds Fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstanced
>Easy Repayment : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free
Important points to consider before applying for a New personal loan :
- Loan amount : minimum 5,000 to maximum 1 lakhs
- Repayment tenure : minimum 2 months to maximum 12 months
- Rate of interest / annual percentage Rate : 35%
- Processing fees : Rs. 2% of the loan amount
- Note : GST on processing fee : 18%
Representative example Of New Loan App :
- Loan amount : 50,000
- APR : 35%
- Tenure : 12 months
- Processing fees : 1000
- GST on Processing fees : 180
- Amount disbursed : 48,820
- EMI : 4,998
- total Repayment amount : 59,978
- total interest : 9,978
Abouts Us :
Dev – Aashish Capitals private limited is a non banking finance company registered with the reserve Bank of India Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs
Digital Lending Partners :
We are here to provide financial assistance by connecting you with reliable NBFCs/ banks ensuring you can secure personal loans without any hassle every loan application you submit is carefully reviewed and approved by RBI registered NBFCs banks and we make sure to give you all the important details about this institution upfront our digital lending partners are listed below
1.DEV AASHISH CAPITAL PRIVATE LIMITED
2. DEVMUNI LEASING & FINANCE LIMITED
3. VRINDA FINLEASE LIMITED
For more details customer support :
Website – www.rupee112.com
Customer care – + 91-91125-39112
Email – care@rupee112.com
2. Ram Fincorp New Personal Loan App
Ram Fincorp is an online instant personal loan app offers tension free easy and instant personal loans right at your fingertips not only do we provide you with the fastest disbursal ever possible but also low interest rates the loan will be credited to your bank account through us your trusted NBFC in arround 30 minutes
We are a RBI registered NBFC committed to offering personal credits to salaried professionals we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle in this manner giving you a moment get to reserves in a straightforward and way.
Loan Model New Personal Loan App
Ram Fincorp Personal Loan App provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your requirement
- Loan amount : 5,000 to 2,00,000
- Interest rate : up to 36% per annum
- APR : 36% MAX
- Late payment fees : as applicable
- Processing fee : up to 5%
- Loan tenure : 90 days to 365 days
- Pre-closure charges – as applicable
New Sample Loan Calculation
- Loan amount : 30,000 at interest rate of 30% p.a
- Loan duration : 3 months
- Total personal loan interest : 2,250
- Processing fees + GST = 500 + 90 = 590
- Total deductibles : 590
- In hand amount : Loan amount – total deductibles = 30,000 – 590 = 29,410
- Total repayable amount : 32,250
- Monthly EMI repayable : 10,750
- PF + GST are deducted upfront during the loan disbursals
Security & Privacy Policy
To guarantee the security of the information shared by our clients we have a highly secure
And encycrepted system to read our privacy policy click here : https://www.ramfincorp.com/conditions
Contact Information :
- Contact number : 919899985495
- Official mail ID : info@ramfincorp.com
- Official website : https://ramfincorp.com/
- Registered & corporate office address : 4338, Padam Shingh Road, Karol Bagh new Delhi – 110005
3. Lending Plate : New Personal Loan App
Lending plate is a personal loan mobile application that offers loans from 10,000 to 2,50,000 at attractive interest rates zero collateral and almost instantly at your convenience you can apply online from any of our approved locations and on approval you get direct transfer of your loan money within minutes to your bank account.
Lending plate is the brand name of UNIFING CAPITAL INDIA LIMITED which is Non banking finance company registered with the reserve Bank of India the company conducts lending operations in a transparent manner under the extant guidelines of the RBI.
Features of new personal loan app
- Personal loans ranging from 10,000 to 2,50,000
- Repayment tenure ranging from 3 months to 15 months
- Processing fees ranging from 1% to 5% of loan amount
- Conversion fees fees ranging from 1% to 5% of loan amount
- Rate of interest ranging from 12% onwards depending on your risk profile
- APR ranging from 12% to maximum 36% rates vary from customer to customer
- Completely online paperless documentation
- Loans available to improve your credit score
- Apply loan from anywhere, anytime as you like no early repay charges
- Free look period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along with proportionate interest
Representative example of personal loan app
- Loan amount : 25,000
- Interest rate : 36% per annum
- Tenures : 12 months
- Processing fees : 1,250
- Conversion fees : 1,250
- EMI : 2,512
- Total Repayment amount : 30,144
- Total interest : 5,144
- Total cost of loan : 32,644
Security and privacy policy
Lending plate personal loan app ensures safety via standards security and privacy protocols to protect its database our app is safe and secure and we do not share customer information with third parties without consent
Queries ?
Care@lendingplate.com
+ 91- 7373737316